THERESA BELFIORE
Nonstop Administration & Insurance Services
Patterson,CA
36
years of professional experience
Results-oriented Finance Professional with an MBA in Finance and an extensive track record of improving working capital performance. Expert in optimizing the invoice-to-cash cycle, reducing DSO (Days Sales Outstanding), and accelerating cash flow across insurance, medical, manufacturing, and tech industries. Highly proficient in major ERP systems (SAP, Oracle, NetSuite) and advanced Excel (VLookups, Pivot Tables) to drive data-backed AR analysis, commission tracking, and corporate cash forecasting.
Work History
AR & Billing Specialist
7 Years 11 Months- Managed a portfolio of 120 clients (Direct and Channel) active accounts with outstanding balances exceeding $4 million, proactively reducing A/R aging days.
- Audited financial records and reconciled discrepancies, improving billing accuracy and ensuring adherence to healthcare compliance regulations.
- Executed Commission Tracking & Reconciliation by monitoring incoming commission statements from health insurance carriers.
- Utilized intermediate to advanced Excel capabilities (VLookup) for monthly reconciliations of client bills to carrier bills.
- Maintained strict adherence to HIPAA regulations at all times.
- Partnered cross-functionally with sales, account management, and client success teams to resolve billing disputes and safeguard key client relationships.
AR & Billing Specialist
1 Year- Recovered $700K in deeply delinquent payments (120+ days past due) on a $5M A/R portfolio.
- Streamlined the invoice-to-cash workflow for an interior plant design firm, managing 300+ accounts.
- Delivered critical daily cash balance reporting to executive management to guide operational planning.
Senior AR / Collections Consultant
6 Years- Lighthouse Management: Successfully recovered $14M in a 2-week period on a $190M portfolio; resolved outstanding sales tax issues resulting in a $700K recovery.
- Superior Staffing (Lam Research): Managed $12M in monthly receivables, hitting a strict year-end goal of 0% delinquency over 60 days for the spare parts division.
- Accounting Principals: Designed custom Excel templates to automate payment remittances and optimize auto-application systems.
- Echelon IT: Cleared a 5-month backlog of unposted cash and reconciled complex bank statements for government billing services.
- Aerotek (Western Wear Distributor): Managed an $8M portfolio; evaluated credit holds and authorized daily order releases per credit policy guidelines.
AR Collections & Tax Specialist
3 Years- Exceeded quarterly cash forecasts by $5M, directly strengthening the corporation’s liquidity position.
- Maintained a 96% current collection rate on a $60M portfolio, capping 120+ day past-due balances below $500K.
- Transitioned to the Tax Division to manage sales tax exemption certificates and support state audits.
- Developed an annual report and sales tax renewal tracking sheet in Excel, earning commendation from the tax manager for process improvement.
- Saved thousands in penalty fees by writing a successful waiver and abatement letter to the city government.
Sr. Credit Analyst / AR Analyst
9 Years- Managed large-scale industrial credit limits, evaluated customer financial health, and managed portfolio risk.
Education
MBA - Finance
B.S. - Business Administration
Skills
Financial Operations: Full-Cycle AR
Billing Optimization
Cash Forecasting
Bank Reconciliations.
Collections & Credit: High-Volume Portfolios
Complex Account Reconciliations
Credit Risk Assessment.
Compliance & Reporting: HIPAA Regulations
Healthcare Compliance
Sales Tax Audits
Year-End Close.
Systems: SAP
Oracle
NetSuite
PeopleSoft
Great Plains
QuickBooks
Advanced MS Excel.
Timeline
AR & Billing Specialist
Nonstop Administration & Insurance Services
07.2018 - CurrentRead More
AR & Billing Specialist
AddLife, Inc.
01.2017 - 01.2018Read More
Senior AR / Collections Consultant
Consulting & Contract Engagements
01.2011 - 01.2017Read More
AR Collections & Tax Specialist
Silicon Graphics International Corp. (SGI)
01.2007 - 01.2010Read More
Sr. Credit Analyst / AR Analyst
Kaiser Aluminum & Chemical Corp.
01.1990 - 01.1999Read More
California State University, East Bay
B.S. from Business Administration
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California State University, East Bay
MBA from Finance
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