Experienced Credit Manager knowledgeable about creditworthiness and document review. Highly effective at optimizing credit policies to building and managing a successful credit and collections team.
Overview
17
17
years of professional experience
Work History
Corporate Credit & Finance Manager
HAWTHORNE MACHINERY, INC
09.2018 - Current
Oversee Credit, Collections and Finance department servicing San Diego, Hawaii and Guam territory for a Caterpillar dealership
Manage and implement credit and collections strategy and accountable for credit granting process for $600 million dollar in sales and over 1000+ credit customer base
Oversee training and development for new and existing Credit Representatives
Provide regular updates to the Vice President and CFO on staffing overview, aging review, and risk.
Compiled data critical to analysis of annual bad debt.
Maintain and build relationships with new and existing customers
Work cross-functionally with sales, management and other departments to maintain effective operations.
Oversaw reporting, documentation and analyze account portfolio
Investigated and evaluated customers for creditworthiness and potential risk factors.
Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
Devised collection recovery strategies to resolve customer issues and delinquent cases.
Director of Credit and West Coast Operations
STONEPEAK CERAMICS, INC
04.2018 - 09.2018
Lead and direct the credit and collections team to meet and exceed industry standard and performance within the credit department Oversee 2000+ credit customer base domestically and internationally with annual sales of over $300 million between five divisions
Review quarterly financial and credit reports for top customers to implement action plans needed
Monitor weekly cash report provided by the A/R department to ensure proper cash flow
Build and maintain a close relationship with key business partners
Ensure compliance requirements are met
Provide leadership and support to all management staff in west coast locations
Ensure high-quality relationships with vendors and customers
Work directly with the Vice President of Operations to develop strategies and business plans to improve operations for all west coast locations
Developed systems and procedures to improve operational quality and team efficiency.
Credit and Office Manager
StonePeak Ceramics
01.2011 - 04.2018
Manage the credit department nationally and train credit staff in order to meet goals and company policy
Manage the operations and relations between the credit department with sales, customer service, and warehouse/distribution in the corporate Anaheim office
Developed and maintained successful relationships with vendors, suppliers and contractors.
Develop policies and procedures to better improve business operations
Established workflow processes, monitored daily productivity, and implemented modifications to improve overall performance of personnel.
Accounting Assistant
StonePeak Ceramics
01.2010 - 01.2011
Maintained clean and organized files by keeping accounts payable records up-to-date.
Maintained accurate and complete documentation to facilitate accounting and filing functions.
Processed payments and documents such as invoices, journal vouchers, employee reimbursements, and statements.
Used accounting software to prepare weekly and monthly financial reports.
Processed credit card payments and reconciled credit card statements for accuracy in accounting process.
Applied proper codes to invoices, files, and receipts to keep records organized and easily searchable.
Completed payroll functions to facilitate accurate and prompt staff payments.
Recorded deposits, reconciled monthly bank accounts and tracked expenses.
Accounts Payable Coordinator
EXTREME SUPPLY
04.2007 - 01.2010
Maintain relations with vendors Reconcile vendor accounts for payment Provide financial monthly reports
Reviewed open purchase orders for integrity, accuracy and completeness of vendor information.
Processed check disbursements and reconciled related ledger.
Completed month-end closings with journal entries and reconciling accounts.
Verified validity of charges listed on payment orders for yearly audits.
Assisted project managers and operations staff with accounting expertise.
Administrative Assistant
RETIREMENT PLANNING ADVISORS
08.2007 - 04.2008
Assist in all administrative duties Provide a welcoming environment for clients and assist with any questions Assist CEO in presentations and meetings
Answered multi-line phone system, routing calls, delivering messages to staff and greeting visitors.
Executed record filing system to improve document organization and management.
Scheduled office meetings and client appointments for staff teams.
Created and maintained databases to track and record customer data.
Developed and updated spreadsheets and databases to track, analyze, and report on performance and sales data.
Education
Master of Science - Business Administration
CHAPMAN UNIVERSITY, GEORGE L. ARGYROS SCHOOL OF BUSINESS
Orange, CA
Bachelor of Science - Business Management
CALIFORNIA STATE UNIVERSITY
DOMINGUEZ HILLS Carson, CA
Skills
Risk Analysis
Strategic Risk Management
Debt Recovery
Microsoft Access
Creditworthiness Evaluations
Policy Implementation
Timeline
Corporate Credit & Finance Manager
HAWTHORNE MACHINERY, INC
09.2018 - Current
Director of Credit and West Coast Operations
STONEPEAK CERAMICS, INC
04.2018 - 09.2018
Credit and Office Manager
StonePeak Ceramics
01.2011 - 04.2018
Accounting Assistant
StonePeak Ceramics
01.2010 - 01.2011
Administrative Assistant
RETIREMENT PLANNING ADVISORS
08.2007 - 04.2008
Accounts Payable Coordinator
EXTREME SUPPLY
04.2007 - 01.2010
Master of Science - Business Administration
CHAPMAN UNIVERSITY, GEORGE L. ARGYROS SCHOOL OF BUSINESS