Summary
Overview
Work History
Education
Skills
Timeline
Generic

Terra Gibson

Westland,MI

Summary

Energetic leader promotes 26 years of industry experience with superior record of accomplishment. Ambitious and highly motivated professional surpasses demanding objectives and achieves or exceeds set goals. Dedicated Mortgage professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.

Overview

23
23
years of professional experience

Work History

Director Funding

Homepoint Financial Corporation
Ann Arbor, MI
08.2020 - 05.2022
  • Hired and directed team to achieve daily and long-term operations and business goals.
  • Worked closely with organizational leadership and board of directors to strategically affect operational direction.
  • Managed daily operations while overseeing multiple team members in various locations to foster increased productivity.
  • Monitored office workflow and administrative processes to keep operations running smoothly.
  • Delegated assignments based on plans, project needs and knowledge of individual team members.
  • Provided documentation of processes to comply with regulations and company policies.
  • Developed impactful and strategic partnerships with clients to drive business development.
  • Established performance goals for each direct eport and provided feedback on methods for reaching those milestones.
  • Collaborated with management and fellow supervisors to organize operations and achieve demanding schedule targets.
  • Focused team on developing innovative and cutting-edge approaches with effective resource allocation and strategic planning.
  • Worked with team leaders to arrange schedules based on production requirements and available resources.
  • Trained and managed team .
  • Made recommendations for changes in funding process and policies based on data and judgment.
  • Assisted company executives during decision-making process by compiling daily reports to suggest corrective action. Utilizing both Power BI and Tableu reporting tools.
  • [Number] sites.

Funding Specialist

Homepoint
Ann Arbor, MI
11.2019 - 08.2020
  • Reviewed and validated details of loan applications and closing documentation.
  • Conducted pre-funding and funding activities
  • Quickly learned new skills and applied them to daily tasks, improving efficiency and productivity.
  • Carried out day-day-day duties accurately and efficiently.
  • Demonstrated respect, friendliness and willingness to help wherever needed.
  • Performed duties in accordance with applicable standards, policies and regulatory guidelines to promote safe working environment.
  • Maintained energy and enthusiasm in fast-paced environment.
  • Proved successful working within tight deadlines and fast-paced atmosphere.
  • Used critical thinking to break down problems, evaluate solutions and make decisions.
  • Offered friendly and efficient service to customers, handled challenging situations with ease.
  • Developed and maintained courteous and effective working relationships.
  • Collaborated with team members to achieve target results.

Funding Team Lead

Fifth Third Bank
Chicago, IL
03.2019 - 06.2019

Flushed pipeline of remaining MB loans, only remaining individual from all the areas I lead, VOE, MI, Flood, Funding, performed all various tasks needed including fraud alerts, verification of employment, funding..etc

Funding Team Lead

MB Mortgage/Cole Taylor Mortgage
Ann Arbor, MI
03.2013 - 03.2019

Managed multiple teams, VOE, Funding, processing assistance center and flood review.

Senior Closer

Cole Taylor Mortgage
Ann Arbor, MI
06.2012 - 03.2013

prepared closing documents

Closer

Citibank Mortgage
Ann Arbor, MI
08.2010 - 06.2012

prepared closing documents and communicated with borrowers directly

Certified Personal Trainer

Bally's Total Fitness
Plymouth, MI
02.2009 - 08.2010
  • Monitored proper execution and form of clients and adjusted positions to improve results and safety.
  • Cultivated positive relationships with participants by interacting with group during fitness classes.
  • Maintained cleanliness of group fitness room, mirrors, floor and fitness equipment.
  • Promoted safe and interactive environment for club clients and members.
  • Designed specific workout systems for individual clients based on performance ability.
  • Developed, planned and led personal and group fitness sessions as well as well-known specialty fitness programs.
  • Educated customers on preventive care, nutrition, fitness, stress management and ergonomics.
  • Trained clients during strength training, cardio vascular exercise and stretching.
  • Created inspirational physical training initiatives to foster healthy lifestyle decisions.
  • Developed organization systems for personal fitness plans, records and contracts.
  • Explained exercise modifications and contraindicated movements to participants with history of injury.

AVP Business Analyst

ABN AMRO / InterFirst
Ann Arbor, MI
11.1996 - 05.2007
  • Conducted interviews with key business users to collect information on business processes and user requirements.
  • Analyzed key aspects of business to evaluate factors driving results and summarized into presentations.
  • Applied honed problem-solving skills to analyze and resolve issues impacting business operations and goal achievement.
  • Improved business direction by prioritizing customers and implementing changes based on collected feedback.
  • Led cross-functional teams to analyze and understand enterprise-wide operational impacts and opportunities of technology changes.

Education

No Degree - Liberal Arts And General Studies

University of Detroit Mercy
Detroit, MI

Certified Personal Trainer/Nutritional Consultant - Certified Personal Trainer/Nutritional Consultant

National Personal Training Institute
Rochester, MI
02.2007

Certfied Massage Therapist - Massage

Ann Arbor Institute of Massage Therapy
Ann Arbor, MI
06.2003

Skills

Analytical and proficient in problem solving

  • Strong ability to multitask effectively, work in fast paced, high sense of urgency environment
  • Strong ability to multitask effectively, work in fast paced, high sense of urgency environment
  • Exceptional communication (written and verbal) skills as well as analytical skills
  • Self-Motivated
  • Team-Player
  • Process Improvements
  • Performance Evaluations
  • Quality Assurance
  • Training and Mentoring
  • Project Management
  • Procedure Development
  • Staff Development
  • Strong Communication Skills
  • Strong Leader
  • Result driven
  • Microsoft Office
  • Responsible
  • Teambuilding
  • Data Entry
  • Decision Making
  • Collaboration
  • Flexible and Adaptable

Timeline

Director Funding

Homepoint Financial Corporation
08.2020 - 05.2022

Funding Specialist

Homepoint
11.2019 - 08.2020

Funding Team Lead

Fifth Third Bank
03.2019 - 06.2019

Funding Team Lead

MB Mortgage/Cole Taylor Mortgage
03.2013 - 03.2019

Senior Closer

Cole Taylor Mortgage
06.2012 - 03.2013

Closer

Citibank Mortgage
08.2010 - 06.2012

Certified Personal Trainer

Bally's Total Fitness
02.2009 - 08.2010

AVP Business Analyst

ABN AMRO / InterFirst
11.1996 - 05.2007

No Degree - Liberal Arts And General Studies

University of Detroit Mercy

Certified Personal Trainer/Nutritional Consultant - Certified Personal Trainer/Nutritional Consultant

National Personal Training Institute

Certfied Massage Therapist - Massage

Ann Arbor Institute of Massage Therapy
Terra Gibson