Experienced and dynamic financial professional with a proven track record of delivering exceptional client-centric service and providing detailed financial assistance. Skilled in generating impressive results that surpass goals. Adept at analyzing complex financial data, identifying opportunities for improvement, and implementing effective strategies to drive success. Committed to delivering high-quality work, fostering strong client relationships, and continuously staying updated on industry trends to ensure optimal financial outcomes.
Hi, I’m
Tonya D. Horne
Roseville,CA
Summary
Overview
17
years of professional experience
1
Certification
Work History
Big Valley Mortgage
Mortgage Loan Officer
07.2020 - Current
Job overview
- Working with Realtors clients and their families with home purchase planning, mortgage assistance, debt management and homeownership goals
- Assisting internal seasoned loan officers with data base management, marketing, processing and selling loans
- Ensuring proper inspections, licensing and protocols are in place prior to loan submission
- Recognized as Top 15 within brand for 2023
- Top Sales Trainer to new Loan Officers
- Developed engaging group trainings for real estate agents, tracked revenue increase and activity and assisted with in field training
Appreciation Financial
Field Vice President
12.2018 - Current
Job overview
- Serving the unique needs of public employees and their families with retirement planning, mortgage assistance, debt management and life protection
- Helping public employees make their income last their entire lifetime by providing solutions to enhance current financial situation and prepare accordingly
- Presenting a variety of quality products to meet a client's financial planning goals
- Recognized as Top Agent Nationwide August 2019- promoted to Field Vice President
- Top Sales Trainer to new field Agents
- Developed engaging group trainings for new Agents, tracked revenue increase and activity and assisted with in field training
New Start Credit Consulting
CEO/Credit Manager
05.2008 - 01.2019
Job overview
- Provide potential homebuyers with credit improving education, tools, and personalized assistance, creating detailed financial plans to achieve higher FICO scores in order to obtain their financial goals
- Delegate daily tasks of # financial employees, setting and managing monthly goals
- Conduct thorough needs analyses for each client and ensure open and effective communication
- Increased revenue and client closing ratios 20% with daily collaboration with mortgage brokers, banks, lenders, and consumers
- Created and delivered engaging presentations of new products in corporate meets and seminars, generating consistent business growth
Education
Bella Vista High SchoolFair Oaks, CA
High School Diploma
University Overview
Skills
- Strategic Leadership
- Team Coordination
- Employee Training
- Operational Efficiency Standards
- Precision and Productivity
- Problem Resolution
- Proficient in Microsoft Office Suite
- Experienced with QuickBooks Software
- Windows OS Proficiency
- Mac Operating System
- Results Driven
- Consultative Selling
- Loan Approval Facilitation
- Mortgage Lending Compliance
- Negotiation tactics
- Sales development
- Financial analysis
- Document review
- Regulatory compliance
- Licensed mortgage loan originator
- Credit checks
Key Qualifications
Key Qualifications
- Proven ability to lead diverse and multifunctional sales teams to success, developing motivational training/mentorship programs and implementing morale boosting operational procedures.
- Adept at developing and maintaining detailed administrative and procedural processes that reduce redundancy, improve accuracy and efficiency, and achieve organizational objectives.
- Highly focused and results-oriented in supporting complex, deadline-driven operations; identify goals and priorities and resolve issues in initial stages.
- Proficient in Microsoft Office Suite, Outlook, Visio, QuickBooks, and Windows and Mac operating systems.
Certification
- Credit Risk Certification(CRC)- The Risk Management Association.
- Nationwide Mortgage Licensing System & Registry (NMLS) License - State Banking Authorities.
Timeline
Mortgage Loan Officer
Big Valley Mortgage
07.2020 - Current
Field Vice President
Appreciation Financial
12.2018 - Current
CEO/Credit Manager
New Start Credit Consulting
05.2008 - 01.2019
Bella Vista High School
High School Diploma
Similar Profiles
Kristy RuhkalaKristy Ruhkala
Senior Loan Officer/Mortgage Advisor at Big Valley MortgageSenior Loan Officer/Mortgage Advisor at Big Valley Mortgage
Halee DailyHalee Daily
Director of Production Education & Sales at American Pacific MortgageDirector of Production Education & Sales at American Pacific Mortgage
Jesseca HendricksJesseca Hendricks
Loan Officer at Canopy Mortgage LLCLoan Officer at Canopy Mortgage LLC
Lisa CurcioLisa Curcio
Tax Preparer / Staff Accountant at Riolo and AssociatesTax Preparer / Staff Accountant at Riolo and Associates
Kevin SmithKevin Smith
Fire Chief, GS-0081-13 at Beale Fire Emergency ServicesFire Chief, GS-0081-13 at Beale Fire Emergency Services