Teresa Asbury
Fort Meade,FL
Summary
Enterprising Loan Originator successful in leading every facet of new and ongoing business operations. Strategic thinker and tactical decision-maker with passion for serving customers and exceeding expectations. Creative problem solver skilled at de-escalating situations and driving positive change.
Overview
5
5
years of professional experience
Work History
Satellite Branch Manager
Hamilton Home Loans
Lakeland, FL
10.2020 - Current
- Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
- Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
- Reviewed loan files and updated to match current standards.
- Worked with underwriters to fix application problems and resolve issues.
- Collected information from banks, institutions and employers to assess applicant eligibility.
- Prepared documents for customers, submitting and overseeing through each step of closing process.
- Interviewed applicants to assess loan requirements before suggesting offers.
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
- Implemented sales strategies that established relationships with realtors and CPAs.
- Explained different types of loans pertaining to client situations.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
- Proactively identified solutions for customers experiencing credit issues.
Licensed Mortgage Loan Originator
Atlantic Bay Mortgage
Lakeland, FL
04.2019 - 06.2020
- Explained different types of loans pertaining to client situations.
- Reviewed loan files and updated to match current standards.
- Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
- Implemented sales strategies that established relationships with realtors and CPAs.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
- Explained very technical financial information to applicants in easy to understand language.
- Monitored pipelines to track and log status of loans.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Proactively identified solutions for customers experiencing credit issues.
Licensed Mortgage Loan Originator
RP Funding
Lakeland, FL
04.2016 - 04.2019
- Reviewed loan files and updated to match current standards.
- Explained different types of loans pertaining to client situations.
- Explained very technical financial information to applicants in easy to understand language.
- Monitored pipelines to track and log status of loans.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Proactively identified solutions for customers experiencing credit issues.
Education
High School Diploma -
Ft Meade Jr Sr High School
Fort Meade, FL06.1985
Skills
- Prioritizing and Planning
- Data Analysis
- Service-Oriented
- Sound Judgment
- Proactive and Focused
- Customer Service
- Critical Thinking
- Creative and Innovative
- Goal Setting
- Time Management
- Problem Anticipation and Resolution
- Social Perceptiveness
- Sales Support
- Relationship Building
- Willing to Learn
- Intuit QuickBooks
- Real Estate Transactions
- Market Condition Analysis
- Attention to Detail
- Loan Processing
- Typing and 10-Key Entry
Affiliations
Polk County Builder Association
Lakeland Association of Realtors
East Polk County Association of Realtors
Timeline
Satellite Branch Manager
Hamilton Home Loans
10.2020 - Current
Licensed Mortgage Loan Originator
Atlantic Bay Mortgage
04.2019 - 06.2020
Licensed Mortgage Loan Originator
RP Funding
04.2016 - 04.2019
High School Diploma -
Ft Meade Jr Sr High School