Summary
Overview
Work History
Education
Skills
Licenses Held
Timeline
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Timothy Knuppel

Jordan,MN

Summary

Adept at interpreting complex underwriting guidelines and excelling in client communication, I enhanced loan processing efficiency and customer satisfaction at MJW Mortgage. My expertise in fostering strong relationships and mentoring junior officers, coupled with a proven track record of timely loan closings, showcases my hard and soft skills in the mortgage industry.

Overview

7
7
years of professional experience

Work History

Senior Loan Officer

MJW Mortgage
12.2022 - Current
  • Interpret loan program guidelines and apply to unique client situation to determine best available options.
  • Collect and analyze client documents to determine adequacy and compliance with requirements.
  • Collaborate with underwriting team to expedite loan processing times and ensure timely closings for clients.
  • Submit loan applications to underwriter for review and recommendations.
  • Work with local government departments for Zoning, Health, Property Assessment and Records as needed for property and client conditions of concern.
  • Cultivate referral network with real estate agents, builders, and other professionals to generate new business leads.
  • Develop strong relationships with borrowers, resulting in high levels of customer satisfaction.
  • Mentor junior loan officers, sharing expertise and knowledge to improve overall team performance.
  • Mentor new and junior loan officers sharing best practices and expertise on successful preapproval process.

Mortgage Loan Officer

Primary Residential Mortgage
10.2019 - 11.2022
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
  • Enhanced client retention by providing outstanding service throughout the mortgage process, from pre-approval to closing.
  • Collaborated with underwriting and processing teams to resolve issues and expedite loan approvals.
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Managed risk effectively by adhering closely to compliance guidelines during all stages of the loan origination process.
  • Maintained a comprehensive knowledge of current industry trends and regulatory changes to provide expert guidance for clients.
  • Participated in ongoing professional development programs to continuously expand knowledge of the mortgage industry and enhance skills as a loan officer.
  • Delivered timely updates on loan status, communicating proactively with all parties involved in each transaction.
  • Followed up with clients on missing loan documents, providing guidance on best way to complete application process.

Senior Mortgage Loan Officer

New American Funding
11.2017 - 10.2019
  • Participate in industry events to stay current on trends and changes within the mortgage lending landscape.
  • Provide exceptional customer service throughout the loan process by addressing questions and concerns promptly.
  • Conduct thorough pre-qualification analyses to match potential borrowers with appropriate loan products for their needs.
  • Analyze applicant financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Prepare comprehensive loan files that included detailed documentation needed for underwriting approval.
  • Manage pipeline of mortgage applications for timely processing and closing, resulting in satisfied clients.
  • Assist in the development of junior loan officers through mentoring and coaching sessions, improving overall team performance.

Education

Bachelor of Science - Hotel & Restaurant Management

University of Wisconsin - Stout
Menomonie, WI
12.1993

Skills

  • Interpret complex underwriting program guidelines to determine best client loan option
  • Communicate requirements and corrective actions (if needed) to loan client
  • Work with internal and external parties to achieve successful outcome ~ a satisfied home owner that closed on time or early
  • Provide excellent service through timely and effective communication both written and verbal
  • Educate all relevant parties on the how/why/when of program requirements and underwriting and closing conditions

Licenses Held

Licensed to originate residential mortgages in MN, IN, MI, and FL.

Timeline

Senior Loan Officer

MJW Mortgage
12.2022 - Current

Mortgage Loan Officer

Primary Residential Mortgage
10.2019 - 11.2022

Senior Mortgage Loan Officer

New American Funding
11.2017 - 10.2019

Bachelor of Science - Hotel & Restaurant Management

University of Wisconsin - Stout

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Timothy Knuppel