Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Timeline
Generic

TINASHE JEMITIAS MUNIKWA

Summary

An energetic and resourceful Financial Engineering graduate with a solid academic background and four years of experience in accounting, auditing, credit, and project management. With a professional demeanor and appearance, brings strong financial skills, a practical and logical approach to problem-solving, and an excellent eye for detail. Open to challenging opportunities in any sector that can propel growth and development. Developed robust technical skills in a collaborative and fast-paced tech environment, focusing on creating and improving software systems. Adept at problem-solving and critical thinking, with a proven ability to learn new technologies quickly. Seeking to apply these transferrable skills in a new field to drive innovation and efficiency.

Overview

7
7
years of professional experience

Work History

Freelance software developer

Pachikomo
12.2023 - Current
  • Developing and Implementing Software Applications as per client's requirements
  • Testing and maintaining software products to ensure strong functionality and optimization
  • Providing technical guidance and troubleshooting support to clients
  • Client Communication and Acquisition for freelance projects
  • Communicating with clients to understand their needs and deliver results on time and within budget
  • Managed to create a comprehensive driving school system that is currently being used by5 schools to manage their business
  • Improved software efficiency by troubleshooting and resolving coding issues.
  • Saved time and resources by identifying and fixing bugs before product deployment.
  • Collaborated with cross-functional teams to deliver high-quality products on tight deadlines.
  • Enhanced user experience through designing and implementing user-friendly interfaces.
  • Updated old code bases to modern development standards, improving functionality.
  • Optimized application performance by conducting regular code reviews and refactoring when necessary.
  • .Achieved faster development cycles using Agile methodologies, including Scrum or Kanban processes.
  • Developed comprehensive documentation for software projects, improving maintainability and future scalability.
  • Built databases and table structures for web applications.
  • Created proofs of concept for innovative new solutions.
  • Conducted data modeling, performance and integration testing.

Project Manager

Eshagi
08.2024 - 12.2024
  • Led and managed4 software development projects from initiation to completion using SCRUM and AGILE methodologies
  • Coordinated cross-functional teams to ensure timely delivery of project milestones
  • Facilitated daily stand-up meetings, sprint planning, and retrospectives to maintain project momentum and continuous improvement
  • Developed and maintained project plans, schedules, and budgets
  • Identified and mitigated project risks to ensure successful project outcomes
  • 3 projects successfully delivered on time and within budget, resulting in revenue growth as the project was launched earlier
  • Successfully managed multiple projects simultaneously by prioritizing tasks according to urgency, resource availability, and alignment with organizational goals.
  • Planned, designed, and scheduled phases for large projects.
  • Met project deadlines without sacrificing build quality or workplace safety.
  • Developed comprehensive project plans with clear timelines, milestones, and budget requirements, ensuring timely delivery of high-quality results.
  • Provided detailed project status updates to stakeholders and executive management.
  • Achieved high levels of team engagement and morale by promoting collaborative and inclusive work environment.
  • Created accurate budgets based on resource requirements, allowing for optimal allocation of funds across all aspects of the projects.

Credit Analyst

Zimbabwe Women's Microfinance Bank
05.2021 - 11.2023
  • Assessing loan applications for credit worthiness and ability to repay; and providing recommendations to the Credit Manager
  • Monitored the macro-economic environment to assess credit and interest rate risks, evaluating their impact on the bank and recommending effective mitigation measures
  • I have proved effective in performing due diligence and analyzing credit applications to ensure quality loan book: by maintaining in my portfolio an NPL Ratio below the bank's prescribed3%
  • Proven efficiency by maintaining a turnaround time for applications of24 hours as per the bank's Service Level Agreement, with minimum reworks
  • Maintaining low NPL ratios through continuous monitoring and control of the asset book, following up on arrears and soliciting defaulting clients to regularize
  • Producing regular managerial reports with analysis on the performance of the bank's different lending products
  • Stayed current with banking regulations to ensure compliance
  • Assessed credit risk and analyzed financial statements.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Attended credit-related training and conferences to stay informed about industry trends and developments.
  • Mentored junior analysts, sharing best practices and fostering their professional development in credit analysis techniques.
  • Streamlined data collection and analysis procedures, increasing efficiency and accuracy of credit reports.
  • Bolstered client relations and trust by providing clear explanations of credit decisions and suggestions for improvement.
  • Achieved recognition for outstanding accuracy and diligence in credit analysis, setting benchmark within department.

Admin Assistant

Harare Institute of Technology
08.2018 - 04.2019
  • Researching and reporting about the financial and economic climate in Zimbabwe to inform various program implementation activities at the institution
  • Performed continuous analysis of the ZSE to provide reports on the market performance
  • Developed a model based on feed-forward neural networks that could predict ZSE stock movements
  • The model had a71% success rate
  • Various administrative tasks in the office

External Auditor

MJV Chartered Accountants
09.2017 - 06.2018
  • Participated in external regulatory audits and inspections for different organizations including schools, district councils, retail companies, NGOs
  • Unearthed problematic situations and provided useful insights regarding the accounts, operations and systems in the organizations
  • Proved successful in helping clients to achieve and maintain compliance with regulatory requirements, improve internal controls, and reduce financial and operational risk

Education

B.Tech (Honours) Degree - Financial Engineering

Harare Institute of Technology
01.2020

Skills

  • A clean Class4 Driver’s License holder
  • Advanced Microsoft Office skills, excellent with Excel
  • Good Pastel Evolution accounting software skills
  • Proficiency in Python and Data analysis libraries like Pandas and NumPy
  • Mobile App development and Web development skills using Django, HTML, CSS, JavaScript, React and Flutter
  • Oracle and SQL Server management
  • Data Analysis Skills
  • Machine Learning Skills
  • Financial Model Development Skills
  • Satisfactory organization, prioritization, and time management
  • Good numeracy and analytical skills
  • Strong accuracy and paying attention to detail
  • Ability to take initiative and fit within a team
  • Research and report writing skills
  • Problem-solving
  • Programming
  • Object-oriented programming
  • Software development
  • API integration
  • Documentation management
  • Risk assessment
  • Credit analysis
  • Financial statement analysis
  • Credit risk
  • Data analysis
  • Portfolio management
  • Loan documentation and policies
  • Financial reporting

Accomplishments

  • Developed a model for calculating loans indexed to the USD currency.
  • Developed models for predicting loan balances and analyzing the loan portfolio using feedforward neural networks (Artificial Intelligence) and Fuzzy Logic models.
  • Successfully maintained a portfolio within the bank's prescribed NPL of less than3%.
  • Supervised a team of3 credit analysts and credit administrators and accomplished several projects.

Languages

Shona
Native language
English
Advanced
C1

Timeline

Project Manager

Eshagi
08.2024 - 12.2024

Freelance software developer

Pachikomo
12.2023 - Current

Credit Analyst

Zimbabwe Women's Microfinance Bank
05.2021 - 11.2023

Admin Assistant

Harare Institute of Technology
08.2018 - 04.2019

External Auditor

MJV Chartered Accountants
09.2017 - 06.2018

B.Tech (Honours) Degree - Financial Engineering

Harare Institute of Technology

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TINASHE JEMITIAS MUNIKWA