Tyeshia Smith
Gastonia,USA
Summary
Detail-oriented Financial Crime Risk professional with hands-on experience in
AML investigations, name screening, and transaction monitoring within the banking sector. Skilled in identifying and escalating potential Politically Exposed Persons (PEPs), Money Service Businesses (MSBs), and other high risk entities through detailed research and analysis. Strong knowledge of
BSA/AML, OFAC, and global sanctions regulations, with proven ability to assess
alerts, distinguish false positives from true matches, and prepare clear, compliant case documentation. Adept at managing workloads to meet service level agreements (SLAs) while maintaining accuracy, compliance, and operational efficiency in financial crimes detection and reporting.
Overview
6
6
years of professional experience
Work History
NAME SCREENING PEP-MSB Analyst
TD Bank
11.2024 - 11.2025
- Conduct daily screening of customer names, entities, and transactional data against PEP, sanctions, MSB, and adverse media lists using internal and third-party systems.
- Review and analyze alerts to determine true matches versus false positives, ensuring timely and accurate escalation of findings.
- Perform enhanced due diligence (EDD) on high-risk customers, including PEPs and MSBs, using open-source intelligence and internal data sources.
- Document investigations clearly, concisely, and in accordance with regulatory and audit standards.
- Collaborate with AML, Fraud, and Compliance teams on escalations, potential suspicious activity, and enhanced monitoring requirements.
- Analyze and disposition sanctions, PEP, and adverse media alerts by validating identifiers (DOB, addresses, corporate data, passport/ID info) to accurately distinguish false positives from true matches.
- Identify domestic and foreign Politically Exposed Persons (PEPs), their relatives and close associates (RCAs), and conduct enhanced due diligence (EDD) based on country risk, occupation, affiliations, and exposure to corruption risk.
- Perform risk assessments on MSB-related activities such as money transmitting, check cashing, ATM operations, crypto activity, and high-cash-volume businesses to determine escalation needs.
- Utilize OSINT tools and investigative databases (LexisNexis, World-Check, SalesForce, FinCEN MSB Registry, public corporate registries, and government databases) to validate customer data and identify risk indicators.
Anti-Money Laundering Analyst
US Bank
08.2022 - 05.2024
- Supported Enhanced Due Diligence (EDD) reviews by gathering and analyzing customer information, researching discrepancies, and documenting findings.
- Identify customers presenting a heightened risk to CB and CIB through product, industry and industry risk reviews.
- Enhanced customer due diligence and risk baselines based on transactional usage e.g., wires, ACH, cash and collaborate with mid-level managers or cross-functional business partners.
- Performed client refresh through the review of client documentation, vendor databases and data entered in source of record to ensure all requirements are met.
- Supported business lines with any KYC inquiries and request.
- Utilized variety of internal bank systems and external research tools to investigate, research and prepare documentation related to anti-money laundering investigations.
- Conducted global KYC Refresh requirements on Elan/Elavon business and personal profiles.
- Conducted Client Due Diligence (CDD) and (ECDD) in accordance with internal policies, procedures and regulatory requirements and ensured client profile was properly identified, accurate and validated correct documentation of CIP requirements.
- Identify risks and escalated to project manager.
- Analyzed transaction patterns to identify potential money laundering activities.
PAYMENT SERVICES ANALYST
US Bank National Association
02.2020 - 08.2022
- Monitored payment - Reviewed incoming and outgoing payments for errors, fraud, or discrepancies.
- Assist in reconciling payment accounts and investigating mismatched or incomplete transactions.
- Ensure all payment activities comply with company policies, banking regulations, and industry standards.
- Innovated data-driven prediction models to identify early warning signs of credit default, improving credit analysis process.
- Assist with opening new accounts, updating customer information, and resolving account issues.
- Provide exceptional customer service by assisting clients with deposits, withdrawals, transfers, and account inquiries.
Education
DIPLOMA -
Lincolnton High School
Skills
- Customer service
- Teamwork and collaboration
- Problem-solving
- Customer due diligence
- Transaction monitoring
- Financial crime prevention
- Enhanced due diligence
- BSA/AMl Compliance
- LexisNexis
- World-Check One
- SalesForce
- FinCEN
Languages
English
Timeline
NAME SCREENING PEP-MSB Analyst
TD Bank
11.2024 - 11.2025
Anti-Money Laundering Analyst
US Bank
08.2022 - 05.2024
PAYMENT SERVICES ANALYST
US Bank National Association
02.2020 - 08.2022
DIPLOMA -
Lincolnton High School