Summary
Overview
Work History
Education
Skills
Timeline
Generic

TEMES.T TAFESSE

BUSINESS BANKING MANAGER
ALEXANDRIA ,VA

Summary

A dedicated Business Banking Manager with over five years of experience in managing client relationships, financial advisory, and business banking operations. Proven expertise in loan processing, financial auditing, compliance, and risk assessment. Skilled in delivering customized financial solutions, managing client portfolios, and promoting banking products to drive business growth. Holds an MBA and a Master's degree in Economics and Communication for Management and Innovation. Strong negotiation, problem-solving, and strategic planning skills, with a commitment to providing exceptional customer service and fostering business development.

Overview

9
9
years of professional experience
3
3
Languages

Work History

Financial Consultant - Remote

Strong Hearts International
07.2024 - Current
  • Provide remote financial consultancy, managing budgets and donor funds.
  • Prepare financial reports and ensure compliance with NGO regulations.
  • Oversee grant management, expense monitoring, and financial controls.
  • Develop and update financial policies to improve governance.
  • Train staff on financial best practices and compliance.

Cashier & Restaurant Host

Circolino Restaurant
08.2023 - 05.2024
  • Managed cash register operations, processed payments, and provided accurate billing.
  • Welcomed and seated guests, ensuring excellent customer service.
  • Managed reservations and coordinated with staff for smooth operations.
  • Assisted with menu guidance and customer inquiries.

Business Banking Manager

Commercial Bank of Ethiopia, Michael Branch
01.2020 - 09.2021
  • Managed and oversaw daily branch operations to ensure efficiency and excellent customer service.
  • Led and supervised a team of banking professionals, setting performance targets and ensuring goal achievement.
  • Oversaw and controlled the e-payment system, including mobile banking, POS, and ATM services.
  • Developed and implemented business strategies to increase customer acquisition and revenue growth.
  • Maintained strong relationships with key clients and corporate customers to drive business growth.
  • Assessed credit risks, supervised loan approvals, and ensured compliance with lending policies.
  • Monitored financial performance, controlled expenses, and ensured the branch met its revenue targets.
  • Ensured compliance with KYC (Know Your Customer), AML (Anti-Money Laundering), and other banking regulations.
  • Identified and mitigated operational and financial risks to maintain smooth banking operations.

Senior Business Banking Officer (SBBO)

Commercial Bank of Ethiopia, Sarbet Branch
03.2019 - 12.2019
  • Authorised transactions on the system after verification by front and back-office staff to ensure accuracy and compliance
  • Provided financial analysis and advisory services to business clients based on their financial statements and banking needs.
  • Supported e-payment and digital banking services, including online banking, POS, and mobile banking solutions.
  • Assisted business clients with financial services, including account management, credit facilities, and loan processing.

BBO as a Credit Relationship Officer (CRO)

Commercial Bank of Ethiopia Sarbet Branch
09.2018 - 03.2019
  • Evaluated and processed loan applications, analyzing financial statements and creditworthiness.
  • Managed customer relationships, addressing credit needs and providing financial advisory services.
  • Assessed credit risks, ensuring compliance with banking policies and regulations.
  • Monitored loan portfolios and tracked repayments, taking proactive measures to minimize defaults.

Customer Service Officer Back Maker & Accountant

Commercial Bank of Ethiopia
01.2018 - 09.2018
  • Made reconciliation for the bank’s ATM machines.
  • Worked in compliance with the bank’s policies and procedures.
  • Entered transactions and reconciled account balances.
  • Prepared brunch budgets.
  • Recorded payments and disbursements.
  • Handled cash and non-cash transactions and all customer requests at the branch.
  • Account opening and account closing.

Customer Service Officer as Internal Auditor

Commercial Bank of Ethiopia, Sarbet Branch
03.2017 - 12.2017

• Internal branch controller.

• Examined financial statements for compliance with laws and regulations.

• Updated customer records in the system, including notes about interactions.

• Pitched ideas for improving customer care.

• Created and maintained reports about customer interactions.

• Participated in team-building activities

  • Made recommendations to management to improve customer experience.

Customer Service Officer- Front and Back Maker

Commercial Bank of Ethiopia, Mekanisa Branch
03.2016 - 03.2017
  • Handled cash and non-cash transactions and all customer requests at the branch.
  • Updated customer records in the system, including notes about interactions.
  • Recorded payments and disbursements.
  • Assisted customers with account services, including deposits, withdrawals, and inquiries.
  • Processed and initiated transactions such as fund transfers, cash deposits, and cheque clearances.
  • Supported e-payment and digital banking services, including mobile banking and ATM
  • Managed customer accounts by opening, updating, and closing accounts as per bank policies.
  • Provided exceptional customer service, resolving inquiries and escalating complex issues when needed.

Education

Masters Degree - Economics And Communication For Management And Inn

SAPIENZA UNIVERSITY OF ROME, ITALY
Via Del Castro Laurenziano, 9, 00161 Roma RM, Ital
10.2023

Masters (MBA) - Business Administration

ADMAS UNIVERSOTY
A.A NSL W02
08.2020

Bachelor Of Arts - Management

HAWASSA UNIVERSITY
Hawassa, Sidamo, Ethiopia
07.2015

Skills

Banking Operations & Management

Timeline

Financial Consultant - Remote

Strong Hearts International
07.2024 - Current

Cashier & Restaurant Host

Circolino Restaurant
08.2023 - 05.2024

Business Banking Manager

Commercial Bank of Ethiopia, Michael Branch
01.2020 - 09.2021

Senior Business Banking Officer (SBBO)

Commercial Bank of Ethiopia, Sarbet Branch
03.2019 - 12.2019

BBO as a Credit Relationship Officer (CRO)

Commercial Bank of Ethiopia Sarbet Branch
09.2018 - 03.2019

Customer Service Officer Back Maker & Accountant

Commercial Bank of Ethiopia
01.2018 - 09.2018

Customer Service Officer as Internal Auditor

Commercial Bank of Ethiopia, Sarbet Branch
03.2017 - 12.2017

Customer Service Officer- Front and Back Maker

Commercial Bank of Ethiopia, Mekanisa Branch
03.2016 - 03.2017

Masters Degree - Economics And Communication For Management And Inn

SAPIENZA UNIVERSITY OF ROME, ITALY

Masters (MBA) - Business Administration

ADMAS UNIVERSOTY

Bachelor Of Arts - Management

HAWASSA UNIVERSITY
TEMES.T TAFESSEBUSINESS BANKING MANAGER