Summary
Overview
Work History
Education
Skills
Additional Information
Timeline
Generic

Teresa Ramirez

Houston,TX

Summary

Knowledgeable Notary Public with an honest reputation and 10 years' experience. Strong interpersonal and analytical abilities and a disciplined approach to handling all types of requests. Pursuing a new professional opportunity with a growing team.

Overview

13
13
years of professional experience

Work History

Mobil Notary- Member of NNA

National Notaries LLC
01.2016 - Current
  • Checked documents and identifying credentials for all parties.
  • Followed proper protocol when notarizing documents, verifying signatures and dates for compliance.
  • Examined documents for accuracy, completion and compliance before notarizing.
  • Checked client identification to maintain compliance with state legal requirements.
  • Checked documents for accuracy and correct signing before notarizing.
  • Administered oath to document signers to obtain affirmation of truth.
  • Maintained accurate records of all documents notarized to support accurate recordkeeping and reporting requirements.
  • Set up and managed appointments for client notary services.
  • Updated journal with names and dates for permanent record.
  • Certified and attested power of attorney documents, acknowledgements and deeds.
  • Attended public notary seminars to stay informed of updates to relevant laws and regulations.
  • Provided guidance to customers to facilitate completion of notarial documents.
  • Drafted and executed notarial affidavits in accordance with applicable laws.
  • Looked for signs of fraud or coercion and refused notarization.
  • Met with clients in their office or home environment to witness signings.
  • Proofread and edited documents for accuracy and grammar.
  • Developed and implemented strategies to streamline office operations.

Marriage Officiant

High Performance Officiant Weddings
08.2015 - Current
  • Maintained accurate and thoroughly documented notes and client records in accordance with licensing standards.
  • Conducted intake and needs assessments to set therapeutic goals and establish professional relationships with clients.
  • Delivered counseling services to families and couples dealing with familial issues.
  • Counseled clients on concerns such as unsatisfactory relationships, divorce and separation or financial difficulties.
  • Self-motivated, with a strong sense of personal responsibility.
  • Demonstrated respect, friendliness and willingness to help wherever needed.
  • Passionate about learning and committed to continual improvement.
  • Used critical thinking to break down problems, evaluate solutions and make decisions.

Commerical Escrow Processor

Stratos Title
01.2021 - 07.2022
  • Assisted customers and clients with closing-related questions.
  • Verified legal documents for correct acknowledgments and legal and lien information.
  • Conducted closing processes with customers, realtors, lenders and attorneys.
  • Collaborated with title department to resolve title issues such as legal descriptions, easements, lot splits, vesting and bankruptcies.
  • Returned executed loan packages to lender for review and approval in accordance with lender instructions.
  • Followed-up on status of releases, policies, and return of recorded documents.
  • Forwarded title clearing documentation to title officer for approval.
  • Checked signatures and legal descriptions for accuracy and integrity.
  • Examined purchase and sale agreement for potential items of concern and addressed immediately.
  • Managed real estate closing process in compliance with applicable standards and legal requirements.
  • Communicated requirements and title exception information to clients.

Escrow Coordinator

Great American Title
02.2018 - 06.2021
  • Assisted customers and clients with closing-related questions.
  • Verified legal documents for correct acknowledgments and legal and lien information.
  • Conducted closing processes with customers, realtors, lenders and attorneys.
  • Collaborated with title department to resolve title issues such as legal descriptions, easements, lot splits, vesting and bankruptcies.
  • Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
  • Set up escrow transactions, processed deposits and mailed out forms and preliminary title reports for review.
  • Followed-up on status of releases, policies, and return of recorded documents.
  • Reviewed escrow accounting reports and resolved outstanding check or open file balance issues.
  • Opened incoming orders and set up escrow files within 4 hours of receiving purchase agreement.
  • Compiled closing packages for drafting and presentation accuracy.

Loan Consultant

Bank Of America
10.2010 - 12.2017
  • Consulted with customers using positive communication and active listening skills, offering sound feedback and answering critical questions with effective solutions.
  • Reviewed customer applications closely to identify any opportunities for further development and revenue.
  • Built positive relationships with customers by offering best financing and product options for residential home loans.
  • Educated customers about regimental loan options, benefits and restrictions.
  • Achieved sales goals consistently by tenaciously pursuing new connections and loan opportunities.
  • Compiled documentation necessary to successfully fund over 80 loans per month.
  • Worked with processing department to successfully submit and finalize applications for residential loans.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Recommended loan approvals and denials based on customer loan application reviews.
  • Developed and implemented marketing campaigns to attract new customers.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Advised clients on mortgage, education and personal loans.
  • Developed systems to efficiently track loan documents and enhance accuracy.
  • Evaluated loan requests and documents to verify accuracy and completeness.
  • Analyzed potential risks and evaluated loan products to identify suitable options for customers.
  • Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
  • Compiled closing packages for drafting and presentation accuracy.
  • Supervised loan personnel and motivated to maintain customer service and performance standards.

Education

Bachelor of Science - Business Administration And Management

Orange Coast College
Costa Mesa, CA
06.1980

Skills

  • Administrative Support
  • Mortgages and Loans
  • Fraud Reviews
  • Office Operations
  • Document Review
  • Company Standards
  • Public Service
  • Wire Transfer
  • Documentation Skills
  • Informational Packets
  • Identification Requirements
  • Meeting Support
  • Public Record Research
  • Bank Deposits
  • Greeting Visitors
  • Team Management
  • Customer Care
  • Drafting Legal Documents
  • Staff Recruiting
  • Customer Relationships
  • Document Scanning

Additional Information

Mobil notary -member of the NNA

Minister certificate of ordination


Timeline

Commerical Escrow Processor

Stratos Title
01.2021 - 07.2022

Escrow Coordinator

Great American Title
02.2018 - 06.2021

Mobil Notary- Member of NNA

National Notaries LLC
01.2016 - Current

Marriage Officiant

High Performance Officiant Weddings
08.2015 - Current

Loan Consultant

Bank Of America
10.2010 - 12.2017

Bachelor of Science - Business Administration And Management

Orange Coast College

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Teresa Ramirez