Summary
Overview
Work History
Education
Skills
Affiliations
Timeline
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Torri Simons

San Luis Obispo,CA

Summary

Dynamic real estate professional with extensive expertise in contract negotiation and regulatory compliance. Demonstrated success in managing complex transactions and conducting comprehensive market analyses, leading to favorable outcomes for clients. Skilled in relationship building and adept at navigating legal intricacies, ensuring efficient real estate processes. Committed to leveraging experience to drive continued success in the industry.

Overview

32
32
years of professional experience

Work History

Real Estate Broker

Simons Company Real Estate
San Luis Obispo, CA
05.2011 - 02.2025
  • Maintained accurate records regarding all aspects of a real estate development project including costs, sales information, contracts and paperwork.
  • Researched potential of specific tracts of land for real estate development.
  • Researched applicable zoning laws and regulations related to real estate development projects.
  • Collaborated with other professionals such as appraisers, inspectors, lenders, title companies and attorneys throughout the process of buying and selling real estate.
  • Interpreted complex legal documents such as mortgages, trusts, liens, easements and other instruments related to real estate transactions.
  • Advised clients on legal matters related to real estate transactions.
  • Drafted contracts for the sale or purchase of real estate properties.
  • Maintained accurate records of all ongoing and completed real estate transactions.
  • Reviewed contracts for purchase or sale of real estate assets for legal compliance.
  • Negotiated contracts with buyers, sellers, brokers, developers, lenders, and other stakeholders in the real estate industry.
  • Maintained current knowledge of changes in federal, state, and local laws governing real estate transactions.
  • Researched zoning regulations, deed restrictions, title searches, and other legal issues related to real estate transactions.
  • Coordinated with lenders to ensure timely closings of real estate sales.
  • Assisted in preparing closing statements at end of real estate transactions.
  • Reviewed contracts, leases, deeds, titles, and other documents related to real estate transactions.
  • Prospected for new commercial and residential real estate deals.
  • Negotiated contracts with buyers and sellers for the purchase and sale of real estate.

Licensed Mortgage Originator

Leachman Home Loans
Grover Beach, CA
09.2016 - 11.2018
  • Assisted the owners of Leachman Home Loans in managing the company workload.
  • Conducted regular follow-up calls with clients throughout the mortgage process to ensure timely completion of documents or steps needed for approval or closing.
  • Reviewed loan agreements to confirm completeness and accuracy.
  • Analyzed customer's income and debt levels to determine maximum affordability for a mortgage product.

Mortgage Loan Originator

Mainstream Financial/Simons Co. Financial
Arroyo Grande, CA
03.1997 - 08.2010
  • Researched and evaluated various loan products to determine the best fit for each customer, including FHA, VA, Conventional, USDA, and CALFHA.
  • Gathered client debt, credit and income information to determine loan eligibility.
  • Reviewed credit histories from applicants and determined feasibility of granting requested loans.
  • Reviewed loan agreements to verify completeness and accuracy according to applicable policies.
  • Maintained a thorough knowledge of current lending regulations, policies, and procedures.
  • Submitted applications to credit analysts.
  • Helped clients fill out loan applications and find ideal loan options.
  • Monitored market conditions related to interest rates, regulatory changes.
  • Addressed and resolved applicant and borrower queries throughout the loan cycle.

Real Estate Agent

Re/Max Ocean West/C21 Realty
Arroyo Grande , CA
10.1992 - 03.1997
  • Oversaw and negotiated offers for real estate purchases on clients' behalf.
  • Liaised between sellers and buyers for profitable and efficient sales.
  • Coordinated property tours and communicated with buyers to assist with inspections and appraisals.
  • Managed customer inquiries promptly and professionally.
  • Identified prospective customers through networking activities and referrals.
  • Managed real estate transactions from initiation to closing.
  • Advised clients on market conditions, prices, mortgages, and legal requirements.

Education

Bachelor of Arts - Sociology

Chico State University
Chico, CA
05-2019

Associate of Science - Behavioral Sciences

Cuesta College
San Luis Obispo, CA
06-2017

NMLS License (currently Inactive)
08-2012

Real Estate Brokers License
09-2001

Skills

  • Contract negotiation
  • Regulatory compliance
  • Market analysis
  • Real estate transactions
  • Zoning research
  • Financial analysis

Affiliations

  • Member of The Monday Club San Luis Obispo a women's civic volunteer fundraising organization working to enhance the social, educational and quality of the San Luis Obispo Community
  • Hobbies include singing with local musicians, working out, the outdoors, cooking and entertaining.
  • San Luis Salsa Company events.

Timeline

Licensed Mortgage Originator

Leachman Home Loans
09.2016 - 11.2018

Real Estate Broker

Simons Company Real Estate
05.2011 - 02.2025

Mortgage Loan Originator

Mainstream Financial/Simons Co. Financial
03.1997 - 08.2010

Real Estate Agent

Re/Max Ocean West/C21 Realty
10.1992 - 03.1997

Bachelor of Arts - Sociology

Chico State University

Associate of Science - Behavioral Sciences

Cuesta College

NMLS License (currently Inactive)

Real Estate Brokers License

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