Vanesa Loredo
Houston
Summary
Loan specialist with extensive experience in covenant compliance and loan documentation management. Proven ability to update records and resolve insurance-related exceptions efficiently. Supports teams with accurate documentation to ensure adherence to regulatory standards and enhance operational excellence.
Overview
18
18
years of professional experience
Work History
Loan Specialist III
Zions Bancorporation
Salt Lake City
12.2007 - 02.2026
- Established and monitored covenant ticklers with due dates, document requirements, and renewal cycles to ensure compliance with insurance and reporting covenants.
- Updated loan records as policies renewed, canceled, or changed; ensured all required documents remained current throughout the loan lifecycle.
- Corrected insurance-related inaccuracies and collaborated with loan officers to resolve exceptions, processing force-placed insurance notifications for coverage deficiencies.
- Utilized SWBC to purchase, validate, track, and monitor insurance renewals, cancellations, and premium updates.
- Organized, indexed, and maintained digital and physical collateral and insurance documentation to ensure accuracy, accessibility, and regulatory compliance.
- Uploaded and properly labeled insurance policies, collateral documents, renewals, and compliance notices within the loan tracking system.
- Assisted internal teams with insurance compliance inquiries, policy updates, and document retrieval for releases and loan servicing needs.
- Ensured all loan security files met internal, investor, and regulatory standards; maintained audit-ready documentation across the loan portfolio.
- Trained and supported new team members on insurance compliance procedures and SWBC system best practices to enhance team accuracy and consistency.
Education
GED (General Educational Development) -
San Jacinto College
Pasadena, TX06-1997
Skills
- Covenant monitoring
- BANCS Loan Servicing System
- Credit Lead Platform
- Document management
- Audit readiness
- Workflow oversight
- Workflow training
- Commercial lending
- Microsoft Excel
- Strong communication and organizational skills
- Microsoft Outlook
- SharePoint
- Platform proficiency
- Remote work experience
- Time management
- Project prioritization
- Strong communication and organizational skills
- Attention to detail
- Problem solving
- Adaptability
- Consistent productivity and collaboration
- Dependable team player
- Team development
- Work flexibility
- Time management
Languages
Spanish, Fluent
Timeline
Loan Specialist III
Zions Bancorporation
12.2007 - 02.2026
GED (General Educational Development) -
San Jacinto College