Victor Gonzalez
Kissimmee,FL
Summary
Experienced financial services professional specializing in Anti-Money Laundering (AML), Know Your Customer (KYC), Sanctions screening, and Global Payments & Treasury Services. Proven ability to navigate complex regulatory requirements, mitigate financial crime risks, and implement effective compliance strategies. Known for strong analytical skills, strategic problem-solving, and a commitment to maintaining financial integrity and regulatory excellence.
Overview
10
10
years of professional experience
Work History
Anti Money Laundering Associate
BNY Mellon
Lake Mary, FL
04.2024 - Current
- Analyzed and investigated transactional alerts against U.S. and international sanction lists to ensure compliance, successfully reducing false positives.
- Processed a daily average of 1,000 cases with minimal to no errors while adhering to global OFAC regulations and other relevant compliance standards.
- Worked independently and as part of a team using screening tools such as Ficrosoft and CIA ensuring all deadlines were met.
- Collaborated with internal stakeholders to collect relevant information and support compliance efforts.
KYC Associate
Capco
Maitland, FL
02.2024 - 04.2024
- Conducted thorough and independent investigations for complex cases, assessing clients' AML KYC risk levels.
- Utilized various industry-standard tools including LexisNexis, Quantified, AML/Oracle Name Search, NetX360, and Au10tix to support AML screening and review processes, effectively identifying material and non-material hits.
- Successfully executed KYC Refresh for a tier 1 investment firm, encompassing all new and existing client portfolios.
- Monitored and evaluated regulatory updates, providing comprehensive analysis and reporting to ensure continuous AML compliance adherence.
Analyst
KPMG
Orlando, FL
03.2021 - 01.2024
- Utilized analytical and investigative skills to research fraudulent incidents and drafted narratives in Suspicious Activity Reports (SARs) on all new and related fraudulent cases.
- Assessed risks associated with certain customers based on their profile information.
- Analyzed customer records, transaction histories, account statements, and other documents to detect any signs of suspicious activity.
- Collaborated with other departments on investigations as needed to review evidence, analyze data, and prepare reports for senior management at Bank of America.
Senior Credit Analyst
One Main Financial
Orlando, FL
02.2018 - 03.2021
- Utilized automated underwriting and credit analysis systems to generate reports on applications, analyzing debt-to-income ratios and other metrics to assess applications.
- Performed reviews of existing customer accounts to identify any changes in risk profile or payment trends.
- Provided training to junior staff members regarding credit policy and procedure implementation.
- Conducted detailed analysis of customer data including cash flow, liquidity, profitability, leverage ratios, collateral values.
Licensed Personal Banker
Wells Fargo
Orlando, FL
05.2015 - 02.2018
- Identified financial needs of customers and presented appropriate product and service options.
- Followed KYC process when opening personal and business accounts and performed Customer Due Diligence (CDD) when banking relationship was established.
- Complied with security procedures and protocols when opening and closing bank vault.
- Participated in training and mentoring of new associates, assisting with onboarding .
Education
Some College (No Degree) -
Valencia College
Orlando, FLKYC/AML Training At KPMG
Skills
- Fraud Management
- Regulatory Compliance
- MS Office
- Client Relationship Management
- Risk Management
- Decision-Making
Timeline
Anti Money Laundering Associate
BNY Mellon
04.2024 - Current
KYC Associate
Capco
02.2024 - 04.2024
Analyst
KPMG
03.2021 - 01.2024
Senior Credit Analyst
One Main Financial
02.2018 - 03.2021
Licensed Personal Banker
Wells Fargo
05.2015 - 02.2018
Some College (No Degree) -
Valencia College
KYC/AML Training At KPMG