Tiron K. Guion

• Review and audit insurance, payment, and mortgage documents to maintain compliance for over 10 customers daily
• Set up payments for new or refinanced mortgages
• Call insurance companies to correct or add lienholder information to new or existing insurance policies
• Review at least ten daily home appraisals to calculate town and city tax for new home constructions, which served clients and benefited them in calculating and tracking monthly mortgage payments
• Made decisions and recommendations about extending lines of credit for hundreds of clients.
• Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
• Performed credit reviews weekly on corporations to assess financial conditions.
• Complied with internal controls and government regulations.
• Improved understanding of financial statements, which helped in assessing risk for clients and company.
• Educated members on available services and make recommendations based on their needs
• Opened hundreds of new membership accounts and processed changes for existing accounts
• Reviewed and maintained auto insurance list
• Read and analyzed hundreds of credit reports and other financial data to make decisions of approval or denial
• Calculated gross income and verified current debts to compute debt to income ratio
• Successfully communicated guidelines, due dates and late fees so that member is well informed

• Worked with over ten clients daily to develop financial planning and systems for strategies and solutions through evaluation of finances.
• Established productive relationships with prospective customers to drive sustained growth.
• Offered competitive commercial banking solutions and retail financing options.
• Negotiated with finance companies for optimal financing opportunities for average of ten clients daily.
• Purchased and sold currency ranging from thousands to millions to and from Federal Reserve Bank on weekly basis
• Oversaw branch opening and closing
• Scheduled and tracked weekly ATM and TCD audits with zero error rate
• Calculated and ordered cash for weekly branch operations.
• Scheduled and conducted potential new hire interviews
• Assisted employees with member or procedural problems
• Delegated appropriate duties and follow up to determine work completion
• Responded to members complaints or criticism on a weekly basis to help client and integrity of company
• Counseled and trained over one hundred employees when necessary
• Bank Secrecy Act, Anti Money Laundering and Office of Foreign Assets Control training

MLO# 1755039

• Worked with clients to develop financial planning strategies and solutions through evaluation of finances.
• Built and deepened productive relationships with prospective and competitive customers to drive sustained growth.
• Offered competitive commercial banking solutions and retail financing options.
• Negotiated with finance companies for optimal financing opportunities for clients.
• Assisted in all areas of consumer lending and make lending decisions
• Assisted in collection efforts of negative checking account and past due loans
• Notary Public
• Certified tax preparer
• Answered tax related questions and prepared tax returns
• Educated members on available services and make recommendations based on their needs
• Opened new membership accounts and processed changes for existing accounts
• Reviewed and maintained auto insurance list
• Read and analyzed credit reports and other financial data to make decisions of approval or denial
• Calculated gross income and verified current debts to compute debt to income ratio
• Successfully communicated guidelines, due dates and late fees so that member is well informed
• Developed and implemented plans to collect and recover on delinquent loans over thousands of dollars which prevented bank from losing earnings

• Worked with clients daily to develop financial planning strategies and solutions through evaluation of finances.
• Built and deepened productive relationships with hundreds of prospective and competitive customers to drive sustained growth.
• Offered competitive commercial banking solutions and retail financing options.
• Worked with clients to provide competitive commercial banking solutions and retail financing plans.
• Handled and maintain cash drawer
• Discussed financial options with ten to fifty clients weekly.
• Verified validity of foreign and domestic checks preventing potential fraud for bank and client
• Balanced ATM, TCD, Coin Sorter, and Operated drive-thru window
• Maintained high quality customer service
• Monitored behavior of members to minimize treat of theft of company assets.