TONYA JOHNSON

Responsible for managing the company's outgoing payments, invoice processing, and maintaining vendor relationships to ensure timely and accurate financial transactions; Handle invoice management by verifying and posting invoices while ensuring they are correct and comply with company policies; Match invoices, rebates, and credit/debit memos with purchase orders and resolve discrepancies; Send payments to vendors to maintain cash flow and foster good vendor contact; Collaborate closely with other departments to obtain necessary approvals for payments and resolve any issues that may arise; Review monthly vendor statements for outstanding invoices; Use eNet for document recording and storing; Help to train team members with accounting programs; Assist with phone calls for accounts payable department and serve as a relief for the administrative desk.

Locate loan documents for traditional backend review using Blacknight MSP; Review executed loan documents for loan modifications; Correct and submit chain of titles and 255 affidavits; Create cover letters to be sent to borrowers for loan modifications; Send out departmental reports for hard rejected loans; Utilized customer service skills in communicating loan options to customers.

Review and write up loan information for preparing files for closing; Audit and complete loan details in Encompass to prepare loan documents for various states; Send out preliminary documents and closing packages to attorneys, title companies, and settlement agents and then review Closing Disclosure Statements; Communicate with LOA's Processors, Underwriters, and the Loan Officers in closing loans; Address any closing issues with post closing department and clear suspenses that may appear on monthly QC reports.

Review and audit all types of government and conventional loans for closing; Process change of circumstances for closing disclosures with necessary changes required; Email closing packages to attorneys or title companies in 50 states using Encompass; Balance final closing disclosure by working with the paralegals and title agents; Request wires and order funds on different bank warehouse lines; Fund closed loans and send completed files to post closing department; Assist with any post closing issues on closed loans.

Close Non-QM mortgage loans using Encompass; Pre-worked incoming files by checking for taxes, hazard, flood, etc.; Send out Initial Closing Disclosures to borrowers; Audit approved loans and prep files for closing; Email closing packages to title agencies and attorney firms; Work with Loan Officers, Account Managers, and Underwriters to ensure all loan conditions were clear for closing; Handle any post-closing issues with post-closing department that may arise.

Audit and review processed loan sent to the closing department; Log in new files and write up loan information to prepare files for closing; Input loan details in Encompass to prepare and draw closing packages; Send out preliminary documents and closing packages to attorneys, title companies, and settlement agents; Review and make all necessary changes to the uploaded Closing Disclosure Statements from the closing agents; Communicate with the Processors, Underwriters, and the Loan Officers in processing the loans for closing; Approve final Closing Disclosure Statements, print all wire documents for approval from accounting department, and initiate wires for loan closings by uploading wire documents to the warehouse lenders; Audit all closed loan documents ship out received signed closed loan packages, and work with investors in clearing suspenses for the loans to be purchased in a timely manner.

Review and write up loan information for preparing files for closing; Audit and complete loan details in Encompass to prepare loan documents; Send out preliminary documents and closing packages to attorneys, title companies, and settlement agents and then review Closing Disclosure Statements; Communicate with LOA's, Processors, Underwriters, and the Loan Officers in closing loans; Initiate wires for loans with approved HUD-1 2 statements for funding; Upload funding documents and necessary forms for shipping department; Address any closing issues with post closing department and clear suspenses that may appear on monthly QC reports; Worked with investors to ensure the purchase of the loans closed.