Thea M. Taylor
Chicago,IL
Summary
Smart financial professional applies strong problem-solving and decision-making skills in job tasks. Self-motivated with good understanding of evaluating credit history, financial stability and risks. Diligent individual with strong work ethic.
Overview
24
24
years of professional experience
Work History
Commercial Lending Underwriter II
Nextgear Capital
08.2010 - Current
- Analyze credit and pertinent information to determine creditworthiness of prospective and existing clients up to $2 million
- Ensured loans were an acceptable risk and that they met appropriate criteria within the company's guideline for maximizing return with minimal risk
- Prepare detailed summaries of analysis for review by management according to credit policy
- Issue loan approvals based on the overall worthiness of borrower(s)
- Review application/line modification package to ensure that documents are accurate, up to date and in compliance of company policy and standards
- Manage loan closing process by completing all internal lending documentation, contracts and coordinate with internal departments to see loans through to funding
- Effectively assist all departments and borrowers with questions pertaining to the underwriting process
- Educates the Account/Sales Executives on underwriting standards and policies
Customer Service Representative
Gerdt Furniture
03.2000 - 05.2008
- Responded to customer complaints
- Educated customers about warranties
- Maintained relations with 50+ manufacturers
- Maintained charge backs to bring in thousands in revenue yearly
- Prepared and processed product to return to vendor
- Processed replacement purchase orders and acknowledgements
- Performed inventory adjustments
- Supervised Service Technicians
- Performed general customer service duties.
Education
Associate of Applied Science in Business Administration/Concentration in Management -
Ivy Tech Community College
Indianapolis, IN05.2010
Skills
- Underwriting guidelines
- Risk Assessment
- Credit analysis
- Documentation Review
Accomplishments
● Trained temporary to hire employees on the process of re-contracting during our company’s merger.
● Effectively delivered new hire training for Commercial Lending Underwriters.
● Selected as a Subject Matter Expert for the Key Lending Group.
● Assist in training and reviewing junior underwriters’ work.
● Traveled to Canada to train the Canada Lending Group, continued training coordinator and underwriter virtually. ●Assisted with underwriting Canadian deals as needed. Trained US underwriters on Canadian policies.
Timeline
Commercial Lending Underwriter II
Nextgear Capital
08.2010 - Current
Customer Service Representative
Gerdt Furniture
03.2000 - 05.2008
Associate of Applied Science in Business Administration/Concentration in Management -
Ivy Tech Community College
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