Summary
Overview
Work History
Education
Skills
Languages
Certification
Timeline
Generic
Tim Howard

Tim Howard

COVINGTON,KY

Summary

Highly motivated and results-oriented professional with a proven track record of success in sales and a strong educational background in Information Technology with a concentration in Cybersecurity. Possessing excellent communication and interpersonal skills. I am eager to transition into a new role where I can leverage my technical skills.

Overview

9
9
years of professional experience
1
1
Certification

Work History

Medicare Agent

Humana
07.2022 - Current
  • Effectively communicated complex insurance concepts to clients with varying levels of understanding, ensuring clarity and comprehension.
  • Maintained comprehensive knowledge of Medicare plans, regulations, and industry best practices.
  • Completed required training and certifications to stay abreast of evolving industry knowledge and product offerings.

Mortgage Broker

Vine Street Mortgage
02.2021 - 06.2022
  • Provided comprehensive education to clients on mortgage products, documentation requirements, and the overall home buying journey, with a focus on first-time homebuyers.
  • Maintained open and transparent communication with all stakeholders, including clients, real estate agents, and underwriters.
  • Demonstrated strong analytical and problem-solving skills to overcome obstacles and ensure smooth loan processing.
  • Leveraged mortgage origination software and CRM systems to manage client data, track loan progress, and automate tasks.

Mortgage Consultant

American Financing Corporation
02.2016 - 12.2020
  • Maintained up-to-date knowledge of mortgage products, guidelines, and industry regulations.
  • Adhered to all company policies, ethical standards, and federal lending regulations.
  • Collaborated with loan processors and underwriters to ensure smooth and efficient loan processing.
  • Gathered necessary documentation from clients and addressed any issues or discrepancies.
  • Utilized various software and tools for loan origination, customer relationship management (CRM), and lead tracking.

Education

Bachelor of Science (B.S.) - Information Technologies, Conc. in Cybersecurity

Southern New Hampshire University
Manchester, NH
03.2025

Skills

  • Incident response
  • Security analysis
  • Intrusion detection
  • Scripting languages
  • Access control
  • Network monitoring
  • Vulnerability assessment
  • Cloud security

Languages

English
Native or Bilingual

Certification

  • Network+
  • Security+
  • CySA+

Timeline

Medicare Agent

Humana
07.2022 - Current

Mortgage Broker

Vine Street Mortgage
02.2021 - 06.2022

Mortgage Consultant

American Financing Corporation
02.2016 - 12.2020

Bachelor of Science (B.S.) - Information Technologies, Conc. in Cybersecurity

Southern New Hampshire University
Tim Howard