TEHUANA IRACE
Orlando,Florida
Summary
Organized Mortgage Loan Officer with over 22 years of experience in the mortgage industry. Extensive mortgage knowledge and success in client education. Adept at fostering team collaboration and driving results, ensuring seamless adaptation to evolving industry needs. Skilled in client relationship management, regulatory compliance, and strategic planning. Known for reliability, strong problem-solving abilities, and client-first mindset.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Sr. Loan Consultant
MTH Mortgage- Meritage Homes
12.2019 - 01.2025
- Evaluated loan applications to determine eligibility and compliance with regulations.
- Advised clients on loan options, terms, and financial implications.
- Streamlined loan processing procedures to enhance efficiency and reduce turnaround time.
- Leveraged extensive knowledge of available loan products to match borrowers with optimal financing solutions that met their specific needs.
- Facilitated seamless communications between borrowers, real estate agents, title companies, and other essential parties involved in the transaction process.
Senior Mortgage Loan Officer
DHI Mortgage Company Ltd./D.R. Horton
01.2019 - 12.2019
- Generates a minimum of $2,000,000 new purchase funding's per month with proved ability to generate a minimum of 8-10 funding's per month
- Strong communication with builder, borrowers, realtors and the ability to work in a fast paced, professional environment
- Excellent verbal/written communication, presentation and organizational skills
Senior Mortgage Loan Officer
Eagle Home Mortgage/Lennar Homes
05.2015 - 12.2018
- Assessed clients financial situations to develop strategic financial planning solutions
- Maintained over 90% capture for the division as determined by management based on annual business plan
- Generated a minimum of $2,000,000-$4,000,000 in new home funding monthly
- Maintain and develop relationships within the communities to generate business for the company including builder and realtor functions, sales meetings etc
- Strong communication with builder, borrowers, realtors and the ability to work in a fast paced professional environment
Orlando Branch Manager/Senior Mortgage Loan Officer
NVR Mortgage/Ryan Homes
11.2012 - 03.2015
- Responsible for the administration and efficient daily operation of a service branch office operations, lending, product sales, and customer service
- Analyze negotiate and settle mortgage loans with minimal supervision along with extensive knowledge of FHLMC, FNMA, GOV'T and RESPA/TRID guidelines
- Strong selling, customer service and vocational skills
- Daily pipeline management, along with weekly staff meetings with builder/sales
Mortgage Loan Officer
Wells Fargo
08.2011 - 10.2012
- Provided expert financial advice on mortgage and both educational and personal loans
- Developed and maintained relationships with local real estate agents
- Complied applications and paperwork and double-checked for accuracy
- Educated customers on variety of loan products and available credit options to promote valuable decision-making
Skills
- Loan origination expertise
- Effective verbal communication
- Critical analysis
- Self-sufficient
- Strong organizational skills
Accomplishments
- Outstanding capture rate, QC, and customer service skills
Certification
- NMLS-Florida
References
References available upon request.
Timeline
Sr. Loan Consultant
MTH Mortgage- Meritage Homes
12.2019 - 01.2025
Senior Mortgage Loan Officer
DHI Mortgage Company Ltd./D.R. Horton
01.2019 - 12.2019
Senior Mortgage Loan Officer
Eagle Home Mortgage/Lennar Homes
05.2015 - 12.2018
Orlando Branch Manager/Senior Mortgage Loan Officer
NVR Mortgage/Ryan Homes
11.2012 - 03.2015
Mortgage Loan Officer
Wells Fargo
08.2011 - 10.2012