Overview
Work History
Education
Skills
Timeline
Generic

Tyquan Ray

North Carolina ,United States

Overview

6
6
years of professional experience

Work History

Apple Credit Card Fraud Analyst

Guideline – Goldman Sachs
12.2024 - Current


  • Monitor and review Apple Credit Card transactions for potential fraud, using data analysis tools and investigative methods.
  • Conducted investigations into high-risk activity and questionable customer behavior.
  • Prepare SARs and compliance documentation for reporting to appropriate authorities.
  • Coordinate with Apple and Goldman Sachs to ensure secure and accurate customer resolutions.
  • Perform Kyc research

Fraud Investigator

CardWorks
06.2024 - Current
  • Investigate debit and credit card fraud cases, conducting in-depth analysis to identify fraudulent patterns.
  • Communicate with customers and institutions to collect data and resolve disputes in accordance with Reg E and Reg Z.
  • Collaborate with internal teams and law enforcement to escalate serious fraud cases.
  • Document all findings and actions taken in accordance with company policy and federal guidelines.

EFT Fraud Analyst / Data Analyst

Elliason Group (Credit Karma)
11.2023 - 05.2024
  • Used SQL and Excel for fraud pattern recognition and risk data analysis.
  • Managed escalated EFT fraud cases, collaborated with law enforcement, and ensured compliance with Reg Z.
  • Utilized Tableau, Jira, and debit card testing protocols to monitor and prevent fraud.
  • Provided training on Fraud prevention best practices to team members.
  • Collected & Interpreted data, analyze results using analyticaltechniques and provided ongoing results in a comprehensive manner.

Financial Crimes Fraud & Data Analyst Investigator

Bank of America
06.2021 - 10.2023
  • Led financial crime investigations, including debit card fraud, money laundering, and sanctions violations.
  • Conducted KYC research using CIP protocols, Onbase, and SQL queries.
  • Generated SARs and reports for internal and external regulatory use.
  • Analyzed financial data to identify suspicious patterns and inconsistencies for fraud detection.
  • Investigated debit card fraud Conducting extensive and confidentialinvestigations of suspected fraud allegations

Financial Crimes Specialist 4

Wells Fargo
02.2019 - 05.2021
  • Conducted transactional monitoring and compliance reviews using Actimize.
  • Investigated online wires, ACH, and card transactions for fraud and AML violations.
  • Led training and reporting initiatives for sanctions and OFAC compliance.
  • Correspondent banking and Sar writing capacity
  • Processed documentations and monitored correspondent bankingaccount transactions and wire transfers
  • Developed and implemented new detection strategies to uncover fraudulent activities
  • Conducted thorough reviews of transactions to identify potentialmoney laundering schemes

Education

Bachelors - Criminal Justice

Strayer University
Raleigh Nc
06.2023

Skills

  • SQL
  • Transaction monitoring
  • Python programming
  • Investigation techniques
  • Fraud prevention
  • Cybersecurity awareness
  • AML training
  • Know your customer
  • Bank secrecy act
  • Compliance training
  • Fraud detection
  • Internal controls
  • Internal fraud
  • Reg Z compliance
  • Reg E compliance
  • Fraud prevention
  • Leadership
  • KYC research

Timeline

Apple Credit Card Fraud Analyst

Guideline – Goldman Sachs
12.2024 - Current

Fraud Investigator

CardWorks
06.2024 - Current

EFT Fraud Analyst / Data Analyst

Elliason Group (Credit Karma)
11.2023 - 05.2024

Financial Crimes Fraud & Data Analyst Investigator

Bank of America
06.2021 - 10.2023

Financial Crimes Specialist 4

Wells Fargo
02.2019 - 05.2021

Bachelors - Criminal Justice

Strayer University

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Tyquan Ray