Summary
Overview
Work History
Education
Skills
Additional Information
Timeline
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Tyra Kidd

Tyra Kidd

Bossier City,LA

Summary

Accomplished Loan Officer dependable in building customer base and exceeding business goals. Well-versed in loan products and customer engagement strategies. Pursues opportunities to build connections, increase bank revenue and cement loyalty.

Overview

7
7
years of professional experience

Work History

Mortgage Loan Officer

Aqua Mortgages
03.2023 - Current
  • Negotiate loan terms with borrowers to provide favorable rates and loan structures
  • Provide loan applicants with a clear understanding of loan terms and conditions, resulting in a satisfaction rating
  • Determine borrower eligibility, determined loan terms and conditions, and prepared loan documents
  • Communicate loan status updates to borrowers and third parties to ensure timely completion of loan applications
  • Manage customer loan portfolios, ensuring timely payments and tracking loan performance

Bookkeeper and Payroll Manager

Tyball, Inc
08.2016 - 02.2023
  • Conducted financial analysis’ by creating balance sheets, financial statements and using cost
  • Managed payroll to ensure accurate and timely payment of salaries and benefits
  • Developed and implemented a payroll system that accurately tracked employee hours and pay
  • Analyzed financial data to identify trends, potential risks, and areas for improvement

Assistant Manager

Walgreens
11.2021 - 01.2023
  • Took detailed notes and liaising with Managers, Supervisors, and other senior staff
  • Fulfilled any requirements and meeting goals set out at the start of the trainee-ship
  • Followed all company regulations, and health and safety codes
  • Prepared documents and updating records
  • Learned about conflict resolution and sitting in on disciplinary hearings.

Jr. Underwriter

Amerisave Mortgage
08.2019 - 04.2021
  • Analyzed complex financial information verification of income, debt ratios and credit review
  • Researched credit, income and appraisal information while adhering to FNMA/FHLMC guidelines for confirming residential mortgages
  • Performed risk analysis and report deficiencies
  • Serviced customers in all 50 states
  • Approved and qualified customers for conventional, refinance, FHA, USDA, and VA Loans
  • Analyzed reports on customers income and asset documents
  • Calculated income and debt ratios
  • Ran DU and LP Underwriter
  • Has knowledge of RESPA, ECOA, TILA, HMDA
  • Assisted customers with locating items and providing product information

Education

M.B.A -

Southwest Baptist University
Bolivar, MO
12.2023

Bachelor's of Economics and Finance -

Southwest BaptistUniversity
Bolivar, MO
05.2020

Skills

  • Client Account Management
  • Credit Check Knowledge
  • Negotiation Tactics
  • Mortgage Plan Advising
  • Underwriting Support
  • Microsoft Office
  • Financial Analysis
  • Analytical and Critical Thinking
  • Financial Accounting
  • Tax Law Understanding
  • Directing Teams
  • Recordkeeping Skills
  • Analyzing and Synthesizing Data

Additional Information

  • NMLS, 2376263, Nationwide Multistate Licensing & Systems Registry
  • Property & Casualty License , NPN 19968738, NPN Property & Casualty License Certifications

Timeline

Mortgage Loan Officer

Aqua Mortgages
03.2023 - Current

Assistant Manager

Walgreens
11.2021 - 01.2023

Jr. Underwriter

Amerisave Mortgage
08.2019 - 04.2021

Bookkeeper and Payroll Manager

Tyball, Inc
08.2016 - 02.2023

M.B.A -

Southwest Baptist University

Bachelor's of Economics and Finance -

Southwest BaptistUniversity

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Tyra Kidd