Theos Chikohwa
Melissa,TX
Summary
Dynamic Risk Analyst with a proven track record at Bank of America, leveraging quantitative analysis and risk mitigation strategies to enhance portfolio management. Skilled in Tableau visualization and fostering a culture of risk awareness, I successfully reduced financial losses by identifying and addressing potential threats proactively.
Risk management professional with comprehensive understanding of financial risk assessment and mitigation. Adept at identifying and analyzing potential risks, implementing robust risk management strategies, and fostering collaboration to achieve organizational goals. Known for adaptability and reliability in dynamic environments, combined with strong analytical skills and keen eye for detail.
Overview
8
8
years of professional experience
Work History
Risk Analyst
Bank of America
01.2025 - Current
- Analyzed risk data to identify potential financial threats and vulnerabilities.
- Conducted compliance assessments to ensure adherence to regulatory standards.
- Collaborated with cross-functional teams to support risk management initiatives.
- Assisted in developing risk mitigation strategies for various banking products.
- Monitored market trends and reported findings to senior analysts for strategic planning.
- Utilized risk assessment tools to evaluate portfolio risks effectively.
- Assessed emerging risks through ongoing research and monitoring of industry trends, proactively addressing potential threats before they materialized into significant issues.
- Developed short-term goals and long-term strategic plans to improve risk control and mitigation.
- Reduced financial losses due to effective identification and mitigation of potential risks in the portfolio.
- Enhanced risk management processes by implementing advanced statistical analysis and data modeling techniques.
Risk Management Analyst
Marriott International, Inc.
02.2022 - 12.2025
- Analyzed risk factors impacting business operations and developed mitigation strategies.
- Collaborated with cross-functional teams to enhance compliance with risk management policies.
- Conducted comprehensive assessments of financial and operational risks within the organization.
- Monitored industry trends to identify emerging risks and recommend proactive solutions.
- Verified certificates of insurance for accuracy and conformance with internal risk management policies and coordinated issuance to individuals and entities.
- Trained staff in risk management policies and monitored compliance to control company liability.
- Facilitated training sessions for staff on best practices in risk management protocols.
- Administered RMIS system data imports, configuration changes and user issues.
- Advised senior managers on policy strategies for reducing liability and preventing losses.
- Investigated allegations to check validity and recommend actions to minimize risk.
- Handled [Type] claims according to internal risk management policies, keeping liability minimized by leveraging expertise and available tools.
- Developed comprehensive risk management plans to address identified vulnerabilities across the organization.
- Championed a culture of risk awareness by sharing insights and best practices with colleagues, fostering an environment in which every employee took responsibility for managing potential risks effectively.
Risk Management Intern
Xcelerate Solutions
05.2018 - 11.2022
- Conducted risk assessments to identify potential vulnerabilities in operational processes.
- Collaborated with cross-functional teams to develop risk mitigation strategies and action plans.
- Monitored compliance with internal policies and regulatory standards, ensuring adherence across departments.
- Analyzed data trends to inform decision-making regarding risk management initiatives and improvements.
- Provided support in evaluating vendor risks, ensuring alignment with organizational security protocols.
- Participated in regular audits to assess compliance with established risk management protocols and recommend corrective actions as needed.
- Maintained accurate records of all identified risks, corresponding mitigation plans, and monitoring activities for easy reference during decision-making processes.
- Enhanced company''s risk management process by identifying, evaluating, and prioritizing potential threats.
- Reviewed contracts from a risk perspective before signing off them, ensuring that liability clauses were aligned with company policy and adequately protected its interests.
- Streamlined internal communication processes to facilitate timely identification and reporting of emerging risks.
- Supported the implementation of enterprise-wide risk management policies, ensuring alignment with organizational objectives.
- Interacted with internal customers to understand business needs and translate into requirements and project scope.
- Looked at current and new merchants and individual sales to evaluate fraud, chargeback and compliance risks.
- Informed financial decisions by analyzing financial information to forecast business, industry or economic conditions.
- Devised new systems and specific processes to handle ongoing monitoring needs for potential risks.
- Coordinated ongoing efforts to strengthen risk culture and fine-tuned risk appetite for lending and funding activities.
Education
MBA - Accounting
Zimbabwe Ezekiel Guti University
Zimbabwe12-2016
Bachelor of Business Administration And Management - Business Administration And Management
University of Zimbabwe
Harare Zimbabwe05-2014
Skills
- Operational risk
- Tableau visualization
- Microsoft Excel
- Credit analysis
- Data interpretation
- Risk mitigation
- Quantitative analysis
- Stress testing
- Stop-loss reporting tools
- SAS analytics
- Portfolio management
- Professional risk manager
- Risk analysis training
- Statistical analysis
- Communication management professional (CMP)
- Model development
Accomplishments
- Supervised team of 6 staff members.
- Used Microsoft Excel to develop inventory tracking spreadsheets.
- Resolved product issue through consumer testing.
- Collaborated with team of 5 in the development of CFN Network.
Languages
English
Full Professional
Timeline
Risk Analyst
Bank of America
01.2025 - Current
Risk Management Analyst
Marriott International, Inc.
02.2022 - 12.2025
Risk Management Intern
Xcelerate Solutions
05.2018 - 11.2022
MBA - Accounting
Zimbabwe Ezekiel Guti University
Bachelor of Business Administration And Management - Business Administration And Management
University of Zimbabwe