Torrence Forney

• Currently underwriting FHA, VA, Conventional, Jumbo, and Non-QM mortgages for the correspondent division.
• Consistently exceeding daily expectations that are set by our director of underwriting.
• Applying knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards.

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• Coached and motivated a 25 person QA team to develop competencies.
• My Focus was on preventing risks that could affect quality during the production and delivery of services and/or goods to Amazon customers.
• Established new and improved QA processes by developing test processes, test cases and assigning and executing tests.

• Was consistently the highest producing underwriter for our retail division while underwriting VA, FHA, Bond, & Conventional loans.
• My goal was to underwrite and approve mortgage loans that were saleable on the secondary market.

• Was in top 5% in underwriting production in the company.
• Was responsible for underwriting Conventional, FHA, VA, USDA, Construction and Jumbo mortgage loans.
• My responsibilities included analyzing income, credit, asset, appraisals on closed loans that were sold to investors and/or government entities.

• I was underwriting VA mortgage loans for the company's retail division.
• My goal was to underwrite and approve mortgage loans that are saleable on the secondary market.

• I was the HUD Application Coordinator (FHA and VA Administrator) for the Banks retail division.
• Duties also included underwriting Conventional, FHA, VA, USDA, Construction Jumbo loans while performing forensic underwriting on closed loans.