Valerie Labrada
Philadelphia,PA
Summary
Dynamic Credit Analyst with a proven track record at SKF USA, specializing in credit risk assessment and financial analysis. Adept at enhancing portfolio quality through detailed reviews and cross-functional collaboration. Bilingual in Spanish, I excel in customer service and possess strong organizational skills, driving informed decision-making and improving client satisfaction.
Overview
5
5
years of professional experience
Work History
Credit Analyst
SKF
Bluebell, Philadelphia
11.2024 - 08.2025
- Assessed credit risk and analyzed financial statements.
- Collaborated with cross-functional teams for comprehensive client assessments, supporting informed decision-making.
- Improved overall portfolio quality, conducting regular reviews of existing accounts, and recommending appropriate actions.
- Conducted detailed financial analysis on clients to assess creditworthiness and recommend credit limits.
Claims Specialist
SKF
Lansdale, Philadelphia
03.2023 - 11.2024
- Enhanced customer satisfaction with timely communication, empathy, and clear explanations of claim outcomes.
- Managed a high volume of claims effectively by prioritizing tasks, and maintaining excellent organizational skills.
- Reduced claim processing errors by conducting thorough investigations and accurately interpreting policy details.
- Organized information by using spreadsheets, databases or word processing applications.
- Conducted training sessions for junior claims specialists on best practices.
Receptionist
Texas Digestive Disease Consultants
San Marcos, Texas
01.2021 - 02.2023
- Assisted patients with completing necessary forms and documentation.
- Acted as the liaison with other medical departments, such as radiologists, medical specialists, or psychologists, with professionalism and discretion.
- Scheduled appointments effectively and ensured that those appointments were on time.
- Processed billing and payment using medical software, and organized staff and doctor meetings.
- Answered multi-line telephone with polite tone of voice to provide general information and answer inquiries.
Education
Science in Health Services Coordination
Western Governors University
Salt Lake City, UT02-2023
Biological Clinical Science
Ozarks Technical Community College
Waynesville, MO05-2020
Associate of Science - Multidisciplinary Studies
Tranmountain Community College
El Paso, TX06-2017
Skills
- MS Office Suite
- Bookkeeping
- Customer service
- Detail, deadline, and results-oriented
- Root Cause Analysis
- Excel
- Credit risk assessment
- Credit reporting
- High risk account reviews
- Fluent in Spanish
Timeline
Credit Analyst
SKF
11.2024 - 08.2025
Claims Specialist
SKF
03.2023 - 11.2024
Receptionist
Texas Digestive Disease Consultants
01.2021 - 02.2023
Science in Health Services Coordination
Western Governors University
Biological Clinical Science
Ozarks Technical Community College
Associate of Science - Multidisciplinary Studies
Tranmountain Community College
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