Summary
Overview
Work History
Education
Skills
Certification
Languages
Timeline
Generic

Veronica Ceja

Rialto,Ca

Summary

Dedicated business professional with a strong work ethic and a proven track record in enhancing operational efficiency. Demonstrates adaptability in various working environments, excelling both independently and in team settings. Possesses a resourceful approach to problem-solving while consistently driving company objectives and service value. Aims to leverage expertise to contribute to organizational growth and performance improvements.

Overview

27
27
years of professional experience
1
1
Certification

Work History

REVENUE RECOVERY OFFICER

San Bernardino County/ARMC
01.2015 - Current
  • Manage assigned files to ensure outstanding balances are resolved
  • Review and determine which Insurance company is responsible for balances
  • Contact insurance companies to discuss/resolve disputes
  • Review claims to ensure they are being billed correctly
  • Assist fellow employees with their work loads, questions, and training on new procedures
  • Keep track of reoccurring issues, research and submit proposed resolutions
  • Submit appeals and authorization requests to insurance companies.
  • Process incoming correspondence and updated accounts with relevant data.
  • Assist in training new hires

Collection/Customer Service Representative

Green Tree Servicing LLC
01.2013 - 01.2015
  • Oversee Fannie Mae primary mortgage accounts.
  • Aided in handling both first and second mortgages for Bank of America and Citi clients.
  • Guide customers in identifying optimal solutions tailored to their needs.
  • Utilized tracking techniques to determine customer locations as needed.
  • Guided customers through loss mitigation processes, including Deed in Lieu, Short Sales and Modification.
  • Prepared accounts for foreclosure proceedings as needed.
  • Trained new hires.

REO Research Analyst

HSBC
01.2010 - 01.2011
  • Led a team of professionals delivering consistent project successes.
  • Conducted training sessions for new team members.
  • Kept comprehensive daily logs on employee productivity.
  • Collected and evaluated data from multiple sources.
  • Partnered with legal professionals to determine necessary data insights.
  • Conducted thorough analysis of existing customer contracts to identify missing documentation.
  • Designed initiatives to streamline workflow processes.
  • Drafted comprehensive reports and concise presentations for management review.

Inbound customer service and collections

HSBC
01.2007 - 01.2010
  • Led and coordinated team projects.
  • Handled incoming customer inquiries.
  • Acknowledged for exceptional service with a placement among the company's top 10 employees in 2010.
  • Conducted training sessions for peers on newly implemented systems program.
  • Consistently achieved top ranking as #1 collector across multiple departments.

Payoff Department

HSBC
01.2006 - 01.2007
  • Founded and pioneered a new company department.
  • Department lead
  • Spearheaded deployment and trial run of the latest departmental software.
  • Facilitated learning programs to educate both employees and management within the department.
  • Collaborated with customers and client companies to obtain payoffs for secured loans.
  • Analyzed agreements to ensure understanding of terms influencing payoff conditions.

Customer Care Program

HSBC
01.2005 - 01.2006
  • Directed team activities efficiently for successful task completion.
  • Facilitated onboarding process for newly hired staff.
  • Handled escalated calls efficiently to aid colleagues.
  • Clarified various loan and contract options to customers.
  • Generated multiple loan leads with clients, boosting company revenue.

Due Diligence

HSBC
01.2004 - 01.2005
  • Directed team operations to achieve project objectives.
  • Evaluated designated accounts to initiate appropriate actions, including judgments, repossessions, and foreclosures.
  • Drafted detailed financial accounts for legal proceedings.

Collections Specialist

HSBC
01.2002 - 01.2004
  • Offered customer support and managed collections in call center setting.
  • Negotiated payment plans on past due, late, and active accounts to ensure timely collections.
  • Supported various functional units such as Dialer and Manual collections.
  • Skip-traced customer by utilizing internet tools and in-house programs (Qsent, Ecollect, Accurint, Mars, Cbr).

Manager

Spencer Gifts
01.1998 - 01.2001
  • Managed workforce of eight staff members.
  • Skillfully administered cash handling duties along with managing payroll processes.
  • Executed hiring process responsibilities.
  • Advanced to retail manager role in under 8 months.
  • Fostered a team environment that enhanced staff morale and boosted customer satisfaction.

Education

Associates degree - Social and Behavioral Sciences

Citrus Community College

Skills

  • Proficient in Data Analysis
  • Simultaneous Task Handling
  • Case management
  • Investigating historical data
  • Results-Driven
  • Advanced Conflict Management
  • Proficient in Negotiation Strategies
  • Analytical Problem Solving
  • Detail-Oriented Analysis
  • Skilled Trainer

Certification

  • Certified Revenue Recovery Cycle Reprenative
  • CPR certified
  • CDC heads up certification.

Languages

Spanish
Native/ Bilingual

Timeline

REVENUE RECOVERY OFFICER

San Bernardino County/ARMC
01.2015 - Current

Collection/Customer Service Representative

Green Tree Servicing LLC
01.2013 - 01.2015

REO Research Analyst

HSBC
01.2010 - 01.2011

Inbound customer service and collections

HSBC
01.2007 - 01.2010

Payoff Department

HSBC
01.2006 - 01.2007

Customer Care Program

HSBC
01.2005 - 01.2006

Due Diligence

HSBC
01.2004 - 01.2005

Collections Specialist

HSBC
01.2002 - 01.2004

Manager

Spencer Gifts
01.1998 - 01.2001
  • Certified Revenue Recovery Cycle Reprenative
  • CPR certified
  • CDC heads up certification.

Associates degree - Social and Behavioral Sciences

Citrus Community College
Veronica Ceja