Experienced and results-oriented professional with over 7 years of proven success in delivering exceptional collections performance. Committed to contributing to the success of a company, I bring a dynamic and innovative approach to my work. Known for a decisive and strategic mindset, excelling in multifaceted roles and thriving in performance-driven environments. Strengths lie in negotiations, troubleshooting, and conflict resolution within the collections field. Demonstrated record of accomplishment in recovering good credit history while effectively managing outstanding debt balances with creditors.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Licensed Foster Parent
Kids R Kids
Houston, TX
03.2017 - Current
Taking full responsibility of state kids
Making sure kid's needs are met
Scheduling & transporting to dental, medical, & parent visits are met
Attending any court hearing, IEP, or any other special appointments that is required for the child
Collections Specialist
Beyond Financial Solutions Inc.
Houston, TX
02.2016 - 04.2022
Responsible for speaking with negotiation department on client's behalf, presenting and negotiating settlement offers, educating clients on our ultimate goal of becoming financial freedom
Educating client on their debt to ratio & credit worthiness
Helping client with adding or removing trade lines, educating clients on certain legal matters and helping client with making their schedule deposit on time into their escrow accounts
Emailing or mailing client important documentation (LOP, SIF, & LPOA)
BRP: (Bed Rock Program), CFT ( Cross Road Financial) and Escrow accts Program email negotiations, Sales Force and Retention
Resolved challenging situations with friendly but firm strategies
Recorded all information regarding financial status of customers
Processed payments and contracts on accounts
Contacted clients with past-due accounts to formulate payment plans and discuss restructuring options
Arrange for debt repayment or establish a repayment schedule based on customers' financial situations
Locate and monitor overdue accounts using computers and automated systems
Recover debt from delinquent accounts through successful negotiation of payments
Proven to provide quality customer service
Maintained a high volume of calls to meet demands of busy group
Handled 60-100 outbound and inbound calls daily
Helping client deposit funding into their Escrow account, to ensure that the clients pays off their enrolled creditors, that's enrolled in the program
Customer Service Representative
A.I.G
Houston, TX
01.2021 - 10.2021
Assisting customers with reverse mortgage solutions
Responsible for mailing customers requesting information about refinancing & reverse mortgage products
Health Benefits Specialist
Cigna Insurance Companies
Houston, TX
03.2020 - 12.2020
Helping clients with their health benefits
Scheduling transportation and doctor's appointment that accepts Cigna health insurance plan
Follow up with customers on questions regarding their plan
Data entry and retention Sales
Customer Service
Comcast
Houston, TX
08.2015 - 10.2019
Communicating and directing customers concerning products
Talking to clients and providing advice on products
Listening to clients' complaints and providing a resolution for the clients
Receiving and answering calls from customers
Maintain a good relationship with clients through an interactive communication
Taking payments over the phone
Handling credit card and customer payments
Opening & Closing accounts
Sales Retention
Technical support
Sales Force
Grand slam
Einstein Programs
Microsoft
Meeting Scorecard expectations
Health Benefits Specialist
Career & Recovery Solution
Houston, TX
03.2010 - 05.2015
Helping veterans schedule medical & psychological appointments
Along with scheduling rides to bad from appointments
Also helping veterans with scheduling any other medical services & providing them with any information on their benefits coverage
Foster Care Provider/Specialized Foster Parent at San Bernardino County Children and Family ServicesFoster Care Provider/Specialized Foster Parent at San Bernardino County Children and Family Services