Tyra Kidd
Bossier City,LA
Summary
Accomplished Loan Officer dependable in building customer base and exceeding business goals. Well-versed in loan products and customer engagement strategies. Pursues opportunities to build connections, increase bank revenue and cement loyalty.
Overview
7
7
years of professional experience
Work History
Mortgage Loan Officer
Aqua Mortgages
03.2023 - Current
- Negotiate loan terms with borrowers to provide favorable rates and loan structures
- Provide loan applicants with a clear understanding of loan terms and conditions, resulting in a satisfaction rating
- Determine borrower eligibility, determined loan terms and conditions, and prepared loan documents
- Communicate loan status updates to borrowers and third parties to ensure timely completion of loan applications
- Manage customer loan portfolios, ensuring timely payments and tracking loan performance
Bookkeeper and Payroll Manager
Tyball, Inc
08.2016 - 02.2023
- Conducted financial analysis’ by creating balance sheets, financial statements and using cost
- Managed payroll to ensure accurate and timely payment of salaries and benefits
- Developed and implemented a payroll system that accurately tracked employee hours and pay
- Analyzed financial data to identify trends, potential risks, and areas for improvement
Assistant Manager
Walgreens
11.2021 - 01.2023
- Took detailed notes and liaising with Managers, Supervisors, and other senior staff
- Fulfilled any requirements and meeting goals set out at the start of the trainee-ship
- Followed all company regulations, and health and safety codes
- Prepared documents and updating records
- Learned about conflict resolution and sitting in on disciplinary hearings.
Jr. Underwriter
Amerisave Mortgage
08.2019 - 04.2021
- Analyzed complex financial information verification of income, debt ratios and credit review
- Researched credit, income and appraisal information while adhering to FNMA/FHLMC guidelines for confirming residential mortgages
- Performed risk analysis and report deficiencies
- Serviced customers in all 50 states
- Approved and qualified customers for conventional, refinance, FHA, USDA, and VA Loans
- Analyzed reports on customers income and asset documents
- Calculated income and debt ratios
- Ran DU and LP Underwriter
- Has knowledge of RESPA, ECOA, TILA, HMDA
- Assisted customers with locating items and providing product information
Education
M.B.A -
Southwest Baptist University
Bolivar, MO12.2023
Bachelor's of Economics and Finance -
Southwest BaptistUniversity
Bolivar, MO05.2020
Skills
- Client Account Management
- Credit Check Knowledge
- Negotiation Tactics
- Mortgage Plan Advising
- Underwriting Support
- Microsoft Office
- Financial Analysis
- Analytical and Critical Thinking
- Financial Accounting
- Tax Law Understanding
- Directing Teams
- Recordkeeping Skills
- Analyzing and Synthesizing Data
Additional Information
- NMLS, 2376263, Nationwide Multistate Licensing & Systems Registry
- Property & Casualty License , NPN 19968738, NPN Property & Casualty License Certifications
Timeline
Mortgage Loan Officer
Aqua Mortgages
03.2023 - Current
Assistant Manager
Walgreens
11.2021 - 01.2023
Jr. Underwriter
Amerisave Mortgage
08.2019 - 04.2021
Bookkeeper and Payroll Manager
Tyball, Inc
08.2016 - 02.2023
M.B.A -
Southwest Baptist University
Bachelor's of Economics and Finance -
Southwest BaptistUniversity