Tyhirah (Ty) Siddiq

• Commerical Account Manager - Habitational Group, specializing in providing coverage solutions for Condominium Associations, High rises, and Homeowners Associations.
• Consistently met or exceeded annual targets for revenue generation, profitability, and client retention rates within assigned territory.
• Manage, set up and maintain account files per agency procedures in AMS360 and ImageRight.
• Proactively manage the renewal book through a pre-renewal strategy plan to include
  initiation of pre-renewal meeting with Sales Producer/Firm Parner, and/or clients, to develop executive sum mary, and prepare renewal questionnaire.
• Prepare client meeting agendas, document and confirm meeting outcome and/or any other
  relevant communications with client via meeting minutes or similar confirming memorandum.
• Service Habitational accounts and perform underwriting functions to eliminate gaps in
  coverage and identify exposures from an agency E&O perspective and make appropriate
  recommendations.
• Review assigned renewals with Sales Producer/Agency Partner, and/or Client Relations Manager to determine renewal strategy.
• Oversee assistants in processes such as loss runs ordering and obtaining all necessary information from the client, and all other duties necessary in the overall services of the book of business.
• Perform on-line rating to obtain
  premium quotations, in addition to carrier submissions.
• Negotiate pricing, coverage, policy terms and conditions with the carriers. Review all
  quotations with recommendations as to the best options for price, coverage and risk
  alternatives.
• Prepare a spreadsheet analysis of quotations received.
• Check accuracy and completeness of all coverages.
• Assist in training other employees in the department as directed by management.
• As a fully remote employee, I hold regular board meetings via zoom with client to discuss the renewals, current market conditions as a proactive approach to the hard market, and keeping clients informed and educated on the state of the market.
• Adhere to Service timelines as specified in client contract.
• Work with Claims and Loss Control in providing coverage information.
• Adhere to all ethical and State Insurance Department guidelines and procedures.
• Participate in seminars and other training to maintain required licenses and for knowledge
  and skill development.
• Perform other duties as assigned by management.

Call on policyholders to deliver and explain policy level coverages, analyze insurance needs, and suggest additions or modifications.

• Work with Underwriters to customize, quote, issue, and bind coverages including Cyber, D&O, WC, Professional Liability, E&O, General Liability, EPLI, Excess Liability, and miscellaneous lines of coverages for Small business owners & A&E Professionals.

• Explain features, advantages and disadvantages of various policies to promote sale of insurance plans and fulfill clients insurance needs.

• Assist Management in developing marketing strategies to compete with other individuals or companies who sell insurance.

• Confer with clients to obtain and provide information when claims are made on a policy.

• Attend meetings, seminars and programs to learn about new products and services, learn new skills, and receive technical assistance in developing new accounts.

• Specializing in Professional Liability Insurance for Architects, Engineers, Accountants, and Land Surveyors.

• Delegate administrative client tasks to assistant account manager

• Process Insurance Proposals, Summaries of Insurance, Certificates of Insurance, Evidences of Property, Auto ID cards, State filing and form processing,

• Cross sell products to ensure accounts are rounded and sufficiently meet the clients needs, and to seek new business opportunities.

• Analyze new and existing business, identifying exposures, servicing, rating, quoting, and binding coverage on Personal, Commercial, and E & S Lines of business to include; Homeowner's, Auto, Marine, Inland Marine, Boat, Umbrella, Farm, Group Umbrella,Vacant/Renovation, and High Value Private Client Group policies. Daily communication with company Underwriters, Policy holders, and Company affiliates regarding billing, coverage, endorsements, new business, and claims servicing.

• Apply knowledge & understanding of coverage forms, rating plans and guidelines in the selection of pricing of individuals risks.

• Cross-sell additional products and services to help grow and maintain book of business.

• Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.

• Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.

• Explain features, advantages and disadvantages of various policies to promote sale of insurance plans.

• Inspect property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk.

• Perform administrative tasks, such as maintaining records and handling policy renewals.

• Answer calls from agents, third parties, and policy holders in response to inquiries on coverage, billing, claims and underwriting guidelines/assistance.

• Make adjustments/endorsements to policy information based on Personal Property and Casualty lines of business. • Bind/Issue coverage on Inland Marine, Homeowners, Personal Auto, Directors and Officers, Error and Omissions and Fiduciary lines of business.

• Gather, analyze, and evaluate risk exposure through risk documentation

• Application, inspection reports, MVR, loss history, etc.), work within specific authority level to quote, accept, decline, modify & renew risk in accordance with accepted guidelines. • Apply knowledge & understanding of coverage forms, rating plans and guidelines in the selection and pricing of individuals risks.

• Cross-sell additional products and services regularly. Work in unison with Agents, Regional Underwriters, and Territory Managers in an attempt to grow and maintain proper book of business based on agency, Territory & Team assignment.

• Provide guidance to agents and other departments regarding various types of underwriting information as needed.

• Developed increased skills through continuous participation in insurance education, trainings and personal development. • Adopt proactive actions and/or make proactive recommendations to improve risk profitability.