Theresa Do-Torres
Orange County,CA
Summary
A highly driven, detail-oriented finance professional with diverse experience across hospitality, commercial real estate and investment. Skilled in cultivating and maintaining client relationships, delivering tailored financial guidance, and executing complex analyses to support strategic financial decisions. Recognized for exceptional communication, problem-solving, and organizational skills with the ability to manage multiple priorities in fast-paced, client-focused environments.
Overview
8
8
years of professional experience
Work History
Financial Advisor
Prudential Financial
01.2024 - Current
- Build and manage relationships with existing and prospective clients to understand their financial goals.
- Educated clients on various financial matters and provided professional recommendations on investment opportunities, products, and services based on each clients' individual needs.
- Collaborate with internal specialists to deliver holistic wealth solutions.
Commercial Real Estate Loan Analyst
Bank of Hope
02.2022 - 03.2023
- Structured and underwrote multifamily transactions (up to $5MM) through comprehensive financial, collateral, and sponsor analysis.
- Collaborated with cross-functional teams to streamline loan processing workflows.
- Conducted annual reviews to assess portfolio performance and mitigate lending risk.
Instructional Student Assistant
CSULB - Department of Finance
01.2020 - 06.2021
- Assisted a group of graduate students to succeed with their investment project, while generating quantitative financial models in Excel to compare company financial performance to the market by modeling beta and alpha.
- Performed individual and group drop-in tutoring with graduate students on Finance projects and studies
- Collected data and created reports in Excel for Professors to develop a better understanding of the current consumer lending market.
Credit Analyst II
Quickbridge Funding
06.2018 - 03.2020
- Analyzed credit applications to assess risk and determine approval for small businesses seeking for working capital loans up to $75,000.
- Assessed credit risk through personal and business credit reports (Experian, Equifax & PayNet).
- Reviewed financial information including bank statements, tax returns and business reports such as D&B, LexisNexis.
- Researched industry to understand business cycle and evaluate strength and weaknesses.
Education
Master of Science - Finance
California State University, Long Beach
07.2021
Bachelor of Arts - Quantitative Economics & Business Administration (Entertainment & Hospitality)
California State University, Fullerton
12.2017
Skills
- Microsoft Office Suite
- Excel data analysis skills
- SQL data analysis
- Skilled in Python development
- Statistical regression analysis
- Data trend analysis
Languages
English
Spanish
German
Vietnamese
Timeline
Financial Advisor
Prudential Financial
01.2024 - Current
Commercial Real Estate Loan Analyst
Bank of Hope
02.2022 - 03.2023
Instructional Student Assistant
CSULB - Department of Finance
01.2020 - 06.2021
Credit Analyst II
Quickbridge Funding
06.2018 - 03.2020
Master of Science - Finance
California State University, Long Beach
Bachelor of Arts - Quantitative Economics & Business Administration (Entertainment & Hospitality)
California State University, Fullerton