Summary
Overview
Work History
Education
Skills
Timeline
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Theodora Mujokoto

Frisco,TX

Summary

Accomplished AML Transactions Monitoring QA at Sofi, adept in SQL and fostering a culture of compliance. Spearheaded process optimizations, reducing false positives and enhancing transaction monitoring efficiency. Demonstrated expertise in financial crime prevention and collaborative problem-solving, significantly improving compliance standards and operational risk management.

Overview

9
9
years of professional experience

Work History

AML Transactions Monitoring QA

Wells Fargo (under Cybersearch)
01.2022 - 01.2025
  • Conducted Quality Assurance reviews for audits across BAU and Brokerage accounts to ensure compliance with regulatory and internal standards.
  • Prepared, reviewed, and submitted Quality Control (QC) test results to the Financial Crimes Department.
  • Assessed analyst work products through quality assurance reviews to verify accuracy, completeness, and adherence to established protocols.
  • Independently evaluated AML/BSA suspicious activity cases, leveraging transaction monitoring and case management systems to detect and investigate potential financial crimes.
  • Performed comprehensive evaluations of Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) cases, ensuring accurate and complete Know Your Customer (KYC) profiles and compliance with Customer Identification Program (CIP) requirements.
  • Delivered written and verbal feedback/training to analysts to support their professional development and enhance quality standards.
  • Analyzed and summarized QC testing results to identify trends, issues, and impacts, providing actionable recommendations to improve processes.
  • Acted as a subject matter expert (SME) on AML/KYC matters, offering guidance and support to internal stakeholders and senior management.
  • Conducted periodic risk assessments and audits of AML/KYC processes to identify gaps, weaknesses, and opportunities for improvement.
  • Led in-depth investigations into suspicious transactions and activities, identifying potential instances of money laundering, fraud, or other financial crimes.
  • Prepared and filed Suspicious Activity Reports (SARs) in compliance with regulatory requirements.
  • Utilized vendor tools and open-source resources to conduct investigations, comparing observed activity against client KYC profiles to identify discrepancies or suspicious behaviors.
  • Compiled detailed documentation and observations from case reviews, including review notes and resolutions, to support decision-making

Lead AML Transactions Monitoring

Sofi (Under DISYS)
10.2019 - 01.2022
  • Efficiently led a team of AML/KYC analysts in performing due diligence reviews, enhanced due diligence (EDD) investigations, and suspicious activity monitoring.
  • Conducted comprehensive reviews of customer transactions to identify and investigate potential instances of money laundering, fraud, and other financial crimes.
  • Utilized advanced data analysis tools and techniques to monitor and analyze large volumes of transactional data for irregularities and patterns indicative of suspicious activity.
  • Developed and implemented transaction monitoring scenarios and rules, enhancing the effectiveness of the AML program and adapting to evolving risks.
  • Prepared and submitted Suspicious Activity Reports (SARs) to regulatory authorities, demonstrating clear and concise documentation of findings.
  • Conducted ongoing reviews of existing processes and procedures, recommending enhancements to improve efficiency and effectiveness in AML monitoring.
  • Stayed abreast of industry trends, emerging threats, and regulatory changes to proactively adjust monitoring strategies and maintain compliance.
  • Provided training to analysts on AML best practices, transaction monitoring techniques, and relevant regulatory requirements.
  • Participated in internal and external audits, providing necessary documentation and explanations to demonstrate compliance with AML regulations.

Anti-Money Laundering Analyst

Wingspan
12.2015 - 09.2019
  • Prioritized risk assessments and due diligence on new and existing customers to prevent money laundering activities
  • Efficiently analyzed financial transactions and patterns to identify suspicious activities
  • Maintained thorough documentation of investigations and communicated findings to relevant stakeholders
  • Assisted in the development and implementation of AML policies and procedures
  • Analyzed potential Office of Foreign Assets Control (OFAC) hits to ensure transactions were in compliance with United States sanctions
  • Supplied proof that False Positives were proven to be correct and updated via Actimize
  • Investigated and resolved potential sanctions violations through comprehensive analysis of customer transactions
  • Worked on a 3-year Look-back project to determine compliance with federal/state regulations
  • Conducted review of alerts generated to determine risk/compliance with state and federal guidelines
  • Evaluate risk-based alerts to determine if there are any sanction jurisdiction violations
  • Preformed comprehensive reviews of surveillance reports to detect possible regulatory, guidance or policy violations

Education

Bachelor of Science - Nursing

Concordia University
Grand Prairie, TX

Skills

  • AML/BSA Compliance
  • FNMA 571 Cash Disbursement Request Auditor
  • Sanctions Investigations
  • Risk Assessment
  • Suspicious Activity Reporting
  • Knowledge of AML/BSA, KYC & FinCen
  • Regulatory Compliance
  • Data Compliance Servicing and Reporting
  • Transaction Monitoring

Timeline

AML Transactions Monitoring QA

Wells Fargo (under Cybersearch)
01.2022 - 01.2025

Lead AML Transactions Monitoring

Sofi (Under DISYS)
10.2019 - 01.2022

Anti-Money Laundering Analyst

Wingspan
12.2015 - 09.2019

Bachelor of Science - Nursing

Concordia University

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Theodora Mujokoto