TRAMECA A. CORNETT

Review property taxes, residential and commercial for accuracy and any needed corrections or check reprint.

Mail out check to the tax authority $.01 to $500k, via metered mail, FedEx, USPS or UPS.

Audit documents for pre-prep for mailing. Audit review for tax amount, address, names and shipping location

Review property taxes, residential and commercial for accuracy and any needed corrections or check reprint.

• Ensure managed properties comply with HOA regulations, collaborating with cross-functional teams and staying current on regulatory changes and industry trends/best practices. Communicate with residents and HOA boards to disseminate information, promote understanding, and address concerns. Maintain documentation regarding HOA rule/regulation changes, compliance issues, and enforcement actions.
• Verify lease compliance and completeness, including coordinating signatures and deposits, managing modifications, canceling expired leases, and communicating with applicants.
• Manage make-ready process, preparing rental units for new tenants and coordinating pre-move-ins with clients.
• Review and address HOA violations, ensuring resolution by residents or internal teams.
• Cutting cost by assuring compliance with the HOA, payments received or updated annually. Assuring the lessee is following the HOA rules and regulations, by providing the CC&Rs and Bylaws.

• Managed various documents, including purchase agreements, HUD and HOA forms, deeds, title policies, leases, certificates of occupancy, and BPO/hazard insurance paperwork, verifying accuracy and completeness.
• Purchase contact reviewed for accuracy and completeness.
• HUD review to ensure all amounts, names and property addresses were correct.
• Deed review and compare to the HUD and Title to ensure all names and spelling where correct.
• HOA statement review for Managing HOA name and contact information.
• Lease review for commencement dates, Section 8, deposits, monthly payments, start and end dates and signatures.
• BPO, Certificate of Occupancy and Hazard Insurance review, requested missing documents for final completion of file folder reviews.

• Review title for clarity, including clouded title. Resolve title defects in a timely manner, simple or complex.
• Contact all parties that can assist with clearing titles. Review title commitments, title policies, Deeds, BPOs, HUD, county records, and researching the start of the issue.
• Recommendations for clearing title issues or repurchase.

• Review files or updated search packages, title commitment and invoices. Pay invoice bills, cancel files as requested, request updated or missing documents. Billing statement reviews for accuracy, amount, and dates.

• Foreclosure properties owned by Freddie Mac (aka) Federal Home Loans, review HOA statements and determine if payments are due or current.
• Review property taxes to ensure the taxes have been paid or have a due status or past due status.
• Contact HOA management as well as the Tax Collector for the County, City, Town, Borough and or school tax statements.
• My accomplishments were to ensure we Freddie Mac (aka) Federal Home Loans, properties HOA and taxes were paid in a timely manner. To avoid loss of property to any of the entities.

• Review resigned Bank of America HUD files, collect Collateral, Servicing and Compliance documents, create packages, and send them to HUD for QC. Contact borrowers as needed for a letter of authorization. Contact the insurance company for the Declaration page for current and up to date insurance information. Contact the Tax office for property tax information as needed.

• Started out as an Auditor, auditing the Foreclosure Specialist files. Then I started assisting the Team Lead with Title Curative files for Goldman Sachs, reviewing and curing Title issues. Worked as a Foreclosure Specialist reviewing Responsible for the accurate and timely processing of foreclosure procedures, including responding to client inquiries, providing counseling to clients regarding the non-judicial foreclosure process, processing files for bankruptcy referrals, entering information into the computer system, and preparation of monthly reports.

• Mortgage company, working with default accounts and current as well, resolving title issues prior to Foreclosure.
• Communication with hired foreclosure counsel, property preservation, and the Investor, working toward a resolution to cure title issues prior to foreclosure. Portfolio - 500+ file, Fannie Mae, Freddie Mac, Ginnie Mae, VA, and GTA. Default loans, current, foreclosure, residential loans, mobile homes. Code Violations, Tax Sale Notice, Property Condemnations. Title issues not limited to Legal Description, Chain of Title, Vesting, HOA, Ground Rent, Unrecorded Mortgage, Junior Lien, City/Water/Sewer Liens, Interest and Marital Status etc. Review and understand loan documents. Contacting counsel to resolve title issues. Assist counsel / paralegal in curing the title issues. Request Title Curative, Title Claims, approve fees and declines as needed. Review documents, execution, and auditing of title related documents for accuracy according to internal policies and procedures as well as external. Manage mainstream and high-risk issues. Provide training and instructions for internal and external parties. Develop and maintain a good working relationship with clients. Assist with special projects, assist counsel and or management. Address all title issues with the intent to protect the company/client interest. Coordinate insurance/settlement related matters. Review title policies, loan documents, title issues, title claims; denials and indemnity. Systems used: MSP, Black Knight LoanSphere, Fortracs, UCSe, Lenstar, NIS and Outlook email. Not limited to Excel Spreadsheet, Microsoft and PowerPoint.