THERESA L CRUZ

To obtain a position in the mortgage industry where my accomplishment, experience, and expertise will allow me the opportunity for continual growth. Dedicated Sr. Mortgage Underwriter with over 25 years of successful experience in positions of increasing responsibility and duties. Consistently meeting or exceeding goals and expectation. Skilled at educating brokers and Loan officers on products and recommending best option to meet borrowers needs. The ability to work under little supervision applying well established techniques. Ability to structure the overall scenario correctly to ensure the underwriting results are accurate. Customer Service Relations, Account Management, Regulatory Compliance, Staff Training & Development, excellent interpersonal skills and ability to perform in a high volume environment, comprehensive knowledge of Federal, State, and NCUA regulation and statutes pertaining to real estate. Team player positive job attitude and good working relationships with co-workers and supervisor.