Teresa Brandenburg
Lake Mary
Summary
Professional with a background in high-stakes negotiations and closing deals. Skilled in persuasive communication, relationship building, and strategic planning. Strong focus on teamwork and adaptability, ensuring reliability and alignment with evolving business needs. Known for integrity, resilience, and achieving tangible results.
Overview
9
9
years of professional experience
Work History
HELOC Closer
Digital Risk Financial Services
01.2025 - Current
- Company Overview: Bank of America HELOC Closer
- Responsible for ensuring the accurate and timely closing of Home Equity Lines of Credit (HELOCs)
- Duties include reviewing, verifying documentation, ensuring compliance, and collaborating with parties involved in the closing process
- Bank of America HELOC Closer
- Loan File Management
- Documentation Review and Verification
- Regulatory Compliance
- Discrepancy Resolution
- Closing Coordination & Pipeline Management
- Post-Closing Activities
- Customer Support and Communication
- Fund Disbursement
Assistant Escrow Officer
First American Title
08.2024 - 12.2024
- Assisted the escrow team in the real estate closing process, preparing documents, coordinating with clients, ensuring accurate disbursements, and maintaining exceptional customer service standards
- Preparing closing documents
- Client Communication and Support
- Ensuring accurate disbursement of funds
- Transaction Accuracy and Compliance
Property Claims Adjuster
Liberty Mutual Insurance
12.2022 - 08.2024
- Managed claims by investigating incidents, reviewing policies, and resolving homeowner claims
- Utilized negotiation skills and worked collaboratively to deliver customer-focused solutions while ensuring coverage compliance
- Awarded Q1 Manual Quality Referrals to Special Investigations Unit (Fraud), saving the company money
- Mastered estimating property damage
- Licensed in 32 states
Mortgage Closer
American Financial Services Network
08.2020 - 09.2022
- Managed mortgage loan processing, ensuring all documentation and compliance requirements were met for closing
- Worked on a variety of loan types, including high-priced, jumbo, FHA, and VA loans
- Consistently ranked among the top five performers in the division
- Expertise in manufactured home regulatory requirements
- Mastered homeowners insurance replacement cost estimation
Territory Account Executive
DS Services
12.2018 - 04.2020
- Managed commercial sales and developed strategic plans to increase sales and market penetration
- Expanded client base and retained existing accounts through targeted marketing campaigns
- Grew business by 22.5%, reaching $2.5M in a year and a half
- Exceeded monthly sales targets through cold-calling and networking
Closer/Funder
KBHS Home Loans
04.2018 - 10.2018
- Prepared and managed mortgage loan documentation for real estate transactions
- Ensured compliance with underwriting conditions and facilitated fund disbursement for closing
Compliance Analyst
Digital Risk
01.2018 - 04.2018
- Managed TRID and NPL compliance, providing risk mitigation services and ensuring regulatory adherence in loan processing
- Reviewed loan estimates and closing disclosures
- Verified TILA and HUD-1 compliance for allowable fees
Closer
Taylor Morrison Homes
04.2016 - 01.2018
- Handled high-volume closings, ensuring accuracy and compliance with TRIAD regulations
- Managed multiple states' pipelines and ensured timely processing of disclosures and contracts
Education
No Degree - Liberal Arts
Jefferson Community College
Louisville KYSkills
- Excellent communication and presentation skills
- Strong organizational and time-management abilities
- Detail-oriented with a focus on accuracy and compliance
- Expertise in mortgage loan processes and insurance claims
- Customer-centric with a strong problem-solving approach
- Data collection
- Target achievement
- Objection handling
- File management
Education And Certifications
- The Academy — Loan Processing Course Certification
- Encompass CRM for Mortgage Lenders
- Microsoft 365 Proficiency — Excel, Word, PowerPoint, Outlook, Teams
- LinkedIn Learning Certifications: Excel Essential Training, Professional Networking
- Property Claims Adjuster — Florida License # W944241
Timeline
HELOC Closer
Digital Risk Financial Services
01.2025 - Current
Assistant Escrow Officer
First American Title
08.2024 - 12.2024
Property Claims Adjuster
Liberty Mutual Insurance
12.2022 - 08.2024
Mortgage Closer
American Financial Services Network
08.2020 - 09.2022
Territory Account Executive
DS Services
12.2018 - 04.2020
Closer/Funder
KBHS Home Loans
04.2018 - 10.2018
Compliance Analyst
Digital Risk
01.2018 - 04.2018
Closer
Taylor Morrison Homes
04.2016 - 01.2018
No Degree - Liberal Arts
Jefferson Community College
Similar Profiles
Malena AlmadaMalena Almada
Mortgage closer at Digital Risk Mortgage ServicesMortgage closer at Digital Risk Mortgage Services
Dean MarkovichDean Markovich
Network Manager at Digital Risk Mortgage ServicesNetwork Manager at Digital Risk Mortgage Services
LIZ LYMANLIZ LYMAN
Jr Underwriter at Digital Risk Mortgage ServicesJr Underwriter at Digital Risk Mortgage Services