Summary
Overview
Work History
Education
Skills
Timeline
Generic

Tyrone D. Steans

Holbrook

Summary

Compliance professional with eight years of experience in regulatory compliance, specializing in consumer compliance services. Expertise includes testing for financial institutions and fintech companies, with in-depth knowledge of TILA, FCRA, ECOA, HMDA, FDCPA, and Flood regulations. Proven ability to enhance compliance frameworks and mitigate risks effectively. Committed to driving organizational success through regulatory excellence.

Overview

22
22
years of professional experience

Work History

Senior Regulatory Compliance Consultant

Wolf & Company P.C.
Boston
02.2017 - Current
  • Execution of regulatory compliance engagements for financial institutions
  • Root cause analysis of identified findings and presentation in a formal report to Senior Management
  • Development of process efficiencies to enhance the compliance engagement process
  • Assist with the completion of risk assessments for each financial institution partner
  • Training/Mentor of new consultants
  • Creation of regulatory change memos to assist with the implementation of regulatory changes
  • Management and research of compliance questions submitted by financial institutions
  • Ensure that financial institutions comply with all Federal and State Lending regulations
  • Knowledge of Lending related regulations, including HMDA, RESPA/TRID, FCRA, Commercial Lending, and Residential Lending
  • Ensure corrective action is implemented on previous issues identified in prior audits

Partner

Soulfull Fried Chicken
North Smithfield
09.2015 - Current
  • Marketing through social media and other online platforms
  • Fill out applications for events and contact persons coordinating events with questions and follow up if needed
  • Procure food and materials needed to run the truck on a daily basis
  • Maintain the financial records and cash drawer
  • Clean and prepare food
  • Clean the truck after every shift
  • Make sure the truck meets standards of health inspectors prior to each service while also keeping up on maintenance and any safety issues

Set-up Processor

Poli Mortgage Group Inc.
Canton
07.2016 - 02.2017
  • Receive and download customer applications via the company online website
  • Thoroughly, accurately, and efficiently prepare a complete loan package to be submitted to a credit processor
  • Ensure time sensitive disclosures related to RESPA are in compliance with rules and regulations and are provided timely
  • Review loan documents and disclosures, such as Loan Estimate, credit report, and lock confirmations for accuracy
  • Discuss any issues or concerns with Loan Officers regarding loan documents and disclosures
  • For any issues identified, work with the Loan Officers to ensure that the documents are completed accurately and make any necessary updates

Mortgage Loan Representative

Liberty Bay Credit Union
Braintree
10.2013 - 09.2015
  • Receive and download member applications via online website
  • Contact members by phone or email to retrieve documents to complete the application process
  • Answer member inquiries via phone and email
  • Weekly meetings with MLO’s and Management to discuss the status of loans in the pipeline

Member Service Center Representative

St. Mary's Credit Union
Marlborough
11.2012 - 10.2013
  • Provide a superior member experience via phone
  • Order and verify ATM and Debit card orders
  • Process credit card and consumer loan applications

Member Service Rep, Certified BSA Compliance Specialist

Liberty Bay Credit Union
Braintree
03.2006 - 06.2011
  • Performed BSA/AML OFAC compliance checks on member accounts
  • Completed CTR and SAR reports, when necessary
  • Process Remote Deposit Image Capture (RDIC) Files
  • Provide superior customer service to members; manage member accounts in accordance with banking and NCUA regulations
  • Maintain daily financial reports; meet with management weekly

Sales Representative

Travelex America, Inc.
Boston
09.2004 - 03.2006
  • Sales responsibilities include: buyback currency exchanges; sale of travelers/gift checks; up-selling of standard product and service offerings
  • Daily opening/closing of branch office; maintaining a cash drawer of domestic and foreign currency

Customer Service Representative

Sovereign Bank
Boston
03.2003 - 04.2004
  • Sales Responsibilities included: customer referrals; assisting investment specialists; cross selling
  • Daily operating and auditing of three branch ATM’S; maintained a cash drawer

Education

Master of Business Administration -

New England College of Business
Boston, MA
06.2015

Entrepreneurship 101 -

Babson College
Wellesley, MA
11.2012

Bachelor of Science - Business Administration & Management

Mount Saint Mary College
Newburgh, NY
05.2002

Skills

  • Microsoft Office Suite
  • Word processing
  • Spreadsheet management
  • Email communication
  • Presentation design
  • Loan origination software
  • Mortgage processing systems
  • Financial services applications
  • Digital banking solutions
  • AML compliance tools
  • Customer relationship management software

Timeline

Senior Regulatory Compliance Consultant

Wolf & Company P.C.
02.2017 - Current

Set-up Processor

Poli Mortgage Group Inc.
07.2016 - 02.2017

Partner

Soulfull Fried Chicken
09.2015 - Current

Mortgage Loan Representative

Liberty Bay Credit Union
10.2013 - 09.2015

Member Service Center Representative

St. Mary's Credit Union
11.2012 - 10.2013

Member Service Rep, Certified BSA Compliance Specialist

Liberty Bay Credit Union
03.2006 - 06.2011

Sales Representative

Travelex America, Inc.
09.2004 - 03.2006

Customer Service Representative

Sovereign Bank
03.2003 - 04.2004

Master of Business Administration -

New England College of Business

Entrepreneurship 101 -

Babson College

Bachelor of Science - Business Administration & Management

Mount Saint Mary College

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