Dynamic Business Analyst with proven success at Mphasis India, driving process automation that reduced onboarding time by 81%. Expert in risk analysis and compliance integration, I excel in cross-functional collaboration and stakeholder communication, delivering impactful solutions in digital account opening and lending. Passionate about optimizing user experiences and enhancing operational efficiency.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Business Analyst(Module Lead)
Mphasis India Pvt. Ltd.(For Wells Fargo and Co.)
Charlotte, NC
08.2020 - Current
Acted as the key liaison between business stakeholders, development teams, and compliance departments for Small Business Banking initiatives.
Led the design and deployment of digital account opening features from front-end UI to backend services and validations.
Managed the implementation of business and individual identity verifications, risk scoring models, OFAC compliance, and product eligibility rules.
Streamlined and automated account opening processes, reducing the manual onboarding time from 42 minutes to 8 minutes.
Improved account open success rates significantly while maintaining strong risk and fraud mitigation measures.
Collaborated with technical and business teams to support debit card issuance, funding workflows, and Hogan system validations.
Developed logic for handling multiple applicant scenarios and individual-business relationships across various business entity types.
Played a central role in enhancing digital onboarding for small business lending products.
Delivered detailed documentation including BRDs, process flows, and use cases to ensure development clarity and regulatory compliance.
Supported rigorous UAT testing and post-deployment validation to ensure seamless functionality and stakeholder satisfaction.
Senior Software Test Engineer
Impelsys India Pvt. Ltd.
07.2019 - 08.2020
Company Overview: Impelsys is an e-Learning platform which provides different learning contents, e-Books, certifications etc.
I created a regression suite which is 100% automated and well maintained.
Automate UI test cases using BDD Tools.
Train and groom new joiners.
Ensure Test coverage creating requirement traceability matrix.
Capture and analyze Splunk logs for troubleshooting.
Actively participate in Agile Scrum procedures like daily Scrum calls, BRPs, Retrospectives etc.
Impelsys is an e-Learning platform which provides different learning contents, e-Books, certifications etc.
Consultant
Capgemini pvt ltd.
11.2018 - 07.2019
Company Overview: PSA is an Automobile Manufacturer based in France.
CustomerFirst(C1ST) Project is planned to launch by PSA with an objective of becoming Customer centric, in having a 360 degree view of customer through all possible PSA touch points along the lifecycle of their product and services.
It is designed to make a single common platform for B2B & B2C Customers in 48 Countries.
Software Test Engineer
Infosys Pvt. Ltd.
04.2018 - 11.2018
I was part of this project from the scratch and was able to contribute towards design and architecture.
As a QA, I was given the ownership of testing Customer Module and Payment Module.
Aurus was the payment gateway and VeriFone E355 was used for making payment.
Have tested E2E Mobile app Functionality, API Testing and Payment Gateway Testing.
Test Specialist
IBM India Pvt. Ltd.
03.2015 - 03.2018
Company Overview: Global Computing Platform (GCP)/Enterprise Data Bus (EDB) is an Enterprise solution for AT&T business to solve issues of data quality, integrity and accuracy by serving as a Database Of Record (DBOR).
API, Web Service Testing using SOAPUI.
Verifying data loaded in the database with Oracle SQL queries.
Finding functionality dynamic defects and logging those in HP Quality center and Rally.
Perform Root Cause analysis.
Responsible to prepare test closure reports with test and defect metrics along, once UAT phase is complete.
Education
Bachelor of Technology -
University of Calicut
06-2013
Skills
Business Analysis & Requirement Gathering
End-to-End System Understanding (Digital Account Opening & Lending)
Process Automation & Optimization
Risk and Fraud Analysis
OFAC & Compliance Rules Integration
Digital Identity and Business Verification
Product Eligibility & Hogan System Validations
Multi-Applicant & Entity Type Handling (Sole Prop, LLC, etc)
Technology Business Systems Consultant, Engagement Manager at Wells Fargo India Solutions Pvt LtdTechnology Business Systems Consultant, Engagement Manager at Wells Fargo India Solutions Pvt Ltd