Tyler Whitmore
Danielsville,PA
Summary
Skilled financial professional with extensive experience in analyzing credit data and financial statements to assess risk and ensure compliance with lending standards. Known for collaborative approach and delivering results that align with company goals. Reliable and adaptable, possessing strong analytical skills and attention to detail.
Overview
3
3
years of professional experience
Work History
Credit Analyst
Fidelity Deposit & Discount Bank
01.2022 - Current
- Evaluate loan requests up to $1.0 million and existing relationships up to $10.0 million, identifying risks and advising on profitable loan structures
- Mentor new employees on credit underwriting, reducing loan processing times and increasing review completion rates
- Conduct in-depth cash flow, liquidity, and collateral analyses, securing loans that aligned with bank policy and profitability goals
- Analyze customer data such as tax returns and audited financial statements to determine level of risk involved for extending credit, reducing risk to the bank and enhancing client experiences
Education
Bachelor of Science - Business Administration
Kutztown University
01.2022
Skills
- Cash Flow Forecasting
- Client Advisory
- Credit Analysis
- Financial Analysis & Reporting
- Financial Statement Analysis
- Leadership
- Loan Structuring & Underwriting
- Microsoft Suite
- Relationship Management
- Risk Assessment & Mitigation
- Time Management
- Financial statement analysis
- Credit analysis
- Credit risk
Accomplishments
- Documented and resolved cash flow and collateral issues which led to increased compliance with loan policy and a reduction in overall risk to the bank.
- Used Microsoft Excel to develop adverse action and loan tracking spreadsheets.
- Achieved over 75% completion of annual reviews through reviewing financial statements and conducting detailed financial analysis.
- Resolved product issues through consumer testing and troubleshooting.
Campusinvolvement
- Officer, Kutztown Accounting Club, 04/2021, 05/2022
- Campus Ambassador, Becker CPA, 08/2021, 05/2022
Timeline
Credit Analyst
Fidelity Deposit & Discount Bank
01.2022 - Current
Bachelor of Science - Business Administration
Kutztown University
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