Experienced with managing end-to-end real estate closings, ensuring accuracy and compliance with legal standards. Utilizes expert knowledge in title searches and document preparation to facilitate smooth transactions. Track record of effectively communicating with clients, realtors, and lenders to resolve issues and ensure timely closings.
Overview
26
26
years of professional experience
Work History
Real Estate Closing Paralegal
Goosmann Rose Colvard & Cramer P.A.
06.2015 - Current
Prepare and review of closing documents for real estate transactions
Prepare and review Closing Disclosures and or HUD statements for errors, omissions, and exceptions, in SoftPro
Reviewing and summarizing title commitments and surveys for real estate transactions
Prepared and filed a variety of documents, including, deeds, mortgages, UCC financing statements
Prepared closing checklists and coordinated the closing process for various residential real estate transactions
Assist in coordinating real estate closings with attorneys, lenders, clients, and realtors
Meet with clients and realtors to review and or sign closing documents
Cartner & Cartner Law Firm Real Estate Paralegal January2015 - June2015 (6 months)
Mortgage Specialist IV
Wells Fargo Home Mortgage
08.2012 - 01.2014
Review loan application package for completeness and accuracy
Responsible for gathering credit and other documents from the customer and third parties in support of the loan approval decision
Verifies and validates supporting income, asset, and liability documentation to ensure validity
Reviews and verifies credit reports (FICO, pay history, validate debts, other real estate owned)
Collect and track all documentation and information needed to close loans in a timely fashion
Monitor loans to ensure compliance with all State and Federal regulations
Review of HUD statements, title binder and homeowner insurance policies
Ensure final terms of loan meet expectations of all parties while turning a profit for company HomeTrust Bank
Loan Operations, Closing/Funding Supervisor/FHLB Program Manager
HomeTrust Bank
12.1998 - 08.2012
I was the supervisor for commitment/closing area
My responsibilities included but were not limited to confirming approval of loans with customers and loan officers
Scheduling and coordinating closings with the attorney offices, preparation and review of all closing documents such as HUDs, insurance policies and title binders prior to closing to confirm that all documents are closed with proper documentation
I was trained and have worked in every area of the Loan Operations department while at HomeTrust Bank
I performed detailed post-closing audit review of loan files
Coordinated the sale of mortgage loans with our different investors
Maintained follow-up procedures by reviewing and contacting attorneys for outstanding documents
Conducted personal training as needed
Trained new personnel on the computer system as needed
Performed accounting duties relative to the purchase of loans sold
I was also the Program Manager for HTB’s1st time homebuyer program and liaison between the mortgage personnel and Federal Home Loan Bank of Atlanta
December1998 - August2012 (13 years9 months)
Skills
Document preparation
Legal research
Client communication
Contract review
Closing coordination
Title examination
Lien resolution
Deed drafting
Notary services
Real estate transactions
Legal documentation
Closing statements
Deadline management
Settlement statements
Property transfers
Recording documents
Closing packages
Disbursement processing
Attention to detail
Communication skills
Multitasking ability
Title review
Paralegal support
Timeline
Real Estate Closing Paralegal
Goosmann Rose Colvard & Cramer P.A.
06.2015 - Current
Mortgage Specialist IV
Wells Fargo Home Mortgage
08.2012 - 01.2014
Loan Operations, Closing/Funding Supervisor/FHLB Program Manager