Analytical professional with strong background in financial review and risk management with a high degree of accuracy; organized and dependable candidate successful at managing multiple priorities with a positive attitude; detail-oriented team player with strong interpersonal skills
Work History
Wholesale Condition Underwriter
1 Year 7 Months
Union Home Mortgage | 01.2025 - Current
Evaluated risk factors and assessed applicant creditworthiness to ensure compliance with underwriting guidelines.
Collaborated with loan officers to gather necessary information, enhancing communication and workflow efficiency.
Implemented quality control measures to improve accuracy in underwriting decisions and minimize errors in documentation.
Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
Credit Underwriter
3 Years 6 Months
Rocket Mortgage | 03.2019 - 09.2022
Reduced risk exposure through diligent evaluation of applicants creditworthiness and recommending appropriate credit limits
Ensured compliance with lending regulations and guidelines, contributing to a well-regulated work environment
Conducted detailed analyses of financial ratios to accurately determine an applicant's ability to repay loans on time
Achieved a high level of accuracy in analyzing credit applications, resulting in well-informed lending decisions and reduced financial risk
Team Lead/Line Cook
7 Years 5 Months
Hyland Software | 09.2009 - 02.2017
Maintaining a strong sense of urgency to accomplish the multiple tasks at hand
Performing well under the daily pressures of the job
Resolving customers' problems
Training employees on company customer service policies and service level standards
Handling of end of the month numbers for Diner.
Education
Associate of Science - Culinary Arts
Johnson & Wales University | Charleston, SC | 01-2004