Summary
Overview
Work History
Education
Skills
Timeline
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TIZITAW DAEMO

Aurora,CO

Summary

Experienced banking professional with above thirteen years of experience at commercial Bank of Ethiopia and keybank at different job position, where I used analytical and interpersonal skill to maintain higher customer satisfaction rating. seeking a chance to leverage my skills to maximize the operations and quality of service at your organization.

Overview

13
13
years of professional experience

Work History

Financial Wellness Consultant

KeyBank
02.2024 - Current
  • . Listen for clues for financial wellness opportunities during client conversations and provide effective and customized financial wellness recommendations to clients.
  • Embodies a strong client experience culture, being present with every client and teammate and realized the impact we can have on their day, personally professionally and financially.
  • Constantly attains individual activity, behavior and outcome expectations.
  • Open personal and business accounts.
  • Developing strong partnership with branch teammate's and line of business partners- fucus on client acquisition and deepening the relationship of current clients, effectively managing internal and external center of influence.
  • Ensure compliance with with operational, security and audit procedures and polices including appropriate documentations of client interactions.
  • Complies with all the bank polices and procedure's, including without limitations, act professionally all the times, conducting business ethically, avoiding conflict of interest, and acting in the best of interest of the bank client and the bank.


Hawassa Dist.-Senior Customer Relationship Manager

Commercial Bank Of Ethiopia
02.2023 - 10.2023
  • Handled complaints, provided appropriate solutions and alternatives within appropriate timeframes and followed up to achieve resolution.
  • Built client relationships by responding to inquiries, identifying and assessing clients' needs, resolving problems, and following up with potential and existing clients.
  • Managed customer relations on ongoing basis to maximize customer retention.
  • Conducted training and mentored team members to promote productivity and commitment to friendly service.
  • Supervised daily operations and sales functions to maximize revenue, customer satisfaction, and employee productivity.
  • Maintained client files with sales contracts, records of client interactions, client notes, and other information.

Hawassa IP-Senior Trade Finance Officer

Commercial Bank Of Ethiopia
10.2020 - 02.2023

. Reviewing and approving trade finance document for bank and regulatory compliance and acceptability of term and condition.

. Negotiating standard import and export letter of credit for financial payment and settlement.

. Followup and respond incoming and outgoing SWIFT messages accordingly.

.perform any other tasks and responsibilities as assigned by the line manager.


Customer Relationship Officer

Commercial Bank Of Ethiopia
09.2017 - 09.2020
  • Managed customer relations on ongoing basis to maximize customer retention.
  • Assisted with conflict resolution during partnership negotiations and acquisitions.
  • vet the information on the loan application.
  • Advise you on the best program based on loan application.
  • prepare and summit timely and accurate loan file and followup the status of loan.
  • completes loan contract by explaining provision to applicant obtaining signature and collecting fees.


Senior Customer Service Officer I Cash

Commercial Bank Of Ethiopia
04.2014 - 09.2017
  • create and maintain a positive work environment for all cashers.
  • generate reliable and accurate till report from every register.
  • operate registers and perform general checkout functions.
  • resolve cash tills when closing, ensuring the money matches the report and is stored safely.
  • manage ATM cash operation and balance.
  • weekly and monthly report branch cash performance for district and dispatch cash for issuing bank if cash excess branch limit.

Customer Service Officer

Commercial Bank Of Ethiopia
08.2011 - 10.2014
  • Answer question about account types and banking product like digital banking, CPO, checking accounts, ATM card issuance, etc.
  • Check on the status of customers account and track checks and payments.
  • bank account opening.
  • Review and explain account charges.
  • Communicated with clients regarding account services, statements, and balances.
  • Assist customers with replacing expired, damaged and stolen cards.

Junior Officer

Commercial Bank Of Ethiopia
04.2011 - 08.2011
  • .Attended personnel meetings and training sessions to improve skills and learn new policies and procedures
  • Provide financial advice to clint on topic such as mortgage loans and other bank products.
  • Communicate with clients face to face of via telephone to explain their options.
  • perform other duties and responsibilities given by line manager and branch manager.

Education

Master of Science - Developmental Economics

Hawassa University
06.2017

Bachelor of Arts - Economics

Hawassa University
07.2010

Skills

  • Good Communication Skill
  • Maintaining Clean Work Areas
  • Teamwork
  • Problem Solving
  • Effective Customer Service
  • Organization and Time Management
  • Knowledge of Proper Cash Handling procedure
  • loan processing
  • petty cash management

Timeline

Financial Wellness Consultant

KeyBank
02.2024 - Current

Hawassa Dist.-Senior Customer Relationship Manager

Commercial Bank Of Ethiopia
02.2023 - 10.2023

Hawassa IP-Senior Trade Finance Officer

Commercial Bank Of Ethiopia
10.2020 - 02.2023

Customer Relationship Officer

Commercial Bank Of Ethiopia
09.2017 - 09.2020

Senior Customer Service Officer I Cash

Commercial Bank Of Ethiopia
04.2014 - 09.2017

Customer Service Officer

Commercial Bank Of Ethiopia
08.2011 - 10.2014

Junior Officer

Commercial Bank Of Ethiopia
04.2011 - 08.2011

Master of Science - Developmental Economics

Hawassa University

Bachelor of Arts - Economics

Hawassa University
TIZITAW DAEMO