Summary
Overview
Work History
Education
Skills
Special Licenses
Certification
Timeline
Generic

TRACEY LOVE

St. Louis,MO

Summary

To affiliate with a progressive organization fulfilling the responsibilities of a challenging position that will offer advancement opportunities based on proven abilities.

As indicated in the resume, I have acquired several years of experience in Personal and Commercial Lines Insurance, Underwriting, and Account Management. These years of experience have allowed for a great deal of interaction with the public, as well as the development of excellent organizational and communication skills. It is most desirable that I acquire a position that will enhance greater development of my present skills and abilities; in addition to, continued interaction with people on a daily basis. I believe that employment with your organization will provide me with this type of growth. I also might add that I do possess characteristics that are conducive to positive employment. I am a very poised individual who is able to adjust and communicate effectively. I am also a congenial and diligent worker.

Overview

30
30
years of professional experience
1
1
Certification

Work History

Senior Account Manager - Contract Employee

GQS Global Quality Solutions
01.2011 - Current
  • Prepare and maintain scorecard data and develop strategies to enhance motivation at work.
  • Check and identify accounts that are likely to become a bad debt or 'zero balance' account and contact the clients to retain them.
  • Develop relationships with loyal clients; ask for their feedback and provide feedback to the marketing units for the purpose of enhancing the quality of service.
  • Provide file audits for Engineers to validate the efficiency level at work.
  • Ensure clients’ demands to be satisfied.
  • Conduct reviews on accounts on regular basis to evaluate clients’ demands and usage of account; determine types of services/products and prices/fees satisfying the clients’ needs as well as the organization’s objectives.
  • Conduct assessments of clients’ credibility and perform billing duties at their requests.
  • Prepare and make a report on market analysis, competitor analysis and market trends.
  • Develop and maintain a well-coordinated internal relationship with key decision makers within the organization.
  • Ensure that clients know to use the services and aid if necessary.

Senior Underwriter

VANLINER INSURANCE COMPANY
01.2008 - 01.2011
  • Under general supervision, evaluate and rate new and existing accounts in accordance with sound underwriting principles.
  • Analyze existing accounts for profitability and determine if corrective action is necessary and what actions need to be taken.
  • Review, rate, and underwrite new submissions, determine appropriate coverage and price accordingly before submitting to management.
  • Ensure implementation of underwriting standards and procedures.
  • Coordinate activities with departmental personnel and other UniGroup Companies.
  • Research and assist with the development of new insurance programs, products, and forms.
  • Review existing programs and recommend changes and improvements.
  • Assist in the training and cross-training of personnel to achieve maximum effectiveness.

Senior Workers’ Compensation Underwriter

ZURICH INSURANCE COMPANY
01.2006 - 01.2008
  • Under technical direction, create underwriting guidelines representing the Product Management Team.
  • Analyze new and renewal business to ensure proper classification and pricing.
  • Assist with the development of underwriting processes and procedures.
  • Assist with conducting internal file reviews and audits.
  • Administer and monitor underwriting rules, guidelines, insurance laws, regulations.
  • Work within significant limits and authority on assignments of higher technical complexity and coordination.

Midwest Region Underwriter

AIG INSURANCE COMPANY
01.2004 - 01.2006
  • Under technical direction, Underwriting, Marketing, Risk analysis assessment according to established underwriting guidelines for Property Management and Temp Staffing Segments.
  • Within delegated authority level, independently priced accounts, reviewed audits, loss control assessments; in addition; review, accept, reject and modify new and renewal business.
  • Negotiated Facultative insurance with Reinsurance Companies.
  • Responsible for a commercial multi-line book of business of approximately $13 million.
  • Account sizes ranged from $250,000 to $3,000,000, encompassing multiple lines of insurance General liability, Automobile and Workers’ Compensation for Loss Sensitive and Guaranteed Cost Program Structures.

Workers’ Compensation Underwriter

GREAT WEST CASUALTY INS. CO.
01.2003 - 01.2004
  • Duties include underwriting Workers ‘Compensation for the trucking industry.
  • Work with fleet and non-fleet semi-tractor trailers, flat beds, tanks and dump trucks for owner operators and truck companies.
  • Primary territory was the Midwestern, Eastern and Southeastern Regions.

Account Manager/Underwriter

TRAVELERS INSURANCE COMPANY
01.2000 - 01.2003
  • Duties include total account management of assigned book of business.
  • Maximize account company and customer satisfaction.
  • Independently perform pricing, rating, safety assessment, accounting/billing support.
  • Investigate and report potentially fraudulent claims to appropriate division.

Sales Agent/Underwriter

GMAC INSURANCE COMPANY
01.1995 - 01.2000
  • Receive and process inbound sales calls to acquire new Personal Lines Auto Insurance business.
  • Provide quality service and professional insurance counsel to potential clients.
  • Assist with the resolution of requests from policyholders.
  • Resolve, rate, bill, endorse, and quote new and renewal business.
  • Monitor Sales/Service calls and general quality control.

Education

Associates Degree - Business Management

University of Phoenix

Skills

  • Business development
  • Schedule management
  • Excellent negotiation skills
  • Partnership development

Special Licenses

Property & Casualty and Life and Health License

Certification

Property and Casualty, Life and Health Insurance Licenses,

AINS

Timeline

Senior Account Manager - Contract Employee

GQS Global Quality Solutions
01.2011 - Current

Senior Underwriter

VANLINER INSURANCE COMPANY
01.2008 - 01.2011

Senior Workers’ Compensation Underwriter

ZURICH INSURANCE COMPANY
01.2006 - 01.2008

Midwest Region Underwriter

AIG INSURANCE COMPANY
01.2004 - 01.2006

Workers’ Compensation Underwriter

GREAT WEST CASUALTY INS. CO.
01.2003 - 01.2004

Account Manager/Underwriter

TRAVELERS INSURANCE COMPANY
01.2000 - 01.2003

Sales Agent/Underwriter

GMAC INSURANCE COMPANY
01.1995 - 01.2000

Associates Degree - Business Management

University of Phoenix
TRACEY LOVE