Travis White
Lumberton,TX
Summary
Experienced Mortgage Loan Originator adept at assessing individual clients needs, and providing suitable mortgage loan products that enable them to accomplish their goals.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Senior Loan Originator
Self Employed Services
09.2021 - Current
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
- Prepared documents for customers, submitting and overseeing through each step of closing process.
- Interviewed applicants to assess loan requirements before suggesting offers.
- Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
- Examined customer loan applications for loan approvals and denials.
- Utilized risk management strategies to attain high loan approval rates.
- Negotiated loan terms to provide favorable outcomes for both customers and lenders.
- Developed systems to efficiently track loan documents and enhance accuracy.
- Collected information from banks, institutions and employers to assess applicant eligibility.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
Production Manager
Cattell Mortgage
01.2021 - 08.2021
- Resolved issues quickly to maintain productivity goals.
- Managed continuous improvement initiatives to drive gains in quality, flow, and output.
- Managed internal operational standards and productivity targets.
- Partnered with leadership on recruiting, hiring and coaching production personnel.
- Scrutinized production output and identified areas for improvement.
- Evaluated employee performance and provided feedback and training as needed.
- Delivered direct feedback to senior management regarding project visibility and status.
- Utilized data analysis tools to identify and resolve production issues.
Loan Originator Assistant
Cattell Mortgage
09.2019 - 12.2020
- Answered inquiries and provided superior customer service to clients.
- Set up files using loan officer checklist and submitted on-time for processing.
- Communicated with customers daily to request information and complete paperwork.
- Supported loan processing by compiling applicant documentation such as credit reports, employment verifications, and financial history paperwork.
- Cultivated productive relationships with clients, realtors, and title/escrow officers to increase profits and expand customer base.
- Analyzed credit reports to assess risk and determine applicants' ability to repay loans.
- Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
- Verified credit histories, personal references and employment backgrounds for each applicant.
- Liaised with clients to guide through loan closing process and skillfully handle any concerns.
Education
Bachelor of Business Administration - Finance
Lamar University
Beaumont, Texas05.2019
Skills
- Client Interviews
- Mortgage Plan Advising
- Financial History Reviews
- Complex Problem-Solving
- Desktop Underwriting Expertise
- Networking and Partnership Development
- Negotiation Tactics
- Creative Solutions
Accomplishments
- Pi Kappa Alpha Fall 2016 – Spring 2019
- Recruitment Chairman Spring 2019
- Established contact with potential new members through networking
- Assisted in running new member program with 100% knowledge retention over seven-week process
- Treasurer Spring 2018 – Fall 2019
- Manage annual budget of $50,000
- Highest collection rate in the past decade (93.7%)
- Finance Association Fall 2018 - Spring 2019
- Recruitment Chairman Fall 2018
- Responsible for informing students of what the finance association is and convince them as to why it would be beneficial
Additional Information
- AWARDS AND ACHIEVEMENTS , Dean's list - Spring 2015, Fall 2015, Spring 2018 President’s list - Fall 2018
Certification
- Licensed Mortgage Loan Originator NMLS#2163543 9/1/2021 - Present
Timeline
Senior Loan Originator
Self Employed Services
09.2021 - Current
Production Manager
Cattell Mortgage
01.2021 - 08.2021
Loan Originator Assistant
Cattell Mortgage
09.2019 - 12.2020
Bachelor of Business Administration - Finance
Lamar University
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