Tyquan Ray
North Carolina ,United States
Overview
6
6
years of professional experience
Work History
Apple Credit Card Fraud Analyst
Guideline – Goldman Sachs
12.2024 - Current
- Monitor and review Apple Credit Card transactions for potential fraud, using data analysis tools and investigative methods.
- Conducted investigations into high-risk activity and questionable customer behavior.
- Prepare SARs and compliance documentation for reporting to appropriate authorities.
- Coordinate with Apple and Goldman Sachs to ensure secure and accurate customer resolutions.
- Perform Kyc research
Fraud Investigator
CardWorks
06.2024 - Current
- Investigate debit and credit card fraud cases, conducting in-depth analysis to identify fraudulent patterns.
- Communicate with customers and institutions to collect data and resolve disputes in accordance with Reg E and Reg Z.
- Collaborate with internal teams and law enforcement to escalate serious fraud cases.
- Document all findings and actions taken in accordance with company policy and federal guidelines.
EFT Fraud Analyst / Data Analyst
Elliason Group (Credit Karma)
Charlotte, NC, USA
11.2023 - 05.2024
- Used SQL and Excel for fraud pattern recognition and risk data analysis.
- Managed escalated EFT fraud cases, collaborated with law enforcement, and ensured compliance with Reg Z.
- Utilized Tableau, Jira, and debit card testing protocols to monitor and prevent fraud.
- Provided training on Fraud prevention best practices to team members.
- Collected & Interpreted data, analyze results using analyticaltechniques and provided ongoing results in a comprehensive manner.
Financial Crimes Fraud & Data Analyst Investigator
Bank of America
06.2021 - 10.2023
- Led financial crime investigations, including debit card fraud, money laundering, and sanctions violations.
- Conducted KYC research using CIP protocols, Onbase, and SQL queries.
- Generated SARs and reports for internal and external regulatory use.
- Analyzed financial data to identify suspicious patterns and inconsistencies for fraud detection.
- Investigated debit card fraud Conducting extensive and confidentialinvestigations of suspected fraud allegations
Financial Crimes Specialist 4
Wells Fargo
Charlotte, NC, USA
02.2019 - 05.2021
- Conducted transactional monitoring and compliance reviews using Actimize.
- Investigated online wires, ACH, and card transactions for fraud and AML violations.
- Led training and reporting initiatives for sanctions and OFAC compliance.
- Correspondent banking and Sar writing capacity
- Processed documentations and monitored correspondent bankingaccount transactions and wire transfers
- Developed and implemented new detection strategies to uncover fraudulent activities
- Conducted thorough reviews of transactions to identify potentialmoney laundering schemes
Education
Bachelors - Criminal Justice
Strayer University
Raleigh Nc06.2023
Skills
- SQL
- Transaction monitoring
- Python programming
- Investigation techniques
- Fraud prevention
- Cybersecurity awareness
- AML training
- Know your customer
- Bank secrecy act
- Compliance training
- Fraud detection
- Internal controls
- Internal fraud
- Reg Z compliance
- Reg E compliance
- Fraud prevention
- Leadership
- KYC research
Timeline
Apple Credit Card Fraud Analyst
Guideline – Goldman Sachs
12.2024 - Current
Fraud Investigator
CardWorks
06.2024 - Current
EFT Fraud Analyst / Data Analyst
Elliason Group (Credit Karma)
11.2023 - 05.2024
Financial Crimes Fraud & Data Analyst Investigator
Bank of America
06.2021 - 10.2023
Financial Crimes Specialist 4
Wells Fargo
02.2019 - 05.2021
Bachelors - Criminal Justice
Strayer University