TERRY CUADRADO
Naples,FL
Summary
Dedicated professional eager to create and implement successful strategies to improve organizational efficiency. Adept at utilizing data analysis to provide insights into HR initiatives. Strong communication and interpersonal skills and committed to pursuing best practices related to employee development and retention.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Special Asset Officer II, AVP
Capital Bank
10.2010 - 05.2012
- Obtaining information, file maintenance, providing information necessary for loan renewals, foreclosures, reporting and/or the marketing and sale of OREO, and reviewing title policies on new loans
- Responsible for organizing data on criticized loans for management and audit reviews
- Schedule Special Asset Committee meetings, organize, distribute meeting materials, take, and transcribe minutes
- Work closely with team, lenders and finance department on any needed changes that were discussed at meeting and execute them properly
- Prepare various reports such as criticized loans write up, OREO, foreign national loans, commercial loan concentration ratios, non -accrual loans, market analysis, and asset quality which are reported all to the Board of
- Directors
- General knowledge of account treatment of impaired loans, maintain workout files, credit files and OREO files by integrating these into the
- Synergy system
- General knowledge of appraisals and ordering of appraisals
- Maintain accurate records of OREO expenses and settlement payments (deficiencies)
- Assist in monitoring problem loans, properly and promptly recommend risk rating changes, accrual status and loan loss reserves
- Make sure loans have been identified in banks core system so proper reporting is achieved
- Properly establishing insurance coverage and work with Compliance Department regarding insurance policies and payment of them.
Employment Coordinator
Conditioned Air Company, LLC
03.2021 - Current
- Responsible for performing a wide variety of HR-related duties and tasks at a professional level to help support and work closely with HR Generalist and HR Manager
- This position carries out a wide variety of administrative responsibilities in the following functional areas of the entire employee life cycle; recruitment/employment, onboarding, training, employee relations, benefits administration, employee separation and community events.
- Assisted with writing job postings and job descriptions for boards.
- Advocated for staff members, helping to identify and resolve conflicts.
Administrative Coordinator
Houston Healthcare Hospital
12.2018 - 01.2021
- Help ensure that comprehensive, quality patient care is delivered in a timely manner to all patients receiving treatment
- Responsible for collecting all deposits due from each patient in a caring and effective manner
- Make sure all demographic and insurance information are accurate
- Responsible for coordinating the location of patients and keeping family and other interested parties informed
- Able to function independently and work cooperatively with other staff members
- Maintain professional and effective working relationships with all members of the healthcare team.
Spanish Interpreter-Per Diem
Anytime Transportation & Translation
08.2016 - 12.2016
- Interpret Patient/Doctor appointments.
English Tutor
Need Greater Service Myanmar
07.2015 - 03.2016
- Tutor, used my skills to teach of people of different ages English with creativity and fun
- Utilized methods taught by Dr
- Harry Cotton from the Canadian Institute of English
- By implementing effective methods, I was able to teach students to be fluent and conversational in English.
Special Asset Administrative Officer
First Florida Integrity Bank
05.2013 - 05.2015
- Provide administrative support to the Special Assets Loan Officers and Chief Credit Officer
- Obtaining information, file maintenance, providing information necessary for loan renewals, foreclosures, reporting and/or the marketing and sale of OREO, and reviewing title policies on new loans.
- Responsible for organizing data on criticized loans for management and audit reviews
- Schedule Special Asset Committee meetings, organize, distribute meeting materials, take and transcribe minutes.
- Work closely with team, lenders and finance department on any needed changes that were discussed at meeting and execute them properly.
- Prepare various reports such as criticized loan write ups, OREO, foreign national loans, commercial loan concentration ratios, non-accrual loans, market analysis and asset quality which are reported all to the Board of Directors.
Special Asset Officer II, AVP
Capital Bank
10.2010 - 05.2012
- Manage mid to large size loans of medium to high complexity with the goal of maximizing recovery of the portfolio while minimizing the expense and risk exposure
- Developing and installing workout plans
- Valuation of collateral
- Projection of future value collateral
- Engaging counsel to assist in collections
- Foreclosing upon real estate collateral
- Negotiate sale or short sale of collateral
- Establish action plans and specific resolution deadlines
- Promptly recommend changes to risk ratings, accrual status and loan loss reserves
- Assure compliance with Credit policy and Special Asset policy and procedures
- Preparing monthly updates to executive management assist Sr
- Credit Officer in FAS 114 impairment calculations for entire workout portfolio and reporting for quarterly reports
- Developed and implemented written procedures for department Assist in writing Special
- Assets Policy
Education
The Canadian Institute of English Glendale
2015
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Edison Community College
2002
Consumer Lending
Edison Community College
2000
Skills
- Bi-lingual (10 years)
- Customer service (10 years)
- Spanish
- Interpretation
- General Ledger Accounting
- General Ledger Reconciliation
- Ability to adjust and accept change
- Strong computer skills
- Proficient in Microsoft Excel, Word and PowerPoint
- Experienced working independently to solve problems
- Highly motivated
- Strong customer service background
- Professional phone etiquette
- Articulate and well-spoken
- Works well under pressure
- Pleasant demeanor
- Reliable
- Excellent communicator
- Spreadsheet Tracking
Certification
- Human Resources Foundations
- Communicating Across Cultures
- Diverse Talent in Recruiting and Hiring
- Communicating Across Cultures
- Everyone Can Lead
Languages
Spanish
Native or Bilingual
Timeline
Employment Coordinator
Conditioned Air Company, LLC
03.2021 - Current
Administrative Coordinator
Houston Healthcare Hospital
12.2018 - 01.2021
Spanish Interpreter-Per Diem
Anytime Transportation & Translation
08.2016 - 12.2016
English Tutor
Need Greater Service Myanmar
07.2015 - 03.2016
Special Asset Administrative Officer
First Florida Integrity Bank
05.2013 - 05.2015
Special Asset Officer II, AVP
Capital Bank
10.2010 - 05.2012
Special Asset Officer II, AVP
Capital Bank
10.2010 - 05.2012
The Canadian Institute of English Glendale
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Edison Community College
Consumer Lending
Edison Community College
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