Summary
Overview
Work History
Education
Skills
Timeline
Generic

Valerie Mitchell

3274 Garden Glade Ln Lithonia,GA

Summary

Intuitive Senior Credit Risk Analyst with a comprehensive background in credit risk management, assessment, and mitigation strategies. Possess strong analytical skills, adept at identifying potential risks and developing effective solutions to minimize losses. Strong track record of successfully managing large portfolios, improving process efficiency and enhancing risk policies. Significant contributor to previous teams by enhancing risk forecasting accuracy and streamlining reporting procedures.

Overview

10
10
years of professional experience

Work History

Senior Credit Risk Analyst

Piedmont National
Atlanta, GA
05.2023 - Current
  • Advised senior management on changes needed in order to comply with regulatory requirements related to consumer protection laws.
  • Collaborated with credit association and business representatives to exchange valid credit information.
  • Presented key information to upper management and executive team for loan recommendations.
  • Conducted detailed financial analysis on clients to assess creditworthiness and recommend credit limits.
  • Developed processes for monitoring portfolio performance over time through regular reviews of account activity.
  • Developed comprehensive understanding of financial statements, enhancing opportunities to assess risk.

Accounts Receivable Analyst

Back Office Staffing Solutions
Beaverton, OR
09.2022 - 05.2023
  • Audit invoicing systems and internal controls to boost billing efficiencies.
  • Coordinated approval or rejection of lines of credit.
  • Checked payroll, vendor payments and other accounting disbursements for accuracy and compliance.
  • Verified validity of account discrepancies by obtaining and investigating information from sales, customer service departments and from clients.
  • Developed strong professional rapport with vendors, partners and clients.
  • Received and recorded cash, checks and transfers of approximately $300,000 per day.

Accounts Receivable Specialist

Atlanco LLC
Marietta , GA
09.2021 - 09.2022
  • Routinely contacted account holders with balances over 30 days past due to resolve delinquencies.
  • Posted and verified entries to logs, spreadsheets or reports to update department records and accounting systems.
  • Maintained accounting records by performing routine calculating, posting and verifying duties.
  • Performed administrative tasks to support strategic initiatives.
  • Processed new customer forms to set up accounts in system.
  • Investigated billing discrepancies and implemented effective solutions to resolve concerns and prevent future problems.

Assistant Property Manager

The Integral Group LLC
Atlanta, GA
08.2019 - 07.2021
  • Analyzed loss reports and reviewed with senior management to measure overall portfolio performance.
  • Arranged for debt repayment and established repayment schedule based on customer finances.
  • Performed various accounts receivable functions, including cash receipts posting, updating cash flow reports and researching chargebacks and write-offs.
  • Developed and improved procedures for collection of past due amounts.
  • Spearhead the conversion of 70% in office receivable payments to electronic payments.

Accounts Payable Specialist

Wilson CTS
Marietta , Ga
03.2019 - 08.2019
  • Coded 100+ invoices weekly and other records to maintain organized and accurate records
  • Reviewed data and information to check entries, calculations and billing codes for accuracy
  • Reviewed bank account statements to reconcile accounts by documenting correct financial information in general ledger
  • Problem-solved accounts payable questions on behalf of internal team members, management and vendors
  • Worked quickly and efficiently, with minimal oversight, to accomplish assigned duties
  • Prepared purchase orders and expense reports
  • Reduced financial discrepancies by accurately processing invoices and journal entries.
  • Verified documented and requested disbursements to facilitate payments.

Assistant Property Manager

Steadfast Management
Atlanta, Ga
03.2015 - 03.2019
  • Received, recorded, and banked cash, checks, and vouchers as well as reconciled records of bank transactions
  • Coded invoices and other records to maintain organized and accurate records
  • Processed payroll, electronic deposits and employee pay adjustments in the absence of the property manager
  • Executed quarterly financial reporting on multiple properties-multifamily real estate
  • Assisted in the creation of vendor contracts for outside vendors
  • Kept meticulous records of all correspondence with residents and tenants
  • Answered calls and responded to inquiries from various parties, using strong active listening and open-ended questioning skills to resolve problems

Education

BBA - Finance

Georgia State University
Georgia
05.2023

Associate of Science - Business Administration

Georgia State University
Georgia
05.2020

Skills

  • Effective time management
  • Invoicing and billing
  • Collections understanding
  • GAAP principles
  • Vendor Relations
  • Discrepancy Resolution
  • Credit risk assessment
  • Problem solving

Timeline

Senior Credit Risk Analyst

Piedmont National
05.2023 - Current

Accounts Receivable Analyst

Back Office Staffing Solutions
09.2022 - 05.2023

Accounts Receivable Specialist

Atlanco LLC
09.2021 - 09.2022

Assistant Property Manager

The Integral Group LLC
08.2019 - 07.2021

Accounts Payable Specialist

Wilson CTS
03.2019 - 08.2019

Assistant Property Manager

Steadfast Management
03.2015 - 03.2019

BBA - Finance

Georgia State University

Associate of Science - Business Administration

Georgia State University

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