Summary
Overview
Work History
Education
Skills
Contact Information
Certification
REO Specialist Corcoran Coaching
Timeline
Generic
Thomas Kelly Cummings

Thomas Kelly Cummings

2316-D Knollwood Drive MOBILE,AL

Summary

Highly qualified real estate brokerage, leasing and asset management services professional with extensive experience in asset management and sales of distressed properties including short sales, foreclosures, and other types of REO properties. Noted for ability to effectively deal with a variety of distressed properties and related deteriorated property conditions including property abandonment, damages by property owners resulting from foreclosure and/or abandonment, cash-for-keys programs, and myriad of other difficulties relative to property owners' experiencing financial difficulties. Hold Alabama real estate broker license. Active member and participant in Mobile Area Association of Realtors and the Baldwin Realtor Association. Past President of the Mobile Area Association of Realtors in 2016 and Past State Director and State Governmental Affairs with AAR. Served on the APAC Allocation Committee.

Overview

41
41
years of professional experience
1
1
Certification

Work History

QUALIFYING BROKER/Owner

EXP THE CUMMINGS COMPANY, LLC
01.2007 - Current
  • Full-service real estate brokerage services including retail sales, REO Sales, asset management, and relocation services
  • Work for 12 REO companies listing and selling current REO Assets.
  • Developed strong relationships with clients, earning their trust and loyalty through consistent communication and portfolio updates.

PRINCIPAL

PORT CITY MOBILE HOMES, INC.
01.1999 - 01.2007
  • Full-service manufactured home sales, financing, and subdivision development.

GENERAL MANAGER

Q-ZAR
01.1995 - 01.1998
  • Laser tag, arcade and family entertainment center.
  • Managed budget implementations, employee reviews, training, schedules, and contract negotiations.

ASSISTANT MANAGER

Q-ZAR
01.1994 - 01.1995
  • Laser tag, arcade and family entertainment center.
  • Maintained a clean, safe, and organized store environment to enhance the customer experience.

ASSISTANT MANAGER

WENSOUTH CORPORATION
01.1993 - 01.1994
  • Maintained a clean, safe, and organized store environment to enhance the customer experience.
  • Completed regular inventory counts to verify stock levels, address discrepancies, and forecast future needs.

PRINCIPAL

EMG MARKETING
01.1992 - 01.1993
  • Marketing and promotions firm.
  • Devised creative fundraising strategies which significantly bolstered available financial resources needed for academic enrichment activities.

ASSISTANT MANAGER

MARRIOTT HEALTHCARE & NUTRITIONAL SERVICES
01.1990 - 01.1992
  • Marriott International food services management.
  • Completed regular inventory counts to verify stock levels, address discrepancies, and forecast future needs.
  • Maintained a clean, safe, and organized store environment to enhance the customer experience.

GENERAL MANAGER

MORRISONS CAFETERIAS
01.1983 - 01.1990
  • Morrisons Restaurants Cafeteria.
  • Managed budget implementations, employee reviews, training, schedules, and contract negotiations.
  • Established comprehensive employee training programs to develop skills, improve productivity, and maintain compliance with industry regulations.
  • Reported issues to higher management with great detail.
  • Increased overall company efficiency by streamlining operations and implementing innovative managerial strategies.

Education

High School Diploma -

THE ARNOLD SCHOOL
Mobile, Alabama
05.1983

Skills

  • Recruitment
  • Data Verification
  • Compliance requirements
  • Negotiation expertise
  • Contract preparation
  • Completed over 75 Cash For Key's
  • Completed over 50 Evictions

Contact Information

Office: 251-602-1941

Cell: 251-331-9300

Fax: 251-602-1971

Email: kelly@thecummingscompany.com

Certification

  • ABR, CRS, GRI, SRS, CDPE, RMS,
  • MCM Capital Group (Eric Delgado) Preferred Agent
  • American Destiny Preferred Agent
  • Five Star Real Estate Owned Certification 2023
  • Five Star Foreclosure & Sheriff Sale Certification 2023
  • Five Star Short Sales Certification 2023
  • Bubba Mills REO Certified 2024
  • E&O Insurance Aon Risk Services $1,000,000
  • General Liability Insurance
  • Member of two MLS Systems in Mobile ans Baldwin County


REO COMPANIES

  • Fannie Mae Direct
  • Dakota Asset Services
  • Fay Servicing
  • Mr. Cooper and Xome
  • Selene Finance
  • American Destiny Preferred Agent
  • Shellpoint Asset Services
  • Hudson Homes
  • Carrington
  • RMS Reverse Mortgage Services
  • PNC Bank
  • Single Source Property Solutions


REO Specialist Corcoran Coaching

Attended Bubba Mills REO Certification Course and am now Certified 

Timeline

QUALIFYING BROKER/Owner

EXP THE CUMMINGS COMPANY, LLC
01.2007 - Current

PRINCIPAL

PORT CITY MOBILE HOMES, INC.
01.1999 - 01.2007

GENERAL MANAGER

Q-ZAR
01.1995 - 01.1998

ASSISTANT MANAGER

Q-ZAR
01.1994 - 01.1995

ASSISTANT MANAGER

WENSOUTH CORPORATION
01.1993 - 01.1994

PRINCIPAL

EMG MARKETING
01.1992 - 01.1993

ASSISTANT MANAGER

MARRIOTT HEALTHCARE & NUTRITIONAL SERVICES
01.1990 - 01.1992

GENERAL MANAGER

MORRISONS CAFETERIAS
01.1983 - 01.1990

High School Diploma -

THE ARNOLD SCHOOL
Thomas Kelly Cummings