Denis Membreno Aguero
SAN BERNARDINO,CA
Summary
Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
5
5
years of professional experience
Work History
Credit Analyst
CrediReady
Leon, Nicaragua
11.2023 - 06.2024
- Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.
- Assessed loan requests for accuracy, completeness and conformance with established lending guidelines.
- Analyzed customer payment histories to assess credit risk profiles.
- Determined appropriate loan terms based on borrower's creditworthiness.
- Conducted detailed analysis of customers' liquidity, capital structure, borrowing capacity and debt serviceability.
- Monitored customer accounts to ensure timely payments were made in accordance with loan agreements.
- Developed strategies to manage delinquent accounts and reduce overall portfolio risks.
- Performed due diligence on new applicants by verifying income, assets and liabilities through public records or third-party sources.
- Provided recommendations regarding loans applications based on sound credit evaluation principles.
- Maintained accurate records of all transactions related to credit activities.
General Laborer
Yazaki
LEON, NICARAGUA
03.2020 - 11.2023
- Cleaned tools, equipment, and work areas in order to maintain a safe and organized workspace.
- Loaded and unloaded materials onto trucks for delivery to job sites.
- Operated hand tools and power tools to complete construction projects.
- Assisted tradespeople with tasks such as measuring, cutting, and preparing materials.
- Moved heavy objects using dollies, carts, hoists, or other manual labor techniques.
- Ensured that all safety regulations were followed while working onsite.
- Picked orders according to customer specifications, utilizing order sheets, pick lists, and item numbers.
- Verified accuracy of picked items by comparing them against pick list.
- Stocked shelves with incoming merchandise as needed.
- Organized stock on shelves in an orderly fashion for efficient retrieval.
- Inspected and verified shipments for accuracy and quality assurance.
- Utilized RF scanners to track inventory movements throughout the facility.
- Assembled boxes or other containers for packing goods prior to shipment.
- Labeled packages accurately with destination addresses for shipping purposes.
- Wrapped packages securely with bubble wrap, tape and labels before loading onto delivery trucks.
- Weighed packages to ensure they met shipping weight requirements.
- Checked expiration dates on perishable items prior to packing them for shipment.
- Fulfilled orders quickly to accomplish challenging daily objectives.
- Used handheld scanners to key in data for packages.
- Provided assistance in other areas of the warehouse when needed including receiving and stocking duties.
Consulting Analyst
JA NICARAGUA- YOUTH ENTREPRENEURS
Managua , Nicaragua
02.2019 - 03.2020
- Provide advice to 50 small businesses on administrative issues, customer service, accounting, cash, and inventory.
- Marketing Strategy Promoter for the launch of new products and promotions for the profitability of entrepreneurs.
- Provide operational knowledge for making decisions that allow the economic and social transformation of the community.
- Implementation of training on control quality, hygiene, and safety of products of the business.
- Provided technical support to clients throughout the implementation of new systems or processes.
- Provided training sessions on new systems or processes for internal staff members.
- Evaluated existing workflows within organizations to determine areas where improvements can be made.
- Identified areas for improvement, narrowing focus for decision-makers in making necessary changes.
- Contributed ideas towards the development of new products and services designed specifically for clients' needs.
Education
Bachelor of Science - Economics
National Autonomous University of Nicaragua
LEON, NICARAGUA12-2017
Associate of Science - Information Technology Project Management
LIDERAZGOGROUP
LEON, NICARAGUA11-2014
Associate of Science - Accounting
MEPROC
LEON, NICARAGUA11-2013
Skills
- Self-confidence
- Creative thinking
- Teamwork
- Team-building skills
- Honesty
- Problem solving
- Patience
- Organization
- Quality Control
- Project Management
- Problem-Solving
- Hand and power tools
- Shipping and receiving
- Packing boxes
- Computer competency
- Package scanning
- Inventory control procedures
- Material Handling
- Order Fulfillment
- Health and Safety Regulations
- Safety Protocols
Languages
English
Elementary
Spanish
Native/ Bilingual
Timeline
Credit Analyst
CrediReady
11.2023 - 06.2024
General Laborer
Yazaki
03.2020 - 11.2023
Consulting Analyst
JA NICARAGUA- YOUTH ENTREPRENEURS
02.2019 - 03.2020
Bachelor of Science - Economics
National Autonomous University of Nicaragua
Associate of Science - Information Technology Project Management
LIDERAZGOGROUP
Associate of Science - Accounting
MEPROC
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