Tiffany Kopp
Spokane Valley
Summary
Detail-oriented credit analyst skilled in risk assessment and financial statement analysis, known for streamlining processes and enhancing customer relationships through effective communication.
Overview
11
11
years of professional experience
Work History
Credit Analyst and Marketing
Core-Mark
Spokane Valley, WA
11.2021 - Current
- Handling daily deposits.
- Streamlined process for delinquent account notifications.
- Track bounced payments, evaluate ongoing cash flow risks, mitigate potential credit defaults.
- Continuously communicated with the customers and sales team to negotiate payments and verify account reconciliations.
- Ensured compliance with internal policies and regulatory requirements through diligent documentation and attention to detail.
- Monitored accounts that are higher risk of delinquency and made sure they stayed current.
- Enhanced customer relationships through effective communication of complex financial information, contributing to loyalty and retention.
- Provided customers with current and accurate financial reports and records.
- Negotiated payment plans with delinquent customers.
- Support Credit Manager in account review and new customer setup, analyzing credit data to assess risk and determine creditworthiness of customers.
- Prepared detailed financial reports to support management decision-making processes.
- Conducted thorough due diligence on new clients, enhancing risk assessment accuracy.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Assessed credit risk and analyzed financial statements.
- Analyzed customer data such as financial statements to determine the level of risk involved for extending credit.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
Promotional Designer
Core-Mark
Spokane Valley, WA
01.2018 - Current
- Created marketing materials including brochures, flyers, and catalogs to brand standards.
- Created promotional flyers for new and aging products, increasing customer engagement and driving sales.
- Create digital menu boards specific to customer preferences.
- Creating Food promotion posters and signage.
- Utilized industry-standard software to create high-fidelity prototypes and mockups for client presentations.
- Managed multiple design projects simultaneously, ensuring timely delivery within budget and time constraints.
- Developed innovative design concepts with enhanced visual appeal for improved brand recognition and customer engagement.
- Streamlined design processes, and created design templates, resulting in increased efficiency and faster project completion times.
- Designed eye-catching promotional materials, driving increased event attendance and participation rates.
- Obtained approval of concepts by submitting rough drafts to management or to client.
General Clerk
Core-Mark
Spokane Valley, WA
04.2019 - 11.2021
Receptionist
Core-Mark
Spokane Valley, WA
10.2015 - 11.2021
Education
Associate of Applied Science - Cosmetology
Spokane Community College
Spokane, WA06-2003
Skills
- Credit analysis
- Risk assessment
- Financial statement analysis
- Risk mitigation
- Risk account reviews
- Collections management
- Statement review
- Proficient in SAP, DCMS, Bectran, and MDM
- Analytical thinking
- Attention to detail
- Problem-solving
- Communication skills
- Excellent communication
- Active listening
- Teamwork and collaboration
Timeline
Credit Analyst and Marketing
Core-Mark
11.2021 - Current
General Clerk
Core-Mark
04.2019 - 11.2021
Promotional Designer
Core-Mark
01.2018 - Current
Receptionist
Core-Mark
10.2015 - 11.2021
Associate of Applied Science - Cosmetology
Spokane Community College