Timothy McCain
Overview
9
9
years of professional experience
1
1
Certification
Work History
Senior Corporate Accountant
Ramp
San Francisco, California
09.2025 - Current
- Developed monthly accruals process through collaboration with cross-functional teams including GTM, Legal, and Product to ensure accuracy in monthly financials.
- Managed operating cash accounting entries, achieving full reconciliation on BD1.
- Created automated AI applications for recurring month-end close tasks and reconciliations, reducing average completion time by ~40%.
- Deployed internal AI agent across accounting team for general ledger detail analysis, MoM/QoQ/YoY flux analysis, and error detection and resolution.
- Owned investment accounting for equity and debt securities utilizing AI automation.
- Collaborated with product team on Ramp Stack product launch, providing accounting guidance, rigorous testing of AI outcomes and actionable feedback.
Senior Accountant, Core GL & Capital Markets
Affirm
Seattle, USA
11.2024 - 09.2025
- Led accounting for capital markets activities, including off-balance sheet loan sales and securitizations.
- Owned end-to-end close processes for capital markets accounts, ensuring accurate journal entries and reconciliations within four days.
- Collaborated cross-functionally with legal and technical accounting to assess GAAP treatment for new deal structures.
- Redesigned capital markets close workflows, reducing manual touchpoints and offshoring 10 hours of MEC work.
- Established formal procedures for deal go-lives, closing historical process gaps across AP, AR, and legal teams.
- Prepared quarterly SOX-compliant flux commentary and audit deliverables supporting 10-Q filings.
- Managed and mentored offshore accountants, enhancing accuracy in journal entries and flux narratives.
Senior Accountant, GL Ops & AP
Brex Inc.
San Francisco, USA
10.2022 - 11.2024
- Owned AP accruals and monthly OpEx accounting, partnering with Finance and business units to ensure accurate JE review, expense reporting, and variance analysis
- Partnered with FP&A to analyze AP and OpEx trends, aligning actuals with budgets and forecasts; provided insights that improved forecast precision and informed business decisions
- Led process automation efforts, including the design and implementation of an internal tool that streamlined monthly accrual generation.
- Owned fixed asset and lease accounting under ASC 360 and ASC 842; built amortization models for new leases and led annual reconciliations.
- Managed financial reporting for international entities, including collaboration with outsourced partners, review of monthly activity, and ownership of transfer pricing and cash settlements.
- Reconciled monthly GMV and interchange revenue in accordance with ASC 606, ensuring accurate cash disbursements to partner banks and revenue recognition.
- Led quarterly capitalization of internally developed software, working with Engineering to validate project milestones and implementing time-saving improvements to support audit readiness.
- Partnered with Product and Engineering teams on journal entry logic, end-to-end workflow design, and beta testing for new product features, directly contributing to accuracy and efficiency in close processes for Brex and its clients.
Senior Accounting Analyst
BlockFi
New York, USA
03.2021 - 08.2022
- Manage and review JEs and reconciliations of Accounting Analyst, providing guidance, direction on adhoc projects and process improvement initiatives, and mentorship opportunities.
- Created accounting policy and procedures for revenue recognition relating to retail loan originations and client trading activity.
- Implemented automation for retail loan funding and data intensive reconciliations, decreasing total work time from 20hrs weekly to 7hrs.
- Designed and implemented loan funding controls, reducing Operations team funding errors caught by Accounting by approximately 95%.
- Ensure timely and accurate GL postings for month-end close to achieve and exceed targeted monthly flash P&L and hardclose deadlines.
- Assisted SEC reporting team for critical revenue testing and reporting, T3 and S-1 filings, and other time-sensitive regulatory reporting requests.
- Collaborated with outsourced team to automate recording of all transactions, asset roll forwards, and gain/loss calculations impacting tax filings.
- Oversee process and control documentation and updating, controls testing, process efficiency improvements, and training documentation.
- Collaborated cross-functionally on global Stripe integration, enabling debit card payments for platform trading and expanding customer funding options
Staff Accountant
Russell Investments
Seattle, USA
09.2019 - 03.2021
- SME for Global Fixed Assets and Canadian commissions reporting, ensuring accuracy of fixed asset additions/disposals, SOX/ICFR compliance and accurate external reporting.
- Month-end/year-end close, monthly reconciliation and variance analysis processes, and providing monthly and annual financial reports to upper management, including succinct operating expense monthly report.
- Prepare responses and documentation for internal/external audit teams regarding financial statement items, financial processes, and procedures. Year-end reconciliations for audited accounts, and performed walkthroughs on accounts with the external audit team.
Contract Accountant
RChain Cooperative
Seattle, USA
12.2017 - 09.2019
- Prepared monthly budget and expense reports for C-suite and BOD, supporting budgeting projections and daily record keeping.
- Built foundational accounting processes and reconciliations from the ground up, establishing scalable workflows for payroll, AP, and expense tracking and financial reporting.
- Acted as primary contact for finance matters, overseeing payroll, AP, AR, and general accounting duties.
- Reporting directly to company controller, gaining experience working with company executives and effective communication skills.
Education
Bachelor of Arts - Business Administration, Accounting
University of Washington
Bothell, WashingtonSkills
- ASC 606 (Revenue Recognition)
- ASC 842 (Leases)
- ASC 360 (Fixed Assets)
- SEC Reporting
- SOX/ICFR Compliance
- Intercompany Accounting
- NetSuite
- Sage Intacct
- FloQast
- Blackline
- Coupa
- SAP Concur
- Avalara
- Snowflake
- Excel (Advanced)
- Google Sheets
- Automation projects
- Close optimization
- Process redesign
- Process scalability
- Team Mentorship
- Remote team management
- Team collaboration
- Ironclad
- Sigma
- Numeric
Certification
CPA, Washington State Board of Accountancy, 41395
Timeline
Senior Corporate Accountant
Ramp
09.2025 - Current
Senior Accountant, Core GL & Capital Markets
Affirm
11.2024 - 09.2025
Senior Accountant, GL Ops & AP
Brex Inc.
10.2022 - 11.2024
Senior Accounting Analyst
BlockFi
03.2021 - 08.2022
Staff Accountant
Russell Investments
09.2019 - 03.2021
Contract Accountant
RChain Cooperative
12.2017 - 09.2019
Bachelor of Arts - Business Administration, Accounting
University of Washington