Highly motivated business professional with over 26 years of technical claims handling experience in both personal auto and commercial environments.
Overview
26
26
years of professional experience
Work History
Transporation Unit Manager
NARS
04.2023 - 06.2025
Managed a team of 5 transportation adjusters who handled PD, APD, BI and BI litigated files.
Evaluated employee performance quarterly and yearly to discuss professional growth opportunities, accountability measures, and feedback-driven improvement strategies.
Ensured compliance with regulations and best claims practices through monthly file audits of all adjusters, weekly 1:1s with each adjuster and weekly unit meetings.
Managed the After Hours Shift to make sure there was 24/7 coverage for escalated claims.
Attended monthly and/or quarterly reviews with Clients.
Front Line BI Claims Manager
Superior Risk Management
07.2021 - 04.2023
Responsible for leading a team of 11 commercial adjusters housed in Texas, Georgia and California
Maintain and send a weekly Monday report of Front-Line BI assignments to ensure files are assigned based on licensing requirements and disbursed evenly among the team members; report also outlines the percentage of attorney files received as well as files that are received from the PD department
Approve authority requests for reserving and settlement for Expense and Indemnity up to adjuster’s authority/reserve limit; this includes a file review to ensure that coverage and liability are clear and that the damages and facts match the request
Ensure that claim processes are meeting and compliant with Best Practices
Review all liability and coverage denial letters
Create monthly coaching summaries and document behaviors; delivered face-to-face or over the phone for remote staff
Partner with HR on performance issues
Review adjuster’s last note activity for compliance of procedures in order to drive quality, performance and closures/settlements
Review manager’s last note activity report to maintain timely involvement in files
Manage demand calendar for positive traction and activity of demands
Onboarding new hires
Manage attendance
Conduct team meetings and team outings to ensure engagement
$100k authority per indemnity feature; $25k authority per expense feature
Field Claims Manager
QEO Insurance
01.2020 - 07.2021
Responsible for leading a team of 6 commercial field adjusters housed in Texas and Louisiana
Reviewed all coverage denial and liability denial requests
Gave additional authority on files when needed
Performed periodic claim file reviews
$180k overall authority
Field Claims Specialist
QEO Insurance
05.2018 - 01.2020
Investigated/cleared coverage on commercial policies
Met unrepresented claimants face-to-face in order to settle BI claims
Wrote repair estimates on all personal autos, as well as settled total losses in the field
Prepared and sent subrogation demands to at-fault carriers
$80k overall authority
Bodily Injury Claim Representative II
AmTrust Group
11.2017 - 05.2018
Reviewed policy in conjunction with the loss facts and claim investigation to evaluate and determine the applicability of coverage for the claim
Completed quality investigations either directly or through field investigators by obtaining recorded statements and interviews from the insured, claimant and witnesses, as well as gather other investigation documents, i.e., police reports, forensic investigation reports from experts, scene photos, vehicle photos, etc.
Conducted and complete a thorough analysis of liability and evaluation of plaintiff injuries
Documented reports, discussions, action plans and decision points
Pro-active litigation management
Handled all negotiations with plaintiff attorneys as well as un-represented claimants
Level II Supervisor
ASA Claim Services
01.2016 - 11.2017
Responsible for leading a team of 5 - 6 bodily injury adjusters in a non-standard environment on both attorney represented and non-attorney represented cases
Provided coaching and feedback regarding investigation, negotiations, and evaluations in order to resolve claims fairly and accurately
Reviewed BPR reports daily and distribute to adjusters based on their file needs
Approved claim payments
Reviewed all legal documentation prior to administering to the assigned adjuster
Administered weekly and monthly Scorecards to the adjuster in order to provide immediate feedback on metrics
Level II Injury Adjuster
ASA Claim Services
10.2015 - 01.2016
Provided high quality claim handling in a non-standard environment on all assigned claims
Timely coverage analysis and communication to all involved parties
Investigated each claim through prompt contact with appropriate parties such as policyholders, accounts, claimants, law enforcement agencies, witnesses, agents, medical providers and technical experts to determine the extent of liability, damages, and contribution potential.
Verified the nature and extent of injury or property damage by obtaining and reviewing appropriate records and damages documentation
Kept effective diary management system to ensure that all claims were handled timely
Negotiated disposition of claims with policyholders and claimants or their legal representatives
Outside Claims Representative, Auto Liability
Travelers Insurance
01.2013 - 12.2013
Interim Supervisor when needed
Provided high quality Face-to-Face claim handling and superior customer service on assigned claims, while engaging in indemnity and expense management
Timely coverage analysis and communication with insured based on application of policy information, facts or allegations of each case
Investigated each claim through prompt contact with appropriate parties such as policyholders, accounts, claimants, law enforcement agencies, witnesses, agents, medical providers and technical experts to determine the extent of liability, damages, and contribution potential; took necessary statements.
Inside Claims Representative, Auto Liability
Travelers Insurance
06.2012 - 01.2013
Interim Supervisor when needed
Provided high quality claim handling and superior customer service on assigned injury claims for commercial and personal auto policies, while engaging in indemnity and expense management
Timely coverage analysis and communication with insured based on application of policy information, facts or allegations of each case
Investigated each claim through prompt contact with appropriate parties such as policyholders, accounts, claimants, law enforcement agencies, witnesses, agents, medical providers and technical experts to determine the extent of liability, damages, and contribution potential. Take necessary statements.
Identified resources for specific activities required to properly investigate claims such as Subrogation, Risk Control, nurse consultants, and fire or fraud investigators and to other experts
Verified the nature and extent of injury or property damage by obtaining and reviewing appropriate records and damages documentation
Kept effective diary management system to ensure that all claims were handled timely. At required time intervals, evaluated liability and damages exposure, and established proper indemnity and expense reserves.
Negotiated disposition of claims with policyholders and claimants or their legal representatives. Recognized and implemented alternate means of resolution.
Provided quality customer service and ensured file quality.
Shared accountability with business partners to achieve and sustain quality results.
Recovered in excess of 1 million dollars via arbitration filings in 2011
Interim Subrogation Manager whenever Subrogation Claims Manager was out of the office; provided authority on claims being settled for less than 100%; determined whether claims should be settled via further subrogation efforts vs. arbitration filings
Technical and training resource to casualty partners and recovery representatives
Volunteer arbitration panelist for Arbitrations Forums, Inc.
Communicated with policyholders, witnesses, attorneys, underwriters, claims and other parties to obtain/provide necessary information for recovery activities
Provided excellent customer services via communications with policyholders for prompt return of applicable deductibles and/or out-of-pocket expenses
Process Review Committee – Member
Subrogation Advisory Board – Member
Master Claims Associate
Nationwide Insurance
10.2003 - 10.2005
Negotiated and resolved higher severity injury claims via face-to-face contact
Determined what coverage(s) applied to specific claims
Applied best claims practices to investigate, evaluate, negotiate and equitably settle assigned bodily injury claims in accordance with company guidelines
Senior Claims Associate
Nationwide Insurance
05.1999 - 10.2003
Investigated, negotiated and resolved liability property damage claims over the telephone and applied best claims practices to an equitable conclusion
Promoted to Bodily Injury adjuster in February 2001
Education
Bachelor of Science Degree - Health Care Administration