Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

TONYA JOHNSON

CHARLOTTE,NC

Summary

Detailed oriented in the accounts payable field. Proficient in various positions in finance and mortgage operations. Excellent customer service, interpersonal, organizational, and analytical skills. Productive in fast-paced atmosphere while able to implement decisions and expedite workflow. Good leadership, presentation, and oral communication talents.

Overview

13
13
years of professional experience
1
1
Certification

Work History

Accounts Payable Analyst

Hyde Park Partners
03.2023 - Current

Responsible for managing the company's outgoing payments, invoice processing, and maintaining vendor relationships to ensure timely and accurate financial transactions; Handle invoice management by verifying and posting invoices while ensuring they are correct and comply with company policies; Match invoices, rebates, and credit/debit memos with purchase orders and resolve discrepancies; Send payments to vendors to maintain cash flow and foster good vendor contact; Collaborate closely with other departments to obtain necessary approvals for payments and resolve any issues that may arise; Review monthly vendor statements for outstanding invoices; Use eNet for document recording and storing; Help to train team members with accounting programs; Assist with phone calls for accounts payable department and serve as a relief for the administrative desk.

LOSS MITIGATION CLOSING ESCALATIONS SPECIALIST

FLAGSTAR BANK
11.2021 - 08.2022

Locate loan documents for traditional backend review using Blacknight MSP; Review executed loan documents for loan modifications; Correct and submit chain of titles and 255 affidavits; Create cover letters to be sent to borrowers for loan modifications; Send out departmental reports for hard rejected loans; Utilized customer service skills in communicating loan options to customers.

LOAN CLOSER

LOAN SIMPLE, INC
12.2020 - 05.2021

Review and write up loan information for preparing files for closing; Audit and complete loan details in Encompass to prepare loan documents for various states; Send out preliminary documents and closing packages to attorneys, title companies, and settlement agents and then review Closing Disclosure Statements; Communicate with LOA's Processors, Underwriters, and the Loan Officers in closing loans; Address any closing issues with post closing department and clear suspenses that may appear on monthly QC reports.

LOAN CLOSER

PREMIER LENDING, INC
07.2020 - 10.2020

Review and audit all types of government and conventional loans for closing; Process change of circumstances for closing disclosures with necessary changes required; Email closing packages to attorneys or title companies in 50 states using Encompass; Balance final closing disclosure by working with the paralegals and title agents; Request wires and order funds on different bank warehouse lines; Fund closed loans and send completed files to post closing department; Assist with any post closing issues on closed loans.

MORTGAGE LOAN CLOSER

DEEPHAVEN MORTGAGE
12.2019 - 03.2020

Close Non-QM mortgage loans using Encompass; Pre-worked incoming files by checking for taxes, hazard, flood, etc.; Send out Initial Closing Disclosures to borrowers; Audit approved loans and prep files for closing; Email closing packages to title agencies and attorney firms; Work with Loan Officers, Account Managers, and Underwriters to ensure all loan conditions were clear for closing; Handle any post-closing issues with post-closing department that may arise.

SENIOR MORTGAGE LOAN CLOSER/AUDITOR

AMERISOUTH MORTGAGE COMPANY
05.2016 - 09.2019

Audit and review processed loan sent to the closing department; Log in new files and write up loan information to prepare files for closing; Input loan details in Encompass to prepare and draw closing packages; Send out preliminary documents and closing packages to attorneys, title companies, and settlement agents; Review and make all necessary changes to the uploaded Closing Disclosure Statements from the closing agents; Communicate with the Processors, Underwriters, and the Loan Officers in processing the loans for closing; Approve final Closing Disclosure Statements, print all wire documents for approval from accounting department, and initiate wires for loan closings by uploading wire documents to the warehouse lenders; Audit all closed loan documents ship out received signed closed loan packages, and work with investors in clearing suspenses for the loans to be purchased in a timely manner.

MORTGAGE LOAN CLOSER/AUDITOR

MONARCH MORTGAGE CORPORATION
10.2012 - 05.2016

Review and write up loan information for preparing files for closing; Audit and complete loan details in Encompass to prepare loan documents; Send out preliminary documents and closing packages to attorneys, title companies, and settlement agents and then review Closing Disclosure Statements; Communicate with LOA's, Processors, Underwriters, and the Loan Officers in closing loans; Initiate wires for loans with approved HUD-1 2 statements for funding; Upload funding documents and necessary forms for shipping department; Address any closing issues with post closing department and clear suspenses that may appear on monthly QC reports; Worked with investors to ensure the purchase of the loans closed.

Education

Masters Degree - Business Administration

Strayer University
Charlotte, NC

Bachelor of Arts Degree - Business Management

North Carolina State University
Raleigh, NC

NC REAL ESTATE BROKERS LICENSE -

Mingle School of Real Estate
Charlotte, NC

Skills

  • Customer Proposals
  • Communications Strategies
  • Mortgage Servicing Understanding
  • Conventional/Government Lending
  • Contacting Vendors and Borrowers
  • Submitting Files
  • Mortgage Processes Knowledge
  • Credit Application Review
  • Training Junior Team Members
  • Microsoft Office, Excel, and Word
  • Invoice Preparation
  • Manage Complaints

Certification

NC Notary Public

Residential Mortgage Loan Processing Certification

Early Childcare Certification

Timeline

Accounts Payable Analyst

Hyde Park Partners
03.2023 - Current

LOSS MITIGATION CLOSING ESCALATIONS SPECIALIST

FLAGSTAR BANK
11.2021 - 08.2022

LOAN CLOSER

LOAN SIMPLE, INC
12.2020 - 05.2021

LOAN CLOSER

PREMIER LENDING, INC
07.2020 - 10.2020

MORTGAGE LOAN CLOSER

DEEPHAVEN MORTGAGE
12.2019 - 03.2020

SENIOR MORTGAGE LOAN CLOSER/AUDITOR

AMERISOUTH MORTGAGE COMPANY
05.2016 - 09.2019

MORTGAGE LOAN CLOSER/AUDITOR

MONARCH MORTGAGE CORPORATION
10.2012 - 05.2016

Masters Degree - Business Administration

Strayer University

Bachelor of Arts Degree - Business Management

North Carolina State University

NC REAL ESTATE BROKERS LICENSE -

Mingle School of Real Estate
TONYA JOHNSON