Thomas Demers

Rotated between CFPs, CFAs, CIMAs, and financial wholesalers to gain comprehensive exposure to wealth management practices.

-Assisted in financial planning, investment analysis, and portfolio management under the guidance of seasoned professionals.

-Developed a strong understanding of personalized investment strategies and the distinct roles of various financial experts.

-Continue to maintain strong professional relationships with these industry leaders.

Developed comprehensive investment plans for mock clients, following a structured financial advisory approach:

- Conducted net worth analysis, outlined financial goals, and recommended goal-oriented investment strategies.

- Created asset allocation comparisons, performed scenario simulations, and summarized cash flows to assess potential outcomes.

- Documented assumptions and disclosures to ensure a professional and realistic advisory experience.

Navigated investment strategy shifts in a pandemic and post-pandemic world (2020-2022), providing timely market guidance and economic forecasts.

- Assessed changing trends in real estate (REIT’s), equities, fixed income, and global assets to inform allocation recommendations.

- Evaluated macroeconomic factors such as inflation, interest rates, and tax policies to adapt investment outlooks.

- Delivered strategic insights to align portfolios with evolving economic conditions.

Attended industry networking events and in-office meetings with financial wholesalers, including those from First Trust and Fidelity, to gain market insights. Leveraged their expertise to refine portfolio assessments and enhance investment strategy recommendations.