Thuy Raza

Ongoing Responsibilities/Daily Tasks:

• Prepare and transform large datasets to build and maintain a data pipeline for macro and market data, supporting downstream modeling and analytics.
• Maintain, validate, and analyze datasets to ensure data quality and usability for the team.

Completed Projects:

• Implemented predictive models in SQL for integration with client-facing platforms.
• Developed model to predict default risk for listed companies.
• Converted Bond MRI daily reporting workflow from Stata to Python for production use.

• Built and validated Kamakura Default Probability Models for public firms, sovereigns, and U.S. banks
• Analyzed large public and proprietary datasets
• Designed term-structure models of credit risk using statistical and econometric techniques
• Published model documentation and performance analysis for institutional subscribers
• Implemented credit risk services on KRIS platform and produced reports for stakeholders

• Defined commercial banking risk policies and risk appetite frameworks
• Reviewed and approved credit proposals, promoting sound asset quality
• Conducted sectoral reviews to assess and mitigate portfolio-level risks
• Partnered with business teams to identify and remediate problem exposures
• Mentored junior analysts, fostering a culture of continuous learning and professional development within the team.
• Developed comprehensive credit risk reports to provide insights into key performance indicators and trends.

• Built operational plans and business strategy for Bray Vietnam Ltd.
• Authored SOPs and led training programs for Vietnam’s sales team and distributors
• Streamlined the sales process by utilizing CRM tools for efficient tracking of leads, prospects, and closed deals.
• Monitored and amplified sales pipeline to maintain flow of potential leads and prospects.
• Enhanced overall team productivity by conducting regular performance reviews and setting clear expectations for each member.

• Managed a portfolio of large corporate and FDI clients
• Grew a diversified loan portfolio to USD 150M, generating USD 1.5M in annual revenue.
• Developed key relationships with clients, providing exceptional service and fostering long-term partnerships.
• Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
• Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
• Mentored junior officers to drive high performance and client satisfaction