Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
SAR Masters club 2021-2024
Timeline
Generic

Timothy Newbold

Fair Oaks,CA

Summary

Dynamic consultive salesperson with a proven track record in Insurance, Real Estate, and Mortgage, excelling in client advocacy and negotiation. Leveraged strong customer service skills to enhance loan approval rates, or insurance/Property aquisition while optimizing financial assessments. Committed to ethical practices and collaborative teamwork, consistently achieving favorable outcomes in helping individuals and companies protect and expand their asset portfolios.

Overview

25
25
years of professional experience
1
1
Certification

Work History

Mortgage Broker

Elite Mortgage
01.2020 - Current
  • Managed loan pipelines efficiently, promptly addressing any issues or concerns that arose during the mortgage process.
  • Assisted clients in improving their credit scores and overall financial standing, increasing their chances of loan approval and favorable terms.
  • Collaborated with different lenders to find best possible deal for homebuyers.
  • Explained entire mortgage loan process to borrower.
  • Conducted comprehensive financial assessments to determine borrower eligibility for various loan programs, optimizing client outcomes.
  • Facilitated smooth communication between all parties involved in transactions, resulting in successful loan closings and satisfied clients.
  • Ensured exceptional customer service by maintaining consistent communication throughout the entire loan origination process.

Real Estate Broker Associate

Berkshire Hathaway HomeServices Elite Real Estate
10.2017 - Current
  • Built lasting relationships with clients through trustworthiness, professionalism, and genuine interest in their success.
  • Managed multiple property transactions simultaneously while maintaining excellent organization and communication skills.
  • Conducted comprehensive market analysis to accurately price properties and attract potential buyers.
  • Collaborated with other real estate professionals to expand network and referral opportunities, boosting overall business growth.
  • Market to new and existing buyers, and sellers using extensive social media marketing experience.

Automotive Broker

Self-employeed
07.2008 - 10.2017
  • Developed strong relationships with clients, earning their trust and loyalty through consistent communication and portfolio updates.
  • Provided exceptional customer service, addressing any concerns or questions from clients promptly and professionally.
  • Negotiated favorable terms for clients during transactions, maximizing their profits in both buying and selling scenarios.
  • Answered inquiries and provided information to sales representatives, distributed appropriate paperwork, and fulfilled quote requests to deliver excellent customer support.
  • Responded via telephone and email to questions regarding licensing, commissions, website logins and website navigation.
  • Adapted quickly to changing market conditions, adjusting client strategies accordingly while maintaining open lines of communication throughout periods of uncertainty.

Commercial Insurance Broker

Powers and Company
10.2003 - 07.2008
  • Offered detailed information about products and binding coverage.
  • Identified new revenue streams by targeting niche industries or underserved markets within the commercial insurance sector.
  • Enhanced client retention rates through proactive communication and exceptional customer service skills.
  • Leveraged analytical skills to assess client risk profiles accurately, enabling informed decision-making regarding coverage options.
  • Coordinated with other departments to ensure seamless policy implementation and ongoing account management activities.
  • Mentored junior brokers, sharing knowledge and best practices to foster professional growth within the team.
  • Negotiated competitive premiums for clients with a focus on comprehensive coverage tailored to individual needs.

Online Personal Lines Insurance Broker

InsWeb
10.2000 - 10.2003
  • Implemented new CRM system to improve client communication and follow-up, leading to increased retention rates.
  • Managed a diverse portfolio of personal lines business including home, auto, umbrella, and specialty coverages.
  • Monitored market trends and regulatory changes to stay current on industry developments affecting client policies.
  • Streamlined the quoting process for efficiency, resulting in quicker response times and higher conversion rates.
  • Consistently exceeded sales targets by proactively prospecting for new clients and cross-selling additional coverages to existing clients.
  • Analyzed customer needs to provide customized insurance solutions.
  • Met with customers to provide information about available products and policies.

Education

No Degree -

American River College
Sacramento, CA

Skills

  • Strong negotiation skills

  • Customer service and support

  • Superior customer service

  • Collaborative teamwork

  • Effective problem solving

  • Ethical business practices

  • Goal-oriented mindset

  • Residential mortgage lending regulations

  • Real estate transactions

  • First-time homebuyers

  • Fair housing regulations

  • Policy analysis

  • Underwriting principles

Accomplishments

SAR Masters Club 2021-2024

BHHS Rising star 2018-2024

Certification

CaDRE 02035475

NMLS 1924696

CaDOI 0c95198

SAR Masters club 2021-2024

Masters Club represents the top 10% in production for realtors in the association.

Timeline

Mortgage Broker

Elite Mortgage
01.2020 - Current

Real Estate Broker Associate

Berkshire Hathaway HomeServices Elite Real Estate
10.2017 - Current

Automotive Broker

Self-employeed
07.2008 - 10.2017

Commercial Insurance Broker

Powers and Company
10.2003 - 07.2008

Online Personal Lines Insurance Broker

InsWeb
10.2000 - 10.2003

No Degree -

American River College

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