Victor Torrez
SAN ANTONIO
Summary
Seeking position as: Automotive Finance Manager/Sales
Loyal and analytical family man with over 22 years experience in Finance Management and Sales in the retail automotive industry. Confident and award-winning innovator interested in moving to the next level within his mastered field of Automotive Financing with an organization that offers room for growth and personal development.
Overview
13
13
years of professional experience
Work History
Finance Manager
North Park Subaru at Dominion
San Antonio, TX
03.2024 - Current
- Promoted finance products to customers and sales force to increase penetration.
- Negotiated terms with banks and other financial institutions to secure financing and optimize terms.
- Supervised and mentored finance team members, fostering a culture of continuous improvement.
Finance and Insurance Manager
Mercedes-Benz of San Antonio
San Antonio, TX
08.2023 - 02.2024
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
- Reviewed credit histories from applicants and determined feasibility of granting requested loans.
- Located and suggested loan packages that met client needs and priorities.
Finance and Insurance Manager
Kahlig Auto Group - North Park Lexus
San Antonio, TX
12.2012 - 06.2023
- Collaborated with lending representatives to obtain financing and complete sales.
- Educated customers about manufacturer and dealer policies, procedures and service options.
- Reviewed purchases and sales contracts for compliance with dealer and legal standards.
- Reviewed loan agreements to verify completeness and accuracy according to applicable policies.
- Reviewed credit histories from applicants and determined feasibility of granting requested loans.
- Cultivated partnerships with individuals and firms to better promote products meeting customers' needs.
- Approved and qualified applications for financing, closed sales contracts and cross-sold insurance products while complying with state laws.
- Promoted finance products to customers and sales force to increase penetration.
Education
Bachelors Degree - Business Management
Ferris State University
01.1994
Skills
- Meticulous / Accurate Administrator
- Loyal / Honest Dealer
- Loan Feasibility Assessment
- Strong Persuasive / Influential Qualities
- Fraud Detection and Prevention
- Multitasking and Prioritization
Interests
Military Achievements: United States Marine Corps - Meritoriously Promoted. Humanitarian Service Medal, American Defense Service Medal.
Participated in Operation Desert Shield
Memberships: Active member Cornerstone Church - Usher, Delta Sigma Phi Fraternity - Vice President / Pledge Educator
Timeline
Finance Manager
North Park Subaru at Dominion
03.2024 - Current
Finance and Insurance Manager
Mercedes-Benz of San Antonio
08.2023 - 02.2024
Finance and Insurance Manager
Kahlig Auto Group - North Park Lexus
12.2012 - 06.2023
Bachelors Degree - Business Management
Ferris State University
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